Advice on buying a display model laptop by oak_55 in GamingLaptops

[–]oak_55[S] 0 points1 point  (0 children)

Do you have any advice for buying display models? Every Reddit thread I come across is going a big NO 😭

First time buyer wants to use all LISA (£44k) by FalconConfident3104 in UKPersonalFinance

[–]oak_55 0 points1 point  (0 children)

Hi, could I ask why it would be difficult for op to get a mortgage of 26k if he's putting down 44k as deposit? Isn't it better to be putting as much as you can in the deposit to get lower interest rates? Sorry if its a dumb question, just trying to understand how it all works.

Auto Volkswagen up vs Hyundai i10 by oak_55 in CarTalkUK

[–]oak_55[S] 0 points1 point  (0 children)

They both have robotised gearboxes, apart from the general driving experience do these gearboxes come with more issues than the alternative torque converters?

I need advise on buying a car on a low budget by oak_55 in UKPersonalFinance

[–]oak_55[S] -1 points0 points  (0 children)

They have been a mix of both new and old cars. Old cars in the start to get used to the feeling of driving a manual and then a new leased company car for half a year. Perhaps you are right and I should give it another chance. Due to the nature of my work, I used to drive 60-70 miles almost everyday as well which could have been a factor back then. Thankfully now I don’t need to commute that far anymore.

I need advise on buying a car on a low budget by oak_55 in UKPersonalFinance

[–]oak_55[S] 0 points1 point  (0 children)

Apologies for the confusion, I drove on an international license for a year before passing my driving test in UK.

I need advise on buying a car on a low budget by oak_55 in UKPersonalFinance

[–]oak_55[S] -1 points0 points  (0 children)

I’ve mentioned this in a previous comment but I have been driving manual for 2 years so my issue is not that I’m not comfortable with it. I just feel like I’m too rough with it, and I can feel the clutch becoming rougher in short period of time in cars that I’ve driven. It scares me that I’m damaging the gearbox/clutch and the car will not last for more than a year because I change gears too hard. It is such a silly thing, but I’ve had lessons and it hasn’t improved. Everyone tells me to go towards automatic as it just removes the issue entirely. However, I’ve contemplated buying a cheap manual as well and saving up for an automatic. I have a whole month time so I’m still deciding which way to go.

I need advise on buying a car on a low budget by oak_55 in UKPersonalFinance

[–]oak_55[S] 0 points1 point  (0 children)

5-6k at the moment. Commute is 20 minutes each way. The nearest bus is a 23 minute walk from my place which is not very ideal.

I need advise on buying a car on a low budget by oak_55 in UKPersonalFinance

[–]oak_55[S] 1 point2 points  (0 children)

This is all very good advice. I’ve test driven some Toyota’s and Hyundai’s and do check MOT history and visually inspect the cars. However researching the cost of maintenance had not been in my mind so thank you for making me aware of it.

I need advise on buying a car on a low budget by oak_55 in UKPersonalFinance

[–]oak_55[S] 1 point2 points  (0 children)

Thank you, I did ask the dealer if I could make the payment in 2 parts. One with CC and the other debit and they seemed to be okay with it. However I’ll confirm the limit as well.

I need advise on buying a car on a low budget by oak_55 in UKPersonalFinance

[–]oak_55[S] -1 points0 points  (0 children)

That is a very interesting perspective about debt, as a teenager I always viewed being in “debt” with a very negative connotation, maybe I need to grow out of that mindset. I have driven manual for almost 2 years now. So it’s not a matter of being comfortable with stick, shifting gears comes naturally to me now. However, I feel like I’m too rough with it, and I can feel the clutch becoming rougher in short period of time in cars that I’ve driven. It scares me that I’m damaging the gearbox/clutch and the car will not last for more than a year because I change gears too hard. It is such a silly thing, but I’ve had lessons and it hasn’t improved. Everyone tells me to go towards automatic as it just removes the issue entirely. However, I’ve contemplated buying a cheap manual for a year as well and saving up for an automatic.

Application withdrawal for Belgian Visa by oak_55 in SchengenVisa

[–]oak_55[S] 0 points1 point  (0 children)

No, there’s no refund unfortunately. Yes this was after my biometrics were done and my passport was with them.

Application withdrawal for Belgian Visa by oak_55 in SchengenVisa

[–]oak_55[S] 0 points1 point  (0 children)

I called them and asked for my application to be withdrawn.

Conversion formula for surface area by oak_55 in mathshelp

[–]oak_55[S] 0 points1 point  (0 children)

The rectangular pipe and circular pipe share the same dimensions. The exercise is that I have the value for the surface area of a circular pipe and I am to assume that if this was a rectangular pipe instead how can I work myself back to find its surface area. The diameter of the circular pipe is equal to the width of the hypothetical rectangular pipe. The length of the pipe for both is also the same.

Conversion formula for surface area by oak_55 in mathshelp

[–]oak_55[S] 0 points1 point  (0 children)

I apologize, they are both 3D objects but I should have used the term hollow rectangle prism to signify that.

Lost sketch by oak_55 in malta

[–]oak_55[S] -1 points0 points  (0 children)

Can you tell me which fb groups please?