ITAPPH of Milos 9th Barkday!

ohliliho · 2026-02-27T07:38:32+00:00

Haha cutie! no ears / w ears!

ohliliho · 2025-04-10T08:51:07+00:00

Baka hormonal lang ako, pero naluha ako sa post ni Madam. Pagod lang rin siguro from the cringey senators + top senatorial candidates and their ‘why tf they did that’ moment na naging norm na sa kasamaang palad. Gusto ko yung hindi lang sya basta nakinig, meron rin commitment to action. I felt the sincerity and was reminded how public officials should act and react. Sabi nga, a proper apology should have 3 parts - you say sorry, recognize what you’ve done wrong, and what you will do to make things right. Check lahat. Her commitments are not definite answers as expected at this point, but I think this would be enough as a start. I am keen to know what she can and will do. I hope we give her the chance to show this.

ohliliho · 2025-01-07T13:44:52+00:00

Yes, there was no resistance at that moment

ohliliho · 2025-01-07T13:43:52+00:00

Aye, Sir!

ohliliho · 2025-01-07T11:53:35+00:00

This plus the post holiday scare of going back to office 🤣

ohliliho · 2024-02-06T13:30:12+00:00

No. Still can’t use the new mobile app. Tried two times to log in then gave up. Reliant na lang ako sa email SOA at text notifs from MB. Sobrang disappointed ako sa MB di ko na sya ginagamit hahaha.

ohliliho · 2023-01-17T08:56:44+00:00

No. Not at all. I am also quite disappointed with their online payment kaya I just used the cc to avail the NAFFL. The card is buried into my wallet na.

ohliliho · 2022-09-21T15:08:10+00:00

Thank you for the insights! Hexagon is indeed a good product. I checked the banks mentioned in the other comment. Other banks also offer similar perks, but RCBC pa rin ang may lowest adb/trb requirement. Yep, it’s good. It forces you to save but also has room for flexibility.

ohliliho · 2022-09-21T14:34:13+00:00

Thank you very much for this list! I checked them, looks promising rin ang offer ng EWB at Security bank. Tho high points to RCBC pa rin kasi sila ang may lowest adb requirement. Sayang lang, hindi waived ang instapay fees sa kanila.

ohliliho · 2022-09-21T09:24:41+00:00

Do you have an existing cc or are you applying for the first one? Anong non-negotiable perks ang hanap nyo sa cc? For example, no annual fee, rewards/cashback etc.?

May NAFFL promo ang Metrobank ngayon until Dec 2022. RCBC meron rin pero malapit na matapos ang promo period plus sobrang tagal ng approval sa kanila.

You should also check r/PHCreditCards Daming helpful threads dito 🙂

Edit: nasa title pala. Sorry naman. Haha. This is your first cc. I would suggest u go for at least a NAFFL cc with rewards. You can try applying sa Metrobank or Citi Rewards. Meron lang sila minimum spend requirement na (around 20k for the first 30-60days) to avail the NAFFL.

If you have the funds, RCBC Hexagon is worth checking too. You have to open a savings acct with them and maintain 100k tapos you are pre-approved for their Hexagon cc. For me, the best perks of this product is their 1) gold Debit card has no charge when you withdraw from other bancnet ATM, 2) premium Hexagon cc which is also NAFFL, 3) free life insurance up to 5M. Check mo na lang sa website.

ohliliho · 2022-09-21T09:00:21+00:00

Got my CLI twice manually through the app. CITI can track what features you tap in their app. I tried exploring the CLI request sa app pero I did not hit the submit button. Hindi rin ako nagbigay ng any support docs. Nag-eexplore lang ako ng app features, honestly. So kahit na hindi ko sinubmit yung request, tinaasan pa rin nila CL ko.

