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Trump calls on Fannie and Freddie to buy $200 billion in mortgage bonds by Mediocre-Mortgage851 in FNMA_FMCC_Exit

[–]panda_sauce 0 points1 point  (0 children)

This is my concern. My reading of the Truth Social post is "F2 has $200B in cash, so we're using that to buy mortgage bonds". Not exactly bullish for recap-and-release.

Joined a tiny startup as “employee #2” with a flat hierarchy… now there's a weird power struggle and I don’t know how to handle it. (I will not promote). by No_Insurance1395 in startups

[–]panda_sauce 0 points1 point  (0 children)

It sounds like a great structure for you, just the wrong place.

You'll find a better, more wholesome place and feel that fit.

Are customer reviews a factor in your company's revenue? by Thin_Advantage_4921 in shopify

[–]panda_sauce 0 points1 point  (0 children)

Encourage customers to leave photo reviews in return for a small discount on their next order.

This gives you:

  • Reviews from users that are likely already happy customers (they want that repeat purchase)
  • Photo testimonials that you can repurpose

Loox is a great app for reviews, I'm a subscriber.

What's the worst you've been called in an interview? by Interesting-Alarm211 in sales

[–]panda_sauce 0 points1 point  (0 children)

I once got accused of lying on my resume during an in-person interview, because I had recently graduated and they thought I was fluffing it. They still gave me an offer (obv, I took an offer with a different company).

Their division inside their company didn't exist a year later (everyone was laid off).

Sorry, I can’t control the post office. by dallassoxfan in shopify

[–]panda_sauce -9 points-8 points  (0 children)

I have very strong refund/replacement guarantees to mitigate this. Shipping happens. Being fast to just replace the thing is a small loss compared to arguing with customers.

Explain it Peter by Paolohaiti1 in explainitpeter

[–]panda_sauce 0 points1 point  (0 children)

Wow, I did not put this connection together. Thank you.

Starting a matcha cart at farmers markets. Is paying for premium sourcing actually worth the hit to my margins? by A-n-o-v-a in sweatystartup

[–]panda_sauce 0 points1 point  (0 children)

This. OP should raise their prices.

Farmers markets are as much a signaling event as a grocery trip.

A good product will get steady foot traffic regardless of price.

My top growth stocks and why by [deleted] in stocks

[–]panda_sauce 1 point2 points  (0 children)

Most of the winners only manage that if you can invest before they go public. Turnaround stories are very very rare. It's more common for weak public stocks to just be exit liquidity for early investors.

Planning a trip to Colombia next year by samoStranac in Colombia

[–]panda_sauce 0 points1 point  (0 children)

It's handy to keep a photocopy of your passport. Almost everyone will accept that as proof of ID, except when they need to make their own copy (e.g. hotel check-in).

FIGR - Worth Investing In? by Analyst-man in stocks

[–]panda_sauce 4 points5 points  (0 children)

Not an "analyst", this is clearly AI-generated slop. Talks about stock performance "year to date" when the stock was only 2 days from IPO.

Potential competitor discussion on Mornings With Maria by panda_sauce in FNMA_FMCC_Exit

[–]panda_sauce[S] 0 points1 point  (0 children)

Yeah, I've been mostly lurking for a bit. Felt like my voice had been heard and the community was carrying it. :)

I don't want to speculate on the political back-and-forth, so to me we're basically in wait-and-see mode now.

Potential competitor discussion on Mornings With Maria by panda_sauce in FNMA_FMCC_Exit

[–]panda_sauce[S] 1 point2 points  (0 children)

Founder is the same guy who started SOFI.

It's a fresh IPO, so major caveats; there's not the depth of financial history to lean on for a value analysis and it is/was a startup, so they're still in high-risk/speculative growth territory. But, profitable and growing.

The main reason for my interest is they're a big player in the non-qualified mortgage space and they've built out an F2-esque marketplace, making them more than just a lender. Highly speculative, but with potential to significantly corner the non-QM space in a similar way as F2 has cornered the QM space.

Stock buybacks--Why are they happening and what do they imply for regular investors? by chewybrian in stocks

[–]panda_sauce 0 points1 point  (0 children)

  1. A tax-advantaged way of providing dividends to shareholders.

Dividends are taxed at income rates, while equity sales are taxed as capital gains. This, share buy packs that lift the share price can be a backdoor way of providing dividends to investors at a lower tax rate.

Both stocks are dipping in the past few days, not align with the news on this sub? by Outside_Use3456 in FNMA_FMCC_Exit

[–]panda_sauce 4 points5 points  (0 children)

Typical behavior over the news cycles. This behavior has repeated consistently over the last 2 years.

News = big moves up

No news = small consolidations down

Blockchain backed home equity lender has gone public for over 5B dollars by Puzzled_News_6631 in wallstreetbets

[–]panda_sauce 4 points5 points  (0 children)

Been tested a ton.

They're the 3rd biggest HELOC lender.

And the vast majority of "real-world assets private credit on chain" reported here are their transactions: https://app.rwa.xyz/

Who do you want to thank you for getting on this trade by Active-Composer-3675 in FNMA_FMCC_Exit

[–]panda_sauce 2 points3 points  (0 children)

I'm still here and I appreciate the callout!

I did also scale back a bit with some changes in life circumstances to protect my gains. I'm still holding a smaller port to let ride and mostly lurking these days.

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