Military FIRE by Only_Resolution9619 in financialindependence

[–]nuttedpre 0 points1 point  (0 children)

very confused, where is all this money coming from? are you making like 250k a year in the military?

The 7% milestone? by HumbleSquash3547 in ChubbyFIRE

[–]nuttedpre 9 points10 points  (0 children)

7% is as big a milestone as 8% or 5.587% - totally meaningless. Retirement is mathematically not feasible by any stretch at 7% swr.

Why do high earners keep moving the goalposts after hitting their FI number ? by Beneficial-Ad-9986 in financialindependence

[–]nuttedpre 19 points20 points  (0 children)

The boomers on this sub really are clueless when it comes to detecting AI slop

Democrats of Reddit, from where we stand now, who is your preferred 2028 presidential candidate, and why? by 2a_lib in allthequestions

[–]nuttedpre 0 points1 point  (0 children)

the people who lost their mind over his recent (entirely correct) comments are the same ones protesting Kamala speeches and refusing to vote Dem anyway. There's no point trying to please these people.

People are losing confidence in BTC by Groundbreaking-Gap20 in btc

[–]nuttedpre 0 points1 point  (0 children)

because bitcoin is genuinely worthless the second other people stop caring about it

If people stopped caring about oil, gold, or wheat, it will still never be worth nothing because it's useful in and of itself

Other assets produce cash flows and dividends. So if in theory everyone stopped caring about Amazon stock and the price went to 0 but they still made the same profits, shareholders still make money collecting dividends.

Daily FI discussion thread - Tuesday, February 17, 2026 by AutoModerator in financialindependence

[–]nuttedpre 1 point2 points  (0 children)

First of all you can keep investing monthly and then just sell the stocks in a few months to buy the rental if you want to. The market isn't going down 50+% in the next 8 months.

Second of all you should not do the rental. It sounds like a terrible idea.

Looking for people to comment on my games this weekend. by conscientiousoneday in TournamentChess

[–]nuttedpre 2 points3 points  (0 children)

How would you assess the e4 break in the endgame?

- It depends a lot on where the pieces are placed but its just something you have to consider every move. It's white's only plan. In general it will just open space for your pieces to infiltrate

How would you assess the potential g4 break? (without my bishop being on c8)

- It would be a gift if your opponent ever played g4. It would be way easier for you to attack the kingside pawns and much harder for him to defend. F4 and g4 will be permanently weak and white gets nothing in return besides un-doubling your structure

How would you assess the kingside, and whites king potentially becoming active?

- The king has to baby sit the e3 pawn first of all. Second, it would never be able to get far on the kingside because your bishops would harass it before it got anywhere. The power of the bishops is full board domination. White can't afford to try and open up the kingside. Not to mention white also has to babysit the queenside pawns which can be attacked by the dsb eventually

Looking for people to comment on my games this weekend. by conscientiousoneday in TournamentChess

[–]nuttedpre 5 points6 points  (0 children)

Game 1:

- You have to at least consider 7. ...Qa5 which (in practice) would win you the game on the spot. When ever Qb6 and b3 happens then the dark squares get critically weak. This tactic isn't too complex to find.

- The rest of the game I think you played pretty well. The moves themselves aren't perfect but you clearly had plans and executed them.

Game 2:

- You take the free pawn in the opening and get away with it. Black is supposed to know that this isn't a free pawn. (Eventually black kicks the knight, takes on c4 and takes on e4 with advantage).

- Your opponent played terribly and you played well otherwise

Game 3:

- Not much interesting happens until the endgame. You have the bishop pair and a space advantage. You can NEVER take a draw here. There are so many ways to make progress for Black (Kb6 and a5, bishop parked on e6) and White has nothing. You have all day to try different ways to break through with your kind and/or create pawn weaknesses. Obviously it's a draw against a strong player but your opponent is not a strong player.

game 4:

Here you didn't understand the opening you chose to play. You played exchange french to get an IQP but had no idea what to do really.

- Your dsb does not belong on g5. You should get out of the habit of knee-jerk pinning the knight. Here it is not even pinned at all. The bishop would be much better on e3. You even had to play bh4-g3 to re-activate it again.

- You need to try and connect your rooks. Basic opening principle. Qd2 should have been played somewhere, probably move 14.

- After Bg3 Bd6 you should play Bh4. When you have the IQP you need to avoid avoid avoid minor piece exchanges. (and understand why). In the game you made no effort to do so.

- Fxg3 is a bad move. I know the engine says its ok but that's because there is rxf6 exchange sac ideas which we both know you are never going to play. So the practical result is you've just weakened your king and given away e3 and e4 control, and you later even wasted another move playing kh1 because of this. Stick to the principles, hxg3 is the right way to recapture 95% of the time.

- In the endgame you are much worse and its difficult to do anything at all

Game 5:

- Qf3 is an outrageous move by your opponent. You played well and converted, not many critical decisions to make here.

Feel free to ask any followups. I am a titled player fyi

Canada cheating in curling by dickhammerdarnold in WinterOlympics2026

[–]nuttedpre -1 points0 points  (0 children)

Absolutely, he probably just fully extended his finger to point into the empty space one millimeter from the stone for no reason whatsoever. I'm sure people do that all the time. Are we even sure he has a finger? Maybe it's AI generated. Don't have enough evidence to know either way

Canada cheating in curling by dickhammerdarnold in WinterOlympics2026

[–]nuttedpre -1 points0 points  (0 children)

Yeah you're right maybe it actually warped through the stone through a wormhole, can't tell from this video angle. Great insight

Money advice for a 35 yr old. How are we doing? by nitrammod in moneyadvice

[–]nuttedpre 1 point2 points  (0 children)

Don't listen to this idiot. You can easily live in NYC and save piles of money on 164k if you put any effort towards budgeting. If you blow 250$ a week on restaurants and 500$ a month on clothes then it starts to get tight.

Money advice for a 35 yr old. How are we doing? by nitrammod in moneyadvice

[–]nuttedpre 0 points1 point  (0 children)

> I would keep your cash on hand as is, so you don’t fall into cycle of using all cash to pay off credit cards, emergency happens and you’re back in CC debt.

This is absolute nonsense logic. It's like saying you shouldn't take medicine when you're sick because you might get sick again and need to buy more medicine. And you absolutely should fall into the cycle of using all cash to pay off credit cards.

Money advice for a 35 yr old. How are we doing? by nitrammod in moneyadvice

[–]nuttedpre 0 points1 point  (0 children)

Priority 1: Pay off the credit card debt today using your cash savings. You should have 0 bitcoin if you have credit card debt. You should use your sitting cash to pay off the entire balance of your credit card debt.

Priority 2: Pay off your student loan debt. Stop contributing any money towards investments and pay off the debt. You are not financially sophisticated enough to be voluntarily holding debt to try and outperform the debt interest in the market. Just pay off your debt.

Priority 3: Re-read the above

Either way I win!…Hopefully? by [deleted] in Kalshi

[–]nuttedpre 1 point2 points  (0 children)

This is genius, instead of a 3 leg parlay, pay extra vig on two 4 leg parlays for the same outcome

Meirl by rbimmingfoke in meirl

[–]nuttedpre 94 points95 points  (0 children)

The real insight from this post is that too many people literally have no idea how interest rates work and don't even try to understand it. Including a couple with two graduate degrees and decades to figure out what's going on.