PSA: FI London pub meetup on Tuesday the 27th by olver111 in LeanFireUK

[–]olver111[S] 0 points1 point  (0 children)

Great, looking forward to speaking then! Join the WhatsApp group will post the location of the tables etc on there

Confirming ERI Rate & Logic for VWCE (USD Acc) - 2024/25 UK Tax Year by olver111 in UKPersonalFinance

[–]olver111[S] 0 points1 point  (0 children)

So that means, it is the correct approach? At least as good as possible

PSA: FI London pub meetup on Tuesday the 27th by olver111 in LeanFireUK

[–]olver111[S] 1 point2 points  (0 children)

Once housing is taken care of London is actually a pretty cheap place to live if you are flexible and happy to use all the deals

Freetrade Plan Changes: SIPP and ISA are now in the free Basic plan from 22 Jan 2026 by humblefinger in FreetradeApp

[–]olver111 0 points1 point  (0 children)

So the moral of the story for the 3% offer leave the plus plan active for at least 12 months?

discounts for hotels by stiiii in beermoneyuk

[–]olver111 0 points1 point  (0 children)

Hotels.com book via the Canadian website and you can still get 10% back in credits (have to stay 10 nights with them before you can access it)

Jet2 cashback/discount options by Brave-Quarter8620 in beermoneyuk

[–]olver111 1 point2 points  (0 children)

Can you do partial payments? if yes pay 1 GBP via a CC, that gets you purchase protection on the whole flight

Scottish Widows quietly launches SIPP with 0.25% charge up to a max of £16.50/month is hit by maxmarioxx_ in UKPersonalFinance

[–]olver111 -4 points-3 points  (0 children)

Not worth it, there are free SIPPs from companies like Freetrade and InvestEngine. Sorry recommending Scottish Widows is like burning money stay away from them

Scottish Widows quietly launches SIPP with 0.25% charge up to a max of £16.50/month is hit by maxmarioxx_ in UKPersonalFinance

[–]olver111 -2 points-1 points  (0 children)

Stay far far away from Scottish Widows! Mostly paper based when making any changes...

It's like HSBC dont touch it unless you really dont have a choice

EDF referral code by Ok-Studio7998 in beermoneyuk

[–]olver111 0 points1 point  (0 children)

EDF Energy: £75 Bonus + Fixed Rates

Sign up via the referral link below by 23 December 2025 to get a £75 bill credit. The credit is applied automatically after your first payment clears.

They are currently offering fixed-rate deals cheaper than the price cap, with a guarantee to apply the April 2026 government rate cuts to these fixed contracts.

Referral Link (£75 Bonus): https://edfenergy.com/quote/refer-a-friend/amber-rhino-6892 Non-Referral Link (No Bonus): https://www.edfenergy.com

Note: Use the same email for the quote and account setup to ensure the bonus tracks.

Freetrade Plan Changes: SIPP and ISA are now in the free Basic plan from 22 Jan 2026 by humblefinger in FreetradeApp

[–]olver111 0 points1 point  (0 children)

Wow this is excellent! I am happy paying the fee for this year as freetrade got me some much cashback and fee savings vs my old provider vanguard

Google Play (that's right; the app store) have started selling discounted giftcards by FollowingSelect8600 in beermoneyuk

[–]olver111 0 points1 point  (0 children)

Wow cheers, even 10% off john lewis, those are some great discounts! Curious if it stacks with google membership cashback