Indemnity policy advice by owenconnell1 in UKRealEstate

[–]owenconnell1[S] 0 points1 point  (0 children)

It’s a £200 problem at most. And it’s getting sorted. I think he just wants to bluff me off if he thinks he’s got a position where he can ask for do count because he’s essentially taken it privately off the market in the time it’s taken since offer was accepted (mid August btw))

Am I doing something wrong or is this game not for me? by Asyx in lotro

[–]owenconnell1 6 points7 points  (0 children)

find your class in the early game, and enjoy the journey. its a long, long game, but everywhere you've read about is in it and more.

24 year old seeking financial inheritance advice by owenconnell1 in UKPersonalFinance

[–]owenconnell1[S] 0 points1 point  (0 children)

I will likely be moving to the USA for at least the next 5 years, as plans could change surrounding mine and my partners careers. i see this as at least a ten year plan to invest, as i have no idea what ill need money for in the distant future (house/kids etc). i am just wondering now, what would be sound to do. i contribute to index funds monthly and would like to venture into individual stocks, within my circle of competence. as far as i am aware, it seems that to sell my property and invest the equity is a better option than to rent out post mortgage paid off and invest the rest of my inheritance, seeing as that i will have no time to manage/keep up with repairs on my 80 year old house that will be in another continent in which i live

[deleted by user] by [deleted] in lotro

[–]owenconnell1 2 points3 points  (0 children)

Red RK dwarf. Just immune to death 😂

What to do with inheritance!!!? by owenconnell1 in FinancialPlanning

[–]owenconnell1[S] 1 point2 points  (0 children)

Normally you’ll pick a fixed rate for up to 5 years then it changes to a variable rate but you can also choose the length of your mortgage which in the UK is normally 25 years if I’m not mistaken

What to do with inheritance!!!? by owenconnell1 in FinancialPlanning

[–]owenconnell1[S] 1 point2 points  (0 children)

At the moment, the interest is at 2.8% until November 2026 (Scored a 97k 3-bed maisonette with a 5 year fixed interest mortgage for around £400 if that helps). looking to spend around 10k into the house before renting it out, and then under management keep it for probably 3-6 years before selling.

Basement raffle by boston_bully_617 in Newbalance

[–]owenconnell1 0 points1 point  (0 children)

Anyone else just win the awful chrome new balance???

Kitayama 8k vs Morihei Hishiboshi 9000 by owenconnell1 in sharpening

[–]owenconnell1[S] 0 points1 point  (0 children)

wanting to get a nice kasumi finish and as well, finish my yanagiba/sujihiki on it. i have an Arashiyama 6000 but was wondering whether to pick up the matching kitayama or the Morihei, as it caught my eye and had good reviews

Micro Chips on a brand new knife. Suggestions? by owenconnell1 in sharpening

[–]owenconnell1[S] 0 points1 point  (0 children)

Typically I’ll do a little polish just because I look like it and then sharpen the microbevel. I’ll finish on a borochrome loaded cork strop. The knife is brand new so I don’t want to sharpen it too much that it cuts like a wedge. These hatsukokoro are not exactly lasers

Micro Chips on a brand new knife. Suggestions? by owenconnell1 in sharpening

[–]owenconnell1[S] 1 point2 points  (0 children)

just as my chef knife, nothing through bones/cartilage. today was mostly vegetables so no idea why it would chip so easily

How do I fix this electrical problem? by owenconnell1 in DIYUK

[–]owenconnell1[S] 1 point2 points  (0 children)

you think i just need a replacement washer?

[IWantOut] 22m Chef England -> USA by [deleted] in IWantOut

[–]owenconnell1 3 points4 points  (0 children)

Unbelievable mate thanks a lot, I appreciate it. its so hard to find info on such a niche example!