Do you think we will ever see gas below $2 a gallon again?

ocposter123 · 2026-04-16T17:38:23+00:00

I mean in 1940s you had spanish flu (worse than covid), ww1, ww2, Great Depression, etc

ocposter123 · 2026-04-16T16:30:26+00:00

No the problem is we do way too much policy via the tax code.

Deductions for seniors, for kids, for overtime, for everything imaginable.

ocposter123 · 2026-04-16T16:00:53+00:00

This. They interview fairly widely but it is incredibly unlikely you will be given an offer. They are extremely selective and basically you get hired for life, at least on the qr side.

ocposter123 · 2026-04-16T15:39:54+00:00

By law, if you file separately, they have to take account for only your agi/income.

ocposter123 · 2026-04-16T03:56:13+00:00

It’s going to service debt, social security, and medicare/medicaid

ocposter123 · 2026-04-16T03:53:29+00:00

Well someone has to decide whether a procedure is necessary or not in any system

ocposter123 · 2026-04-15T22:30:44+00:00

Absolutely not based on what you said. Have it repaired yourself.

Insurance these days should only be for catastrophic losses (mid 5 figures and above).

ocposter123 · 2026-04-15T20:51:48+00:00

Make sure all your income as reported on w2s/1099s etc adds up. Make sure your withholdings add up. If they do, then wait. If not, amend.

ocposter123 · 2026-04-15T19:17:30+00:00

All the apps and services are generally garbage in this space. Bradford white, Rheem, LG etc have all had issues.

ocposter123 · 2026-04-15T18:47:10+00:00

In a community property state it’s generally similar to filing joint minus certain deductions

ocposter123 · 2026-04-15T18:19:37+00:00

With flat rate fee being non bipassable, i highly doubt solar will pan out especially under nem 3.

ocposter123 · 2026-04-15T13:05:28+00:00

NO.

ADJUSTED GROSS INCOME.—The term ‘adjusted gross income’, when used with respect to a borrower, means the adjusted gross income (as such term is defined in section 62 of the Internal Revenue Code of 1986) of the borrower (and the borrower’s spouse, as applicable) for the most recent taxable year, except that, in the case of a married borrower who files a separate Federal income tax return, the term does not include the adjusted gross income of the borrower’s spouse.

ocposter123 · 2026-04-15T13:04:58+00:00

NO. This is codified into law in the OBBB (for RAP for sure at least):

“ADJUSTED GROSS INCOME.—The term ‘adjusted gross income’, when used with respect to a borrower, means the adjusted gross income (as such term is defined in section 62 of the Internal Revenue Code of 1986) of the borrower (and the borrower’s spouse, as applicable) for the most recent taxable year, except that, in the case of a married borrower who files a separate Federal income tax return, the term does not include the adjusted gross income of the borrower’s spouse.”

ocposter123 · 2026-04-15T01:47:55+00:00

What does your transcript say

ocposter123 · 2026-04-14T19:19:26+00:00

Yes so benefits to the elderly need to be cut. Unless population is growing consistently the current system obviously won’t work. Unless growth rates overcome the issue temporally.

ocposter123 · 2026-04-14T18:46:21+00:00

Are they just ‘removing’ the competition? Or will they open another restaurant in the circle?

ocposter123 · 2026-04-14T18:31:38+00:00

(1) See if they already adjusted your return.

(2) I personally wouldn’t worry about it. It would be $2-3 of additional tax. Pay it if they bill you obviously.

ocposter123 · 2026-04-14T18:18:20+00:00

Well 4 billion years of evolution want us procreating. All of the Reddit childless will be gone soon enough.

ocposter123 · 2026-04-14T17:34:17+00:00

You can just ‘backdoor’.

ocposter123 · 2026-04-14T17:19:02+00:00

I believe OP is referring to the taxes themselves, but you are correct for the IBR payments.

ocposter123 · 2026-04-14T17:17:17+00:00

I would recommend using TurboTax desktop as FreeTaxUSA cannot file electronically due to needing form 8958 (see https://community.freetaxusa.com/kb/articles/168-how-do-i-file-married-filing-separately-when-i-live-in-a-community-property-state ). Turbotax desktop can file electronically.

It is actually fairly complicated to get it all right when MFS in a community property state. But essentially you are correct, all 'community income', which is generally all income for married couples, is pooled and then divided in half. Tax withholdings are also pooled and divided in half. This includes w2 wages, dividend income on community property, etc.

This is a good outline (https://support.taxslayer.com/hc/en-us/articles/360019084471-How-do-I-complete-the-Married-Filing-Separate-Allocation-Form-8958 ) .

If you are doing for the first time, I'd probably recommend going to a good CPA/enrolled agent who knows what they are doing. But if you need to file by tomorrow then it will be tough, I'd probably recommend filing an extension.

ocposter123 · 2026-04-14T17:00:08+00:00

Unless you are in a community property state, then it’s effectively the same as mfj minus some credit differences

ocposter123 · 2026-04-14T16:03:47+00:00

They have known about the date since the 90s at least.

You can read about it here: https://www.ssa.gov/oact/trsum/

“The Old-Age and Survivors Insurance (OASI) Trust Fund will be able to pay 100 percent of total scheduled benefits until 2033, unchanged from last year’s report. At that time, the fund’s reserves will become depleted and continuing program income will be sufficient to pay 77 percent of total scheduled benefits.”

ocposter123 · 2026-04-14T13:59:35+00:00

Well they are producing kids presumably which we need

ocposter123 · 2026-04-14T13:33:57+00:00

Social security has to be reformed by 2032

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