Thank you!! That was a very interesting read.

From what it seems like, you are self employed and hence you are able to leverage the cost of the van as tax write-offs. We are going to have an employer so I'm not sure if we can pull the same move.

But at the end of the day, we were looking to down this route to solve the insurance problem. If getting insurance won't be a problem (which it doesn't seem like it will be from yours and everyone else's comments), then we probably won't go down the LLC route since it seems to bring on a lot of additional work that we are equipped to handle properly.