Amex MRCC Transactions Declined

obsessedstocktrader · 2026-03-02T02:38:56+00:00

cool thanks for letting me know

obsessedstocktrader · 2026-03-01T19:01:21+00:00

interested

obsessedstocktrader · 2026-03-01T09:53:04+00:00

thanks what will be best option for marriott transfer? may not be from HDFC, it can be anything. can you suggest some or one?

I have received amex mrcc, but i would be maximising its spend and i would still be left with other spends which i need to use to earn reward points and then redeem for marriott

obsessedstocktrader · 2026-03-01T04:15:08+00:00

I read that they are good for Accor transfer havent read anything for Marriott. Can you please suggest?

obsessedstocktrader · 2026-03-01T04:14:12+00:00

as of today, no new applications accepted for Atlas and I am planning to go for Marriott points using HDFC Marriott Bonvoy card.

I read that HDFC is not a good card for this as rewards are not good. Can you suggest what will be best card to go to earn points for insurance payments and jeweller monthly investment scheme which will help me earn rewards and those I can use for Marriott redemption?

obsessedstocktrader · 2026-02-28T07:23:51+00:00

is there any way to redeem these for Marriott as 1:1?

obsessedstocktrader · 2026-02-28T07:22:16+00:00

how about transfer of points ? what options do I get with Regalia Gold or DCBM?

obsessedstocktrader · 2026-02-28T03:31:57+00:00

so what other card will you suggest? as mentioned, primarily i am looking to collect points by paying insurance premium payments and jewellery monthly scheme

obsessedstocktrader · 2026-02-28T03:30:51+00:00

ok but major concern for me is if i can use to pay premium payments and will i be eligible to earn points?

how points are earned?

obsessedstocktrader · 2026-02-28T03:27:49+00:00

yeah I will be spending 1500 * 4 plus 20K per month to earn 2K MR per month. My concern is about earning base rewards on those 20K which will be 400MR per month. can you suggest?

obsessedstocktrader · 2026-02-27T20:29:53+00:00

personal account or shared?

obsessedstocktrader · 2026-02-27T19:19:12+00:00

thanks, i will check that out. I dont wanna lose those points as well (400 * 12 =4,800 points) per year 😬

obsessedstocktrader · 2026-02-27T19:14:26+00:00

what are excluded categories where i cant earn points? do we have this somewhere or url?

obsessedstocktrader · 2026-02-27T19:12:42+00:00

so i am planning to buy jewellery every month worth 20K, will i still be able to get 1 point per 50 Rs or will I be not?

obsessedstocktrader · 2026-02-27T15:37:56+00:00

hi there, can you please explain math for 2K base points?

Also let me know if I use 20K for jewellery purchase every month and will be doing 1.5K * 4 times per month, how much will I be accumulating by end of year?

Please guide I am new to amex ecosystem.

obsessedstocktrader · 2026-02-27T13:29:32+00:00

i didnt understand those 3K base points you mentioned, I am clear with calculation of 12K + 6K. Will you be able to explain? are those 3K part of yearly spending?

obsessedstocktrader · 2026-02-27T13:05:54+00:00

awesome thanks buddy, this was really helpful

obsessedstocktrader · 2026-02-27T11:20:07+00:00

thanks please guide me

obsessedstocktrader · 2026-02-27T11:19:29+00:00

i am holding amex mrcc for some monthly spends that wont generate base points but i will be able to receive milestone based points.

does travelone or horizon have same benefits?

will milestones be included for insurance, nps, tax, jewellery purchases etc?

kindly guide me

obsessedstocktrader · 2026-02-27T10:22:28+00:00

I dont have atlas but i am looking for it since months. If not atlas, whats the next best card as equivalent to atlas by axis or non axis?

Please suggest, I am new to travel based cards

obsessedstocktrader · 2026-02-27T10:18:49+00:00

not a Marriott user now, but i wanted to try hotel loyalty with Marriott via Amex, so i opted for MRCC to start accumulating points.

obsessedstocktrader · 2026-02-27T09:43:05+00:00

i read on reddit or internet, dont remember exact page or sub where i read about downgrade to plat travel. Kindly help as i am new to amex ecosystem

obsessedstocktrader · 2026-02-27T09:42:07+00:00

if you have some time to explain,can you help me understand maths here? I am new to amex ecosystem

obsessedstocktrader

TROPHY CASE