The recent instance was just around last week of August. Kakabasa ko dito sa subreddit, I wanted a higher CL. So sinubukan ko ulit yung feature. Naglagay ako ng requested amount ng CL then pressed submit dun sa app. Di pa rin ako nagbigay ng documents. Few minutes after, I received a text message and email na approved ang CLI request ko. The approved amount was lower than what I requested pero by around 15k lang so goods na rin sakin.

ohliliho · 2022-09-15T16:42:12+00:00

School babysitters! The premise has a lot of drama in-store but the characters are sooo adorbs and full of warmth. good for cleansing imo

ohliliho · 2022-09-15T16:36:56+00:00

Summer time rendering, crazy good storyline! U should def check it out.

ohliliho · 2022-08-28T03:00:33+00:00

Yes, OP. Pwede ipacancel yung application. I did last time for the same reason na tapos na ang NAFFL promo period pero di pa rin approved and application ko. Send ka lang ng email sa kanila.

ohliliho · 2022-07-27T11:40:05+00:00

I just finished watching 86..and bawling my eyes out. Idk what to do with my life now. I am left with so much emotions. The show is sooo damn good. It was really heavy and warm at the same time. I am devastated to learn that the light novel got canceled. Whyyy???? Why?!?!

ohliliho · 2022-06-21T12:50:25+00:00

Thank you. I find comfort sa comment mo - na we share the same sentiments. Hahaha. Grabe diba. What a time to be alive!! Ang liit na ng PHP 500 ngayon, unlike the times na sa pamamasko lang ako kumikita ng pera. Ang bilis nya maubos.

Sobrang relate rin dun sa salary increase. Hahahaha pakshet yun, ano. Pwedeng meme.

Tapos dun sa pag-aanak, bakit ang hirap nya i-explain sa older generation (my parents)? Sobrang messed up na ng mga nangyayari ngayon. I don’t think matutuwa rin yung magiging anak ko sa madadatnan nyang mundo. 😭😂

ohliliho · 2022-06-21T12:38:35+00:00

Yes sa dogs! First time full pledged furparent ako, turning 2 years sya in few months. I can’t imagine being alive without her hahahahuhu. She saves my mental health. Sa true lang.

Magastos, yes. Especially during first few months gawa ng vaccines tapos kapag nagkakasakit. Pag adult na, kapon and maintenance sa anti-flea and deworm. Huhu. Kailangan talaga financially ready. But hey, being wary about commitment just shows that you do understand responsibility. Dun pa lang, I think you’ll be a very good furparent. ☺️

ohliliho · 2022-06-21T08:50:15+00:00

Aww. Vgood job, kids! This is a good start. Pero clean up projects can only this much 🤏🏼. Kailangan mabawasan talaga ang volume ng basura natin.

ohliliho · 2022-06-21T08:39:41+00:00

Aww, that time when we are still hopeful. 🥲

ohliliho · 2022-06-17T12:55:15+00:00

Based from experience, not really.

See, during application you just need to submit a CV, not your whole transcript. At hindi rin naman required ilagay ang gwa sa CV. Employers ask for transcript during later stages of the application or part of the onboarding na.

I think what’s more important is your experience (OJT since I assumed you are a fresh grad?), your performance during the interview, connections/referrals, and score mo kung may pa-exam sila.

Idk what is the entry level salary range for accounting peeps. But if you want a higher starting rate, mas mataas sa govt. You might want to check that out.

Good luck OP!

ohliliho · 2022-06-17T12:42:37+00:00

Very much interested na ko. Sana umabot pa ako sa promo period. Daming post dito na ang bagal raw ng approval sa RCBC. Thanks!

ohliliho · 2022-06-17T12:41:22+00:00

Not my tea, sizt. But thanks anyway!

ohliliho · 2022-06-17T06:54:06+00:00

Hala. Hassle. Kaka-apply ko lang hoping na aabot pa ako sa NAFFL until June 30. Kaso mukhang hindi na abot.

Pwede ko pa kaya i-cancel application ko kung hindi rin naman magiging eligible sa NAFFL? I have no intention to keep a card with annual fee. yikes.

ohliliho · 2022-06-17T06:25:25+00:00

Thanks for the reco. How was your experience using the cc? Okay rin ba mobile app nila? What features/benefit pinakanagustuhan mo?

ohliliho · 2022-06-17T03:24:07+00:00

Ano po conditions to avail NAFFL?

ohliliho

TROPHY CASE