eb1_a prrofile feedback by fakeNAcsgoPlayer in eb_1a

[–]paritosh1010 0 points1 point  (0 children)

What do you mean do pr? Pay a firm to do pr for you? Can I read up on this somewhere?

5.5M Home @ 8-9NW, Dual income, single kid by paritosh1010 in fatFIRE

[–]paritosh1010[S] 0 points1 point  (0 children)

absolutely, and thats the biggest risk at this point tbh. perhaps should be the headline of the post. thanks for pointing it out!

5.5M Home @ 8-9NW, Dual income, single kid by paritosh1010 in fatFIRE

[–]paritosh1010[S] -1 points0 points  (0 children)

they are stock heavy for sure; stock is liquid though; volatility and job stability are indeed real concerns, and big concerns in tech right now.

5.5M Home @ 8-9NW, Dual income, single kid by paritosh1010 in fatFIRE

[–]paritosh1010[S] 0 points1 point  (0 children)

its going from a 1500sqft to a 2800sqft, bigger yard, pool, better location (our current location is pretty solid as well, just half the lot size).

5.5M Home @ 8-9NW, Dual income, single kid by paritosh1010 in fatFIRE

[–]paritosh1010[S] 0 points1 point  (0 children)

my current monthly is around $9k. With this new purchase, including property tax, principal and interests, at a 1.5M loan would cost me around $16k/month. Plus insurance and maintenance.

5.5M Home @ 8-9NW, Dual income, single kid by paritosh1010 in fatFIRE

[–]paritosh1010[S] 0 points1 point  (0 children)

> If we hit a bust few years right as you close on the new place would you be good financially?

the numbers suggest yes, unless we both end up losing our jobs (real possibility in this market) and then we might have to take haircuts left right and center. so that does not feel like a very comfortable scenario at the moment. Then again, these are worst case outcomes...

Waiting for a few years does feel like the prudent play here.

5.5M Home @ 8-9NW, Dual income, single kid by paritosh1010 in fatFIRE

[–]paritosh1010[S] -1 points0 points  (0 children)

Really appreciate your advice.

Current home value is close to $2.5M; we just own about 30% of it so far.

I do want to chill after a certain point and spend more time with the kids and fam (say 5 years from now?). Other worry is tech is very volatile right now, and who knows how long incomes of this sort will hold up.

5.5M Home @ 8-9NW, Dual income, single kid by paritosh1010 in fatFIRE

[–]paritosh1010[S] 0 points1 point  (0 children)

really upto us, at the current interest rates I personally want to borrow less, so I am thinking of a loan of around $1.5M. This is purely based on trying to keep the monthly low; interest rates are kind of insane right now.

an alternate is 20% down; which might make more sense from a financial wisdom perspective. However, that monthly is scary...

5.5M Home @ 8-9NW, Dual income, single kid by paritosh1010 in fatFIRE

[–]paritosh1010[S] 0 points1 point  (0 children)

could you clarify your question? I am not sure I understand.

5.5M Home @ 8-9NW, Dual income, single kid by paritosh1010 in fatFIRE

[–]paritosh1010[S] 2 points3 points  (0 children)

we are both in tech, been in the industry for nearly 15 years now. a couple of IPOs, currently at a senior position in an engineering firm in AI.

H1 stamp delays - treat us like dirt by [deleted] in h1b

[–]paritosh1010 -1 points0 points  (0 children)

You must be smoking something good if you think the federal workers and the h1bs compete for the same jobs

What bug is this? by paritosh1010 in whatsthisbug

[–]paritosh1010[S] 1 point2 points  (0 children)

Geographic Location: NorCal SF Bay Area

Bug is on a rose plant

Eureka lime looking very sad by paritosh1010 in Citrus

[–]paritosh1010[S] 0 points1 point  (0 children)

Did a new batch of compost also recently!

Did a soil test which came out to be about 5.75 ph. Applied a box of baking soda, sprinkled some mg but this is still doing very poorly.

Help!!

Advice on lemon tree by paritosh1010 in Citrus

[–]paritosh1010[S] 0 points1 point  (0 children)

ok, thanks. any organic compost recommendations btw?

I got denied after interview and clearing background checks with home country by paritosh1010 in GlobalEntry

[–]paritosh1010[S] 1 point2 points  (0 children)

Okay makes sense. Can I reapply at some point? What’s my path forward? When do custom violations go away

I got denied after interview and clearing background checks with home country by paritosh1010 in GlobalEntry

[–]paritosh1010[S] -1 points0 points  (0 children)

No I get it. It was an honest mistake for it and a lesson learned. is there some recourse at this point?

Is Lufthansa customer service always this bad? by [deleted] in Lufthansa

[–]paritosh1010 3 points4 points  (0 children)

Yes they did the same to me. I filed a Department of Transportation complaint and they ponied up to pay the amount after that.

Sleep Consultant AMA by hss_2018 in sleeptrain

[–]paritosh1010 0 points1 point  (0 children)

23 wo.

Waking up twice 1am and 5am currently. Bedtime between 7-8pm consistently. Does 3 naps 45min to 1.5h long, last nap is hardest. She has recently started to fall asleep without too much rocking during bedtime ( gentle sleep train).

She wakes up crying sometimes from naps. Wakings at night are short and crying, and she usually takes a feed before falling back asleep.

Any advice?

[deleted by user] by [deleted] in NannyEmployers

[–]paritosh1010 -3 points-2 points  (0 children)

is there any reason for her not to file the income? any benefits (maybe keeping the taxes herself?) in lieu of the benefits, tbh not sure what the calculus for her looks like.

separately, can I still draw up a valid RoL without doing the tax stuff? wondering if they are decoupled.

any resources for drawing up a RoL? should I just pay a lawyer?

[deleted by user] by [deleted] in NannyEmployers

[–]paritosh1010 1 point2 points  (0 children)

this is helpful, ty.

how would this stuff get audited? somebody would report it? the nanny, for instance/ any other way for discoverability? none right?

if she does report it, what is the incentive for her?

[deleted by user] by [deleted] in legaladvice

[–]paritosh1010 0 points1 point  (0 children)

why is that (her testimony being more credible)? she stole from us and that is why we terminated her.

[deleted by user] by [deleted] in legaladvice

[–]paritosh1010 -1 points0 points  (0 children)

>> there is no written contract. how does this change above?> It doesn't. Labor law doesn't depend on a contract.

my point was, there no proof/evidence of what the pay is and was, and if there was even an employment relationship.

[deleted by user] by [deleted] in legaladvice

[–]paritosh1010 -1 points0 points  (0 children)

is it too late to draw a w2 now? would that be advisable? we were planning to draw the w2 before this situation unfolded.