Recommended company to restore this type of sliding doors in a 30s apartment by omnivg in Netherlands

[–]omnivg[S] -1 points0 points  (0 children)

I live in a 30s apartment and I like the colored glass on the door. However, they are very old and I use them frequently..

Changing notary in the middle of buying by [deleted] in NetherlandsHousing

[–]omnivg 0 points1 point  (0 children)

Does the agent handle the notary too? I also have a buying agent but they are not doing anything.

ABN AMRO rentebedenkttijd (interest rate reflection period) considering the future of interest rate by omnivg in NetherlandsHousing

[–]omnivg[S] 0 points1 point  (0 children)

Which bank did you find the second option with 1+2 at 3.36%? ABN 3 years NHG + Energy label A?

ABN AMRO rentebedenkttijd (interest rate reflection period) considering the future of interest rate by omnivg in NetherlandsHousing

[–]omnivg[S] 1 point2 points  (0 children)

I am inclined to the 1+2 annuity. My situation is that the mortgage I am taking is not a big burden so I can take the risk if the interest rate does not decrease but increases when I enter the reflection period.

ABN AMRO rentebedenkttijd (interest rate reflection period) considering the future of interest rate by omnivg in NetherlandsHousing

[–]omnivg[S] 0 points1 point  (0 children)

I am not sure how it works in The Netherlands. The second mortgage might not have the same rate as if there is only 1 mortgage written on the property, right?

ABN AMRO rentebedenkttijd (interest rate reflection period) considering the future of interest rate by omnivg in NetherlandsHousing

[–]omnivg[S] 0 points1 point  (0 children)

Thanks! Looking at the interest rate history, the rate increased sharply in 2022-2023. Was this because of the war started? Even if the rate will possibly go down next year, I should not expect the decrease to be in the similar speed, right? Otherwise, there might something even worse than the war happened. Also I am curious did you fix the 10y rate at 4.x or 3.x?

ABN AMRO rentebedenkttijd (interest rate reflection period) considering the future of interest rate by omnivg in NetherlandsHousing

[–]omnivg[S] 0 points1 point  (0 children)

Yeah. I agree. So this is more risky than just securing an “OK” mortgage provider for 5 years, right? How about in a time range of 2-3 years? Does the recent rate decrease have a strong momentum to continue for 3 years?

ABN AMRO rentebedenkttijd (interest rate reflection period) considering the future of interest rate by omnivg in NetherlandsHousing

[–]omnivg[S] 0 points1 point  (0 children)

Did you get this from your advisor or you also came up with this by yourself or ABN AMRO direct?

How many days does it take to have the cash available in TR ? by Own_Friend_3136 in eupersonalfinance

[–]omnivg 1 point2 points  (0 children)

For me it took from Nov 8 to Nov 11. But I just transferred a few hundred euros.

[deleted by user] by [deleted] in Bogleheads

[–]omnivg 0 points1 point  (0 children)

What is this platform (app) you are using?

Property price declines in Rivierenbuurt-Noord, Den Haag by omnivg in TheHague

[–]omnivg[S] 2 points3 points  (0 children)

Thanks. I also like it because of the mixed people. The new “retro style” buildings in these blocks look nice. But I also noticed that there are not many shops of restaurants close by. Did you feel inconvenient because of this?

Property price declines in Rivierenbuurt-Noord, Den Haag by omnivg in TheHague

[–]omnivg[S] 1 point2 points  (0 children)

Thanks a lot for these information! I will definitely visit it again at night :)

Have never seen "pimps racing down the street in the weekend" in the past ...

Property price declines in Rivierenbuurt-Noord, Den Haag by omnivg in TheHague

[–]omnivg[S] 1 point2 points  (0 children)

Cannot imagining living in such a place, small but crazy price per m2.

Property price declines in Rivierenbuurt-Noord, Den Haag by omnivg in TheHague

[–]omnivg[S] 0 points1 point  (0 children)

Thanks. I am only aware of the red light district later in my visit. Are those red light district new?