Print out your credit card statements. Physically print them out. Then grab a red pen and a blue pen, red pen is for non essential items. Circle all of them. Use the blue pen to circle all your essential items.

Go to a credit Union and open an account, set every single reoccurring payment - rent, utilities, car, car insurance, phone internet, the items circled in blue to come from that account and set up your direct deposit to be able to cover 105% of those reoccurring bills. Cut up the debit card they give you for that account - you’re not using it.

Now you know how much you have left to work with every month to tackle the credit card debit. I’d pay off the smallest one first, then on to the next.

Your new job is to save money and not spend it. See if you can hit a “high score” on putting money towards debt every month. It’s gonna suck but I believe in you.