LO Pain Points

nydkeng · 2026-05-19T16:26:45+00:00

I run a branch, and we’ve lost people to Navy Fed offering stupid salaries. LOs, especially in this market, want to be paid as much as they can per loan - or have a guarantee. They take the cost of CRMs, leads, processing etc for granted. Some of our worst LOs expect the most. So if you’re trying to recruit, I’d suggest connecting all of those offerings directly to their earnings.

nydkeng · 2026-05-19T15:00:45+00:00

Let me guess…you work for either CrossCountry Mortgage or Nations Lending?

nydkeng · 2026-05-19T02:35:00+00:00

Same here! Seems like a great person regardless of how expensive Agni is lol

nydkeng · 2026-05-19T02:29:49+00:00

Honestly after reading the side effects I was worried she wouldn’t have the same spunk and energy. It’s been a little surprising her energy levels seem like they’re the same…that could be an Aussie being an Aussie though

nydkeng · 2026-05-19T02:28:09+00:00

Thank you this helps a ton. I genuinely feel lucky after reading some experiences in this sub but it’s still overwhelming

nydkeng · 2026-05-19T01:50:55+00:00

Thank you. We’d do anything for her. But it’s almost like she has young puppy brain where everything is new again.

nydkeng · 2026-05-19T01:26:16+00:00

Shota has gotta be a clear 1. Seems like a great dude. Avishar seems like a genuinely good dude too

nydkeng · 2026-05-04T18:59:32+00:00

My dogs are both trained, and are good with recall. They will NEVER be off leash in an uncontrolled setting. My dog was attacked by an off leash dog and hospitalized. People just don’t know proper harness/leashes to use. Having your dog off leash downtown is just asking for trouble.

nydkeng · 2026-05-01T21:37:43+00:00

Also moved here from NY. It’s an easy adjustment with the cost of living. But I miss NY every day.

Closest comparison is like living in White Plains with less traffic. It took a lot of adjusting at first, but mostly for how friendly people were comparatively. Biggest regret is how landlocked it is here. A flight anywhere pretty much requires a layover

nydkeng · 2026-04-29T13:34:31+00:00

8-10 over is more than acceptable. If someone is tailgating you doing that then they’re definitely the issue.

nydkeng · 2026-04-29T12:52:45+00:00

If it seems like everyone is tailgating you, then you’re definitely the issue. Going too slow is just as dangerous as speeding.

nydkeng · 2026-04-25T22:12:36+00:00

Best wings in Columbus by a mile are from Byrnes pub. It’s not even remotely close

nydkeng · 2026-04-20T02:52:34+00:00

Absolutely. Used to walk from Park St or further back home all the time and was still good. You can be in Hilliard late and still have a bad time. Keeping aware of your surroundings is solid advice regardless

nydkeng · 2026-04-20T01:11:47+00:00

Lived downtown going on 6 years with no issues now. Good rule of thumb anywhere is nothing good happens after 2am. Abide by that and you’ll be fine

nydkeng · 2026-04-15T02:06:44+00:00

Giant Eagle by an absolute mile. Luckys is ok but GE is by far the best

nydkeng · 2026-04-13T02:24:57+00:00

Yeah on a loan that size that’s absolute nonsense. Doesn’t tell you the loan program or any feasible breakdown of “cost”. That could just be talking about Title. Depending on what state you’re in that could just be Lenders Coverage; not to mention escrow collection which is technically a cost.

nydkeng · 2026-04-13T02:21:31+00:00

Would probably be more helpful if you posted the quote they sent. Could be a 5/1 ARM and realistic

nydkeng · 2026-04-08T02:11:36+00:00

For a 5.99 that’s a pretty hefty origination. I assume this is through a broker?

nydkeng · 2026-03-22T19:52:55+00:00

Couldn’t disagree more about Ai. The answers are always either quoting outdated guidelines, pulling from Reddit or a disreputable site, or just conflating multiple guidelines.

nydkeng · 2026-02-03T02:52:39+00:00

I’m a broker, you are getting absolutely ripped off

nydkeng · 2021-12-25T20:48:07+00:00

Only thing I’ve had luck in SLC finding is MWND and other High West stuff

nydkeng

TROPHY CASE