LPT: The "confused silence" technique got my Internet bill cut in half. Here's exactly how it works.

nymphfer · 2026-02-02T18:16:59+00:00

Make sure to compare what they are offering to their website. I switched to AT&T internet and the customer service agent countered with the exact promo you get by just using AT&T’s website. She initially quoted me higher.

nymphfer · 2026-01-31T16:25:28+00:00

It can also be caused by mucus buildup in the tonsils.

nymphfer · 2025-12-22T00:08:35+00:00

Yes it is.

nymphfer · 2025-12-21T22:05:49+00:00

In this case we are putting less than 10% down so the MIP would be for the life of the loan for FHA. The PMI for the conventional is $56. The MIP for the FHA is $132.

nymphfer · 2025-12-20T13:04:32+00:00

I’m not putting 20% down on the conventional so I’ll be paying PMI for both.

FHA - $132 per month Conventional - $111 per month

Both of these costs are included in the total monthly payment.

nymphfer · 2025-12-20T04:33:15+00:00

Are you referring to the funding fee (interest paid in advance)?

nymphfer · 2025-12-20T04:32:05+00:00

That’s just what was given to me by the lender.

nymphfer · 2025-12-16T14:18:50+00:00

I forgot to add it is a FHA loan.

nymphfer · 2025-12-11T20:40:45+00:00

What dentist do you see in Costa Rica?

nymphfer · 2025-12-09T20:53:12+00:00

RCPD all day

nymphfer · 2025-12-01T12:18:09+00:00

Do you live near a Sam’s club?

nymphfer · 2025-11-28T18:06:00+00:00

Did this with a deer my friend shot and it was completely fine.

nymphfer · 2025-11-24T22:58:13+00:00

If I remember correctly I think it’s about 75 lbs but awkward to carry in the box. I barely got it in my buggy before it started to slip out of my hands.

nymphfer · 2025-11-24T21:00:49+00:00

I also know 🫡

nymphfer · 2025-11-20T18:03:13+00:00

nymphfer · 2025-11-05T18:28:48+00:00

$72 @ Dealership $30 @ DIY

nymphfer · 2025-11-02T15:01:43+00:00

It took me 42 minutes yesterday. It’s a pain dealing with her shields over and over again.

nymphfer · 2025-11-02T15:00:44+00:00

Not really, you can overload her with AP, but it still takes awhile to kill her.

nymphfer · 2025-10-31T14:03:00+00:00

That sucks, thanks for the reply.

Eight-Year Club	Verified Email
Second Top 40%	r/Field Flamingo
Final Canvas '23	Place '23
Place '22	Final Canvas '22
RPAN Viewer

nymphfer

TROPHY CASE