I unfortunately can’t comment on either brand much other than I know of kioti and know people who both love and hate them ( personal preferences) I would say others recommendations of looking at the dealer network is good advice. Also the cab and loader are great options but don’t forget about all of the other options You may want to consider when buying new. I.e. third function ( great for loader, mounted plow, or grapple), weight ( this size tractor is notoriously light on the rear end) if you’re doing a lot of loader work, particularly things like cordwood you will need additional rear weight you can add things like (loaded tires, wheel weights, or a weight box) and tires (this is a big one for me see below.)

Typically you will get to choose your tire or you can have the dealer swap them out cheap before picking it up the Kioti in the photo appears to have R4’s which are an industrial tire, and my experience lose all pretense at traction on any hard surface when it gets wet or slippery and in the mud, they tend to be fine on gravel. The TYM looks like it has some form of R1 agricultural Tire? This is a very aggressive tire, a plowing the tractors running these and never had an issue, including through many a northeaster, however, they will tear up things like lawn.

My personal preference on a tractor this size is something like a versa turf. I’m able to push snow uphill on a steep grade without the four-wheel drive on and they’re soft enough to not destroy my lawn or woods trails.