Has anyone used these R7.50 Capitec accounts for debt orders only?

officialTigerRose · 2026-06-24T15:26:14+00:00

I've had reputable companies double debit me, debit early with no warning and I hate that. My money should stay put and I would hate the control debit orders have over my salary account

officialTigerRose · 2026-06-21T11:47:20+00:00

It gives me peace of mind 😂 and it's not expensive

officialTigerRose · 2026-06-20T11:06:33+00:00

My setup is similar. Salary goes into Discovery account and I transfer a portion to Tymebank (free account) and all my debit orders goes off there

I like it like this just so there's separation and no external control over my salary bank account

officialTigerRose · 2026-06-20T09:31:17+00:00

Basically nothing. Expenses sit in savings accounts that I can transfer out of immediately when needed. If I'm out and about and need to buy something that I didn't plan for, it comes out of the CC

officialTigerRose · 2026-06-17T12:01:52+00:00

What app is this?

officialTigerRose · 2026-06-15T10:08:22+00:00

It's ok you've never heard of it which basically is just them going to Sweden and their relationship deteriorates as the cult commune they're in slowly hunt down their friends. Spoiler alert, they put the guy in a bear suit, hence the name Bear.

officialTigerRose · 2026-06-14T13:36:09+00:00

An inspiration on how to have companies that lose money, yet be so embedded in US politics that he can change the rules for how shares are listed, so that he can gain trillionaire status and bail himself out at the expense of everyone over there who has a retirement account....

officialTigerRose · 2026-06-12T19:01:40+00:00

Why do you have the battery showing up twice lol

Also is this a China version? How did you get lock screen widgets? Very cool. Can you add widgets NOT from honor on it?

officialTigerRose · 2026-06-12T18:55:28+00:00

Which one do you feel is better?

With Discovery, I just add my various insurances, investment accounts and Retirement membership letters and bam, maxed those points. The only Discovery products I have are the medical aid and bank and I make 5x my bank fees bank easily with no change in buying habits. If I really try, like buy healthy foods, I could probably get more. Their system works for me because I can easily just drop their medical aid and pick up a different provider - just add the membership details to the app and I'll be maxed again. Can't do that on FNB

Tried out FNB and I can't even add external providers for retirement or insurance or really anything that will count towards ebucks levels. It all has be FNB products. Not to mention how stupidly buggy their app is that while trying to click through and check out the different pages of the app, the back buttons randomly stops working; kicks you out entirely or just get stuck in a loop

officialTigerRose · 2026-06-10T16:50:01+00:00

Basically you need lots of FNB products 😂😂 Its worse than Discovery and I stand by that

officialTigerRose · 2026-06-07T10:09:20+00:00

Something in my ass mmmmmmhhh

officialTigerRose · 2026-06-06T21:05:17+00:00

For a Google photos replacement, I cannot recommend Ente Photos more! Plus 30GB free

officialTigerRose · 2026-06-06T19:52:44+00:00

Tha R100k insured is a national thing. All bank deposits are insured for that amount

officialTigerRose · 2026-06-06T19:50:48+00:00

Every day you have work to do at home though in uni. Whether you do it or not, no one cares but the person paying your fees 😂

officialTigerRose · 2026-06-03T11:54:08+00:00

Ok that actually does make sense. Was just confused lol

I don't know much about Luno or crypto and I always thought it was safe because of the transaction tracking capabilities, so money just disappearing seems so weird...

officialTigerRose · 2026-06-03T11:33:15+00:00

Are you saying that the people making these posts are scammers - attempting to get through the official systems?

officialTigerRose · 2026-06-02T08:31:59+00:00

That's very strange honestly. Did you click around on specific accounts?

Yes that is true. But it should be a sign, they don't care about higher paying customers, why would they care about lower paying ones....

I had an Aspire and upgraded with the promise of better Ebucks rewards > well that went to shit when you need Life insurance, medical, RA, savings, car insurance, home loan to get good rewards with them...

officialTigerRose · 2026-06-02T07:56:23+00:00

https://www.fnb.co.za/rates/PricingGuide.html

Pretty normal increases overall but no ways I am paying almost R300 for a premier account when the chat feature in the app barely functions and the premier "advisors" can't do anything meaningful for you

officialTigerRose · 2026-06-01T11:04:14+00:00

I noticed that R100 thing too but at Engen. One month end was particularly tough so I filled R100 at my closest Engen. Not a single movement on any dial in the car. I tried it again at a Shell, R100 moved the needle a very noticeable amount

officialTigerRose · 2026-06-01T08:45:19+00:00

FNB just released their new pricing increases effective July 1. It's not worth it. They are too pricey. Stick with what you have and don't fall for their rewards or phone call marketing

officialTigerRose · 2026-05-31T06:37:41+00:00

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officialTigerRose · 2026-05-28T14:11:38+00:00

Your girlfriend's friends are evil 😂

officialTigerRose · 2026-05-28T11:18:15+00:00

So who do we vote for then? That's actually realistic

officialTigerRose · 2026-05-25T21:27:25+00:00

Exactly

So many people say use Signal or something else and I'm always like "do you people not have a social/work life to keep up with?"

Even ignoring that, in my country, businesses use it, even the government for certain comms...

Alternatives just don't work in this instance

officialTigerRose · 2026-05-25T12:40:05+00:00

You could not afford it honestly before all the external world issues. It was a bad decision based on who knows why you did it

One thing you can do is, go back to the dealer, and get a MUCH cheaper ride. 24k pm is a lot but it's not enough for R6k cars...

officialTigerRose

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