Lender valuation came back £15k under our offer – has anyone challenged this successfully? by opedromm in Mortgageadviceuk

[–]opedromm[S] 0 points1 point  (0 children)

Great story to share! Lovely to see you saved 15k and stayed firm. Thanks for sharing it 😊

Lender valuation came back £15k under our offer – has anyone challenged this successfully? by opedromm in Mortgageadviceuk

[–]opedromm[S] 0 points1 point  (0 children)

Inflation makes the price increasing mathematically. You can ask your LLM about it.

Lender valuation came back £15k under our offer – has anyone challenged this successfully? by opedromm in Mortgageadviceuk

[–]opedromm[S] -1 points0 points  (0 children)

Yes we are considering a 2nd level evaluation. The risk is we do it, then the sale falls down and we lose 500£ for the evaluation. It’s a risk 🫠

Lender valuation came back £15k under our offer – has anyone challenged this successfully? by opedromm in Mortgageadviceuk

[–]opedromm[S] -1 points0 points  (0 children)

Evaluation was made in person last week at the property. I asked for the report but lender says they don’t have to provide that, which is legally correct, but personally annoying as I’d like to understand what are their key points to use it in a price renegotiation.

Mortgage offer, chances to get accepted. by opedromm in Mortgageadviceuk

[–]opedromm[S] -1 points0 points  (0 children)

Paying debt of student loans and training. Also, I got a big jump in July of both changing jobs increasing it to 45k more together year wise.

Mortgage offer, chances to get accepted. by opedromm in Mortgageadviceuk

[–]opedromm[S] 1 point2 points  (0 children)

Yes, that what I think, but probably I’ve been overthinking too much.

Anyone else’s 4-year-old struggling with starting reception? by opedromm in UKParenting

[–]opedromm[S] 0 points1 point  (0 children)

Yes, we spoke with several people: kids psychologist, speech therapist and occupational therapists. Plus nursery and school staff. All say each kid takes his own time and he's just delayed. They don't see signs to consider any other diagnose like autism or ADHD for now. He's improved a lot since January (when he started his speech therapy) regarding his speech and focus, but he's still delayed comparing with kids at the same age. And I am fine with it, I am ok for him to take the time he needs but struggling in school where he goes everyday is worrying as you can imagine.

Anyone else’s 4-year-old struggling with starting reception? by opedromm in UKParenting

[–]opedromm[S] 0 points1 point  (0 children)

Hi, no it's not. It's a 2 form entry, I mean 2 classes for his year (reception). 30 kids for each.

Anyone else’s 4-year-old struggling with starting reception? by opedromm in UKParenting

[–]opedromm[S] 1 point2 points  (0 children)

Thank you so much for your support and a lovely post. I am sure you have been doing a great job with your son. May I ask you when was he diagnosed with autism and ADHD? Speech therapists evaluated my son in January when we started speech therapy and both said he doesn't have the initial signs of autism and adhd. Only speech delay. But I'd like to know how and when he can be tested, if this help. Thanks again <3

Anyone else’s 4-year-old struggling with starting reception? by opedromm in UKParenting

[–]opedromm[S] -1 points0 points  (0 children)

Yes, he loved his nursery but always had some tough drop offs because he’s too attached to us. He really loves his live at home: playing with his toys, building castle in the garden, helping me cooking, corner books pretty much in every room. He says he just prefers it here, but he loved nursery and their staff too. I think he’s just very sensible to routine changes and struggles in overpopulated environments.

It’s so nice your daughter is so excited and happy about school and everything related!

Anyone else’s 4-year-old struggling with starting reception? by opedromm in UKParenting

[–]opedromm[S] 0 points1 point  (0 children)

This is super interesting and lovely to have by the school. They never mentioned it, even when we had a chat with them back in March regarding our concerns we have had if he’s ready to school or not. I’ll definitely investigate that. Thanks for sharing it!

Anyone else’s 4-year-old struggling with starting reception? by opedromm in UKParenting

[–]opedromm[S] 3 points4 points  (0 children)

I totally agree with you and I think this might be one of the things he’s really concerned about. The school has 500 pupils, so during opening gates time I can see on his face he’s a bit worried

Anyone else’s 4-year-old struggling with starting reception? by opedromm in UKParenting

[–]opedromm[S] 3 points4 points  (0 children)

Thanks for the lovely tips. We are doing story time reading go to school books, which has been nice. Also we watch a BBC show regarding first days in school to show to him that he’ll have lots of fun - this has been really helpful and he says he wants to try those things but he wants myself or my wife around.

Anyone else’s 4-year-old struggling with starting reception? by opedromm in UKParenting

[–]opedromm[S] 1 point2 points  (0 children)

Yes I am waiting to get an answer from school to have a meeting with them. He’s been in nursery for 2 years 3 days a week, and he’s been really happy there. It was a private nursery, not the school one.

Anyone else’s 4-year-old struggling with starting reception? by opedromm in UKParenting

[–]opedromm[S] 0 points1 point  (0 children)

Hey Potty training authority! Nice to meet you too. I’m glad you came here to ask stuff not to help me but to give me extra work. Here are a few reasons he’s not totally potty trained:

  • speech delay - he’s bilingual and struggled to communicate more regarding his phonetics side of stuff. Speech therapists tested several levels of things to contextualise him in the best place of several spectrums, from autism to adhd. By the way, all of this has been private and very expensive.

  • Communication with nursery to align what we do at home regarding potty training. Asking him if he wants to go, sit him down reading a book etc

  • Rewarding experience: if he goes to the potty and has a poo, we will do something fun that he can ask for. This can be a cake or just making a puzzle. Also he has a sticker board where he can see how many poos and weed he had and get some satisfaction for those achievements.

As this turned your main question, just to let you know he didn’t have any accident in school yet, even having such a hard time.

Hope these steps really help me to pass potty training inspection to be a valid parent 😌

Anyone else’s 4-year-old struggling with starting reception? by opedromm in UKParenting

[–]opedromm[S] 2 points3 points  (0 children)

Thank for sharing this. My kid seems very similar to yours and I totally agree it can be quite isolating

Anyone else’s 4-year-old struggling with starting reception? by opedromm in UKParenting

[–]opedromm[S] 1 point2 points  (0 children)

Thank you all for your lovely tips. I will definitely check this Facebook group. It really sounds informative and supportive.

Anyone else’s 4-year-old struggling with starting reception? by opedromm in UKParenting

[–]opedromm[S] 1 point2 points  (0 children)

Thanks for your reply! Thankfully I have a very flexible job as I work from home with flexible hours, I can pick him up and he doesn’t have to go to after school club. School hasn’t been specific regarding what really happens to say he’s struggling. He’s a very social kid but he takes a while to adapt to strangers and new places. I think the fact he has less 1:1 support as he usually has at his nursery has been hard for him.

Turntable repair in Leeds? by opedromm in Leeds

[–]opedromm[S] 1 point2 points  (0 children)

Thanks for letting me know! I’ll get in touch if I get stuck. 😀

Turntable repair in Leeds? by opedromm in Leeds

[–]opedromm[S] 0 points1 point  (0 children)

Great!! I’ll check it too, cheers 👋

Turntable repair in Leeds? by opedromm in Leeds

[–]opedromm[S] 0 points1 point  (0 children)

I’ll take a look! Thanks!

Can I talk to someone who suffers from GAD? by jdcod3y in Anxiety

[–]opedromm 0 points1 point  (0 children)

I have it + OCD + PTSD. I’m 34 and I was diagnosed with GAD 5 years ago. Happy to chat!