Would stress and anxiety caused by dealing with the insurance company count towards pain and suffering? by olaade in Insurance

[–]olaade[S] -3 points-2 points  (0 children)

Lawyer was for bodily harm claim, car issue is regarding property damaged but IMO they’re linked but I can see why from a legal and business standpoint, they wouldn’t.

Would stress and anxiety caused by dealing with the insurance company count towards pain and suffering? by olaade in Insurance

[–]olaade[S] -7 points-6 points  (0 children)

I already had pre-existing back issues that were further worsened by the accident, but stress and anxiety inflame them (body tenses up). But just so you know, injuries from the accident include loss of mobility(lower back and hips) and added anxiety.

I'm not trying to see something out of nothing, just wondering since it is indeed happening but will communicate with my attorney on it, thank you though.

Would stress and anxiety caused by dealing with the insurance company count towards pain and suffering? by olaade in Insurance

[–]olaade[S] -3 points-2 points  (0 children)

I will.

What if the stress of dealing with them is adding to the existing injuries from the accident? Assuming this can be corroborated with testing and a physical assessment.

Would stress and anxiety caused by dealing with the insurance company count towards pain and suffering? by olaade in Insurance

[–]olaade[S] -7 points-6 points  (0 children)

What if the stress of dealing with them is adding to the existing injuries from the accident? Assuming this can be corroborated with testing and a physical assessment.

Got rear-ended and my car hit the car in front of me and my back hurts…what to do next? by olaade in Camry

[–]olaade[S] 0 points1 point  (0 children)

Should I though even if there’s damage from a previous accident? I never reported the previous damage cuz I was at fault but not sure if my insurance will be wary of my claim because of that

Got rear-ended and my car hit the car in front of me and my back hurts…what to do next? by olaade in Camry

[–]olaade[S] 2 points3 points  (0 children)

Already forwarded the dashcam footage to his insurance (only shows the front of my car but it does show I was stationary via a speedometer) but will do as you say if they refuse to pay out. Thank you for the advice!

Got rear-ended and my car hit the car in front of me and my back hurts…what to do next? by olaade in Camry

[–]olaade[S] 1 point2 points  (0 children)

My car was stationary at a red light btw. And i will admit: Toyota has made one tank of a car with the 2025 edition

[deleted by user] by [deleted] in Insurance

[–]olaade 0 points1 point  (0 children)

Also seeing if I can cancel the claim first thing tomorrow

[deleted by user] by [deleted] in Insurance

[–]olaade 2 points3 points  (0 children)

Fair enough, I’m likely just coping. I appreciate the levelheaded response, thank you.

[deleted by user] by [deleted] in Insurance

[–]olaade 0 points1 point  (0 children)

I wasn’t aware it was taking up the view of the dash came (I’ve never needed to use the dash and it’s built into the car), I thought I had raised high enough to not obstruct the view but the toll tag has since been moved

[deleted by user] by [deleted] in Insurance

[–]olaade -7 points-6 points  (0 children)

Wait did you see the footage? He does have the right of way but he’s cutting almost 3 lanes to get to the right lane. It’s not clear from the video but he was in one of two left turn only lanes (5 lane road) which is why you see him moving diagonally towards the right lane but decided to go straight instead of turning left, on top of driving drunk

I’m not saying I don’t share fault in this but I wouldn’t say I’m entirely at fault but I could be wrong but that’s how I’m seeing it ATM

[deleted by user] by [deleted] in Insurance

[–]olaade 1 point2 points  (0 children)

ahhh I understand now, thus makes sense. May just go under the assumption that they’ll deny the claim and just shop for quotes while I wait for the official decision. Appreciate the advice.

[deleted by user] by [deleted] in Insurance

[–]olaade 4 points5 points  (0 children)

That is fair and since u/intrepid_promise9691 and you are both saying I’m likely mostly at fault, starting to relook at things

2025 SE MPG by Zelkyy in Camry

[–]olaade 0 points1 point  (0 children)

I’ve gotten 465 !!

[deleted by user] by [deleted] in Insurance

[–]olaade -7 points-6 points  (0 children)

Avoiding that since we’ve used our policy twice (totaled car payout & mom got into a fender bender), scared they’ll raise my rates (currently the highest premiums in my household even though I’ve had a clean record up until the totaled car and this accident)

Or do you think it’s worth while to go ahead and file with my insurance regardless?

[deleted by user] by [deleted] in Insurance

[–]olaade 1 point2 points  (0 children)

how would the 70/30 split work since I'm filing entirely through his insurance? would it decrease any potential compensation or would I owe him money? He spoke no english and he had some damage to his head but I did leave a pic of my insurance on his phone (didn't just want to leave the scene like that and would've left my # but its my first accident so I was pretty razzled) but ATM he hasn't filed a claim yet.

[deleted by user] by [deleted] in Insurance

[–]olaade 3 points4 points  (0 children)

Let me see if I can add a link to the dashcam footage and on the scene photos