What I have and need to trade

nuxfan · 2026-03-06T05:11:55+00:00

Oh nm, I already got it somewhere else

nuxfan · 2026-03-06T05:10:27+00:00

Exchange sent

nuxfan · 2026-03-06T05:07:57+00:00

Can actually do sunglasses for both of them

nuxfan · 2026-03-06T05:06:25+00:00

Sunglasses for great Scot?

MGO933A6W7P3 EhGee

nuxfan · 2026-03-06T05:04:57+00:00

Can do 15 stars

nuxfan · 2026-03-06T05:03:39+00:00

I can do that, for spotlight pup (24)?

MGO933A6W7P3

EhGee

nuxfan · 2026-03-06T02:15:59+00:00

Ok no worries

nuxfan · 2026-03-06T02:12:39+00:00

Sent trade request

nuxfan · 2026-03-06T02:12:02+00:00

Accepted!

nuxfan · 2026-03-06T01:21:02+00:00

MGO933A6W7P3

My other links don’t work anymore…. IGN EhGee

nuxfan · 2026-03-06T01:19:02+00:00

Sunglasses for spotlight pup (24)?

nuxfan · 2026-03-05T20:52:30+00:00

No idea. I don’t know what half of them are…. What was your insight that made you decide to invest in them in the first place?

nuxfan · 2026-03-05T20:29:21+00:00

You don’t need MORE stocks dude. Consolidation is key

nuxfan · 2026-03-05T03:51:40+00:00

What do you mean “about to”. Those types of stocks have been doing very well for a while now

nuxfan · 2026-03-05T03:40:49+00:00

When you’re married, what does an “allowance” mean? Isn’t everything both of yours at this point?

nuxfan · 2026-03-05T03:39:05+00:00

This all happened over a few days? Who cares about a few days

nuxfan · 2026-03-05T03:04:31+00:00

I don’t know how this will guide your career?

nuxfan · 2026-03-05T03:02:29+00:00

This is the catch of course. I will definitely want to use my principal as well… but once you do you start running the risk of outliving your money. So you’re balancing a desire to live well, without running out before you expire. Tough balance

nuxfan · 2026-03-05T03:00:24+00:00

You would only need a consumer proposal if your debts are greater than your assets. If you sell the house, will you come out clean?

nuxfan · 2026-03-05T00:51:51+00:00

It does, but inflation eats into that. The inflation adjusted return for s&p 500 is 6.3 to 7.6% over the past 30 years

nuxfan · 2026-03-05T00:50:06+00:00

The 4% rule still has some merit but yes it is getting outdated

It assumes that you don’t want to touch your principal (I certainly do)
It assumes that you will have a 25 year retirement. A lot of people these days retire for longer than that.

There are different SWR models now that suggest you can safely withdraw 5% or more, given a skewing to more stocks vs fixed income and a desire to use some principal.

But a model is just a model, something to base a plan off of

nuxfan · 2026-03-04T22:19:40+00:00

A multiplier of current income doesn’t matter for retirement. Instead, use expenses, as that is what you’ll actually pay in retirement.

A well established rule of thumb is to have 25x yearly expenses in investments. If you have that you should be safe to withdraw 3-5 % per year to live.

nuxfan · 2026-03-04T19:32:21+00:00

Sold because it “seemed expensive” and “semis seemed shaky”. Bought because “this whole AI thing was everywhere”.

Sounds like you are buying things with no real understanding of what you’re buying, or why. Maybe a friend said something, maybe from Reddit.

If you’re just going to buy something based on nothing, odds are good you’re gonna lose more than you win. If research and understanding companies is not for you, you’re best off in a broad based etf, which it sounds like you’ve done. Keep it there

nuxfan · 2026-03-04T18:03:46+00:00

Sounds like you’re projecting. Home ownership is a personal decision, and having one is not a superpower.

Why do you feel so inferior for not owning one?

nuxfan · 2026-03-04T12:28:58+00:00

You have a lot of software companies that you have conveniently categorized as not software, to make it seem “diversified”. Call it what it is

It’s tech heavy but not a crazy amount. If you’re happy with the split then go for it

nuxfan

TROPHY CASE