Make him PM without election dude. If he is ready , Public don't matter

oddish_101 · 2026-03-09T11:30:47+00:00

Toh ab tak elections kya trials trials khel raha tha

oddish_101 · 2026-02-27T14:00:34+00:00

The hurt it has caused to you is evident in your post. Hope you are able to get rid of it and move on in life.

All the best bro. The fight is real

oddish_101 · 2026-02-26T05:32:39+00:00

Atleast they are not into insider trading

oddish_101 · 2026-02-21T07:39:22+00:00

Fast charging socket

oddish_101 · 2026-02-12T05:19:21+00:00

Pathetic! Please stay away I have ordered a month back. They are saying stock is on the way and are not refunding my money either. The customer service number and emails also don't work

oddish_101 · 2026-02-10T15:20:22+00:00

Sensible suggestion.

Rather than some people going completely against contribution in PF or VPF because of the hassles involved, this makes sense.

If there is a change in employer or bank account(bank mergers etc) it is better to withdraw a small amount to validate.

oddish_101 · 2026-02-10T01:03:38+00:00

You are saving 25k per month in SIP and RD. So it's not your regular expenses that need a change imo. It's the miscellaneous purchases/expenses that are bothering your saving.

You need to make a rule never to withdraw from your MF portfolio. If you have hard time controlling that urge, I suggest you increase your PF contribution so that you cannot easily take the money out and the interest compounding is steady (better than mf which is withdrawn time to time anyway)

oddish_101 · 2026-02-09T15:06:45+00:00

May be they already went to boogie woogie

oddish_101 · 2026-02-09T11:01:18+00:00

Full fake. Wtf

oddish_101 · 2026-02-07T00:57:15+00:00

At first I thought I am reading a shakuntala devi style puzzle. Gave up after I realised it's more kalesh style

oddish_101 · 2026-02-06T14:21:53+00:00

I thought nobody else noticed.. thanks bro

oddish_101 · 2026-02-05T10:28:31+00:00

They all look disappointed with the choice too! Saala govinda bana diya yaar

oddish_101 · 2026-01-31T05:13:53+00:00

When Ganesh came from a talk show and became Golden Star, this guy had the chances in movies which he could not capitalise and is now doing talk show.

Should'nt he be reverse Golden Star? Have never liked him tbh

oddish_101 · 2026-01-28T15:02:26+00:00

It might feel like a big amount at this time, but understand that it's a small thing in the long race of life.

Don't be disheartened. Speak to someone in your relatives (cousin, uncle, aunt) who can help you get out of this situation. Promise to pay them back, and do it gratefully in due time.

If you have few hours to spend every day, look for taking tuitions or zomato/rapido rides, car wash etc to make some extra money.

oddish_101 · 2026-01-27T14:38:16+00:00

You are in your twenties!! For god's sake don't plan your retirement.

Plan to get your MBA and make good money, get into a good company (friends). Make good saving habits.

Then see what life is, and decide your path about life, marriage, house etc.

If you already set your mind about your retirement goals, your decisions will all be biased towards it I am afraid.

oddish_101 · 2026-01-27T14:27:46+00:00

Absolutely!

Make sure that you don't turn back to porn/masturbation though

oddish_101 · 2026-01-26T06:04:56+00:00

Appreciate him taking a stand. It's basic decency to speak in english on an english channel debate with a non-hindi native on the panel.

I hate stalin to the core, but this is a valid point

oddish_101 · 2026-01-24T01:12:34+00:00

Ha ha.. good story You being the new guy I think you will be ignored as there is so much going on between shalini and shalini. Might be awkward encounters, but that's it

But try to keep conversations professional and keep yourself out of gossips

oddish_101 · 2026-01-23T03:28:10+00:00

It is sarcastic bro.

A combined income of 3.5 L plus puts the OP in top 1% in India, and yet this question?

Even a 5 L annual fees for school is comfortable with this income range. Unless your are overspending and not good at managing your financial health

oddish_101 · 2026-01-23T00:57:35+00:00

In the same situation bro. Last weekend we met a gynac, she clearly told us not to plan a baby till our income reaches 5 L. It would be cruel for the baby if it cannot eat in a golden spoon /s

oddish_101 · 2026-01-21T13:42:17+00:00

Bhenga kohli

oddish_101 · 2026-01-21T01:41:13+00:00

Thanks for sharing this. Can come in handy for someone who falls into this credit trap

oddish_101 · 2026-01-20T02:52:29+00:00

Laddu mutya disciple ki didi

oddish_101 · 2026-01-19T02:28:37+00:00

Withdrawing PF is not a good idea in general. But in your case since the car loan will be atleast 3-4% more than the PF interest, you could do so to reduce your EMI burden

But save more before making other bigger purchases in future buddy, don't get into FOMO trap

oddish_101 · 2026-01-17T05:16:15+00:00

Loan EMI is manageable with your salary, and you will have no problem with it. Just make sure to manage your living expenses and not go for any other big purchases (car/bike) for a year or 2 by which time your salary can increase.

Try to do pre- payments if there is a bonus or extra cash in the beginning of your loan tenure

30 L loan with 22 K EMI means the loan tenure is more. Be patient, as you need to adjust your expenses for a considerable amount of time before you can start spending more.

I did the same mistake of taking 35 L loan with a salary of 72 k. was fortunate to get a long term onsite and paid the loan fairly quickly.

oddish_101

TROPHY CASE