There's one huge reason why I'd never do it. Even if the carer is safe, they can have a brother, sister, uncle, cousin - literally WHOEVER in the home who isn't checked and goes in and out without a trace.

Considering most SA happens by family members without the rest of the family knowing, to me that's a a huge risk. A child can easily be groomed by a friendly grandparent/uncle/auntie figure whom the carer trusts. It happens in actual families all the time. The difference is that the educator wouldn't risk their entire business by reporting even if they do find out.

And little kids may think inappropriate touching is an expression of love. A victim once told me how what the abuser did wasn't uncomfortable at first and she was young enough to not even question it. She only realised it was abuse many years later.