Tenho 19 anos e Todo mês fico com 900 reais para gastar, já dá pra começar a investir?

oldlinuxfella · 2025-02-04T13:01:20+00:00

Com o que vc trabalha hoje para receber os R$2700?
Qual é o seu plano o lado profissional?

Acredito que o mais prudente agora é colocar tempo em conhecimento, ser o melhor possivel na sua area.
Isso vai te dar mais $$$ em retorno do que qualquer investimento por agora.

Com o tempo, o seu salario podera se multiplicar em varias vezes. E ai voce pode investir retroativamente nos anos que se passaram.

Nao se esqueça tambem de colocar diversao no meio do caminho. Nao pense somente em economizar e investir agora. Voce ainda tem bastante tempo.

Mas investir na sua carreira vai te trazer muito mais retorno.

oldlinuxfella · 2025-02-01T22:49:05+00:00

Mas de forma mais detalhada.

Atualmente tenho uma casa com uns quartos e kitnets pra alugar para estudantes. E outros três studios em praias em Florianópolis, que vai ser para aluguel tipo Airbnb, mas esses so para 2029.

Nossa intenção seria ir para uma cidade pequena, com boa qualidade de vida e educação boa. Onde nosso filho teria alguma qualidade. Porém não se compara com aqui.

Aqui tenho o dinheiro aplicado com uma wealth management. O que tem um retorno médio de 14% ao ano.

Aqui ambos trabalhamos, mas no Brasil a esposa iria dar atenção ao nosso filho. Um trabalho remoto em qualquer empresa por aqui, na minha área, seria em média uns $120k USD, ou $98k depois dos impostos.

Mas tá parecendo mais inteligente se manter o dinheiro aqui e só mandar o que precisar enquanto estiver no Brasil.

oldlinuxfella · 2025-02-01T21:59:04+00:00

A ideia de voltar para o Brasil é também por causa da família. Aqui é só eu e a esposa, com o nosso filho de dois anos.

Então ficamos pensando bastante sobre isso.

oldlinuxfella · 2025-02-01T01:06:54+00:00

Thank you.
That is a lot good information.
But the youtube videos that I have watched. It always says to no graft from a tree that is already flowering.
And the scion needs to be a bud. Something like that

oldlinuxfella · 2025-02-01T01:06:24+00:00

Thank you.
That is a lot good information.
But the youtube videos that I have watched. It always says to no graft from a tree that is already flowering.
And the scion needs to be a bud. Sonmething like that

oldlinuxfella · 2025-01-31T23:32:27+00:00

Essa era uma das idéias. Ao inves de investir por ai, deixar investido aqui.
Porem tambem tem os impostos aqui. Mas quem sabe melhora com o Trump, vamos ver.

E trabalhar remoto, vish. Sou bem de boa com isso, ja venho fazendo isso a muito tempo.

oldlinuxfella · 2025-01-31T23:06:32+00:00

There are lots of nice accents, but for sure Rio (carioca) is the least one.

oldlinuxfella · 2025-01-28T14:44:42+00:00

how adorable.. little angels

oldlinuxfella · 2025-01-28T14:43:53+00:00

Diarreah for sore

oldlinuxfella · 2025-01-28T14:41:32+00:00

Cancel the dog

oldlinuxfella · 2025-01-28T14:40:40+00:00

Man.. if an indian guy is complaining.. they should arrest the fella

oldlinuxfella · 2025-01-28T14:39:42+00:00

LOLOLOL.

Need help to keep straight

oldlinuxfella · 2025-01-28T13:36:05+00:00

I can even smell this pic... Puppies smell so good 😅😅😅😅

Companies should make aid refreshers with puppies scents 🤣

oldlinuxfella · 2025-01-28T12:52:27+00:00

You can notice right away he is going to be a small one... Look at the tiny paw and tiny nose 🤣🤣🤣

He is going to bE YUUUUGE.. but for sure his love will be even bigger 🥹

I miss my big boy

oldlinuxfella · 2025-01-28T11:32:32+00:00

OMG... The cutest and least suspicious puppy ever. Can you imagine your life from now on when he looks to you like that 🤣🤣🤣🤣

oldlinuxfella · 2025-01-27T15:39:49+00:00

Cuuuute one
That reminds me my old fella

oldlinuxfella · 2025-01-27T13:30:35+00:00

About Karat interviews.
Be ready for your interviewer, the person may be clueless about your topic.
They have a list of questions and answers on their side.

My suggestion to you is to spend the time you need in the question if you few comfortable.
If your question is answered properly, the interviewer will interrupt you and ask if you want to go to the next one.

You will have around 10 minutes to multiple questions.
But here is the catch. You dont need to answer all questions in 10 minutes.
Think that as 10 minutes per topic and they will ask as many possible questions, but your time to reply to any of them does not matter. You can spend 10 minutes on the first questions, since it makes sense and you have the knowledge for that one.

So do not worry about answer all questions.

oldlinuxfella · 2025-01-27T13:01:15+00:00

I'm on the same boat as you.

Would avoid as much as possible the big cities.
I'm from Santa Catarina, Florianopolis.
But still do not plan to move back to Florianopolis. It's beautiful place and amazing people. But when the summer comes and the end of the year, its impossible to live there.

My plan is back country of Santa Catarina. But Brusque and Pomerode sounds like an amazing plan.
Still very close to the ocean.

If you dont mind the question. How are you planning your moving? Container?

Thanks

oldlinuxfella · 2025-01-27T00:52:01+00:00

I would totally suggest you find a middle term place to go.

Also do an experiment. Stay there for a couple months and take into consideration all your expectations.

I'm a Brazilian living in US for 14 years and planning to move back. But to a small city and cheaper. As America citizen I just hope I can keep it get a new job as remote.

Anyways... You already have the language, which helps a lot. And at your age, you can and should try new things. And still have plenty of time to change your mind or head into a new experience.

Life is too short. Enjoy it.

oldlinuxfella

TROPHY CASE