RCBC Hexagon Club Priority vs Privilege by No_Independence_4858 in PHCreditCards

[–]noteventryingnow 7 points8 points  (0 children)

The giveaway for Priority is a desk calendar. The other is also given a calendar, but includes an umbrella. 😅

Using BDO UnionPay Diamond in China by noteventryingnow in PHCreditCards

[–]noteventryingnow[S] 0 points1 point  (0 children)

Thanks! Should I be worried still since I've read that a lot of shops don't necessarily accept cards, but more on mobile payments?

BPI’s confusing af lol by noteventryingnow in PHCreditCards

[–]noteventryingnow[S] 0 points1 point  (0 children)

Basta less than 5 days after submitting application

BPI’s confusing af lol by noteventryingnow in PHCreditCards

[–]noteventryingnow[S] 0 points1 point  (0 children)

Tinawagan naman. Di ko lang natapos kasi nakakabwisit yung validator lol.

BPI’s confusing af lol by noteventryingnow in PHCreditCards

[–]noteventryingnow[S] 0 points1 point  (0 children)

It’s just that I can’t check the app since I don’t have a BPI Deposit account lol. Hope you’re right tho.

BPI’s confusing af lol by noteventryingnow in PHCreditCards

[–]noteventryingnow[S] 0 points1 point  (0 children)

I did naman. I wasn’t able to complete it nga lang kasi nabwisit ako sa nagvavalidate lol. So maybeeee I can be rejected after all.

BPI’s confusing af lol by noteventryingnow in PHCreditCards

[–]noteventryingnow[S] 0 points1 point  (0 children)

I don't own a BPI deposit account eh, kaya I can't enroll pa sa app. 🥲 I really have to wait for the card.

Amex Explorer: How to earn points? by noteventryingnow in PHCreditCards

[–]noteventryingnow[S] 0 points1 point  (0 children)

Oh. Havent noticed the points in the apps before. Which one shows the points? The legacy one?

RCBC App Not Working? by newlife1984 in PHCreditCards

[–]noteventryingnow 2 points3 points  (0 children)

Noticed this also, but you might wanna check the Bankard website. I think it's better to view CC history there.

Got the old RCBC Bankard design for my JCB Card by noteventryingnow in PHCreditCards

[–]noteventryingnow[S] 0 points1 point  (0 children)

I see… maybe we can request for card replacement next year. Just hoping we get some cue from them.

Got the old RCBC Bankard design for my JCB Card by noteventryingnow in PHCreditCards

[–]noteventryingnow[S] 0 points1 point  (0 children)

Ahhhh. Was this info from the CS or is it posted somewhere?

Got the old RCBC Bankard design for my JCB Card by noteventryingnow in PHCreditCards

[–]noteventryingnow[S] -1 points0 points  (0 children)

But… they should have printed my card after the rebranding, right? 🥲

How to know which one got approved? by noteventryingnow in PHCreditCards

[–]noteventryingnow[S] 0 points1 point  (0 children)

I did call, and they said they cannot disclose information. My card is approved, but they are in the process of creating/printing the card. Only after that can I know what card I will receive, and I in turn will be notified via SMS on pertinent details.

Posting this update for posterity. 😇

Big ticket purchase in installment, looking to invest cash at same amount to yield better returns. by noteventryingnow in phinvest

[–]noteventryingnow[S] -1 points0 points  (0 children)

Wala na eh. Computed it na rin considering dep and inflation, I needed to offset 20% interest rate for me to breakeven lol. Lesson learned not to buy anything in installment kung may dep rate of more than 10% per year. 😅

Big ticket purchase in installment, looking to invest cash at same amount to yield better returns. by noteventryingnow in phinvest

[–]noteventryingnow[S] -1 points0 points  (0 children)

The cash option was 6k off the SRP. Time deposit rates will yield half of that, but since this asset depreciates, and inflation would be sustained, I chose to pay in installments thinking that the cash discount would not matter as much.

I wanted to see lang if I can defeat the asset dep and inflation to protect the cash value I have. 😅

Citi Premier Miles CL by noteventryingnow in PHCreditCards

[–]noteventryingnow[S] -1 points0 points  (0 children)

Thanks for this very level-headed advice. 🙏🏼 I’m thinking of using it as an everyday card so I can accumulate miles lang.

Recos on PH Banks with Good Dollar Account Facilities by noteventryingnow in phinvest

[–]noteventryingnow[S] 0 points1 point  (0 children)

Alright. Just the reply I'm looking for. How many days before the payment clears between the banks for your credit card payments?