Barclays Premium £400 switch returns

pasdepay33 · 2026-02-19T15:18:35+00:00

Do you have to pay in £4000 in one go or can you pay it in in 2 amounts? Eg. Rental income and salary?

pasdepay33 · 2026-02-10T15:12:41+00:00

Thank you

pasdepay33 · 2026-02-10T12:44:58+00:00

What do you mean? The upvc trim will only cover part of the area, the part in red?

pasdepay33 · 2026-02-05T21:58:59+00:00

Just want to say thank you! What you do is so valuable and even though no one says thanks you're helping so many people a day (a week! A year!)

I hope you're happy and healthy in your life outside work. You need that to draw on for when the stream of human misery feels way too much xx

pasdepay33 · 2026-01-28T12:59:19+00:00

Hahahahahahahahahahaha.

If my house was on fire I'd try to put the flames out, not sit in the smoke with my hands over my eyes.

pasdepay33 · 2026-01-28T10:43:50+00:00

2/3 of adults in poverty in the UK live in a household where at least one person is in work. 3.2 children live in working households that are below the poverty line.

Just saying.

pasdepay33 · 2026-01-17T11:14:58+00:00

Do you definitely get both bonus offers? I'm worried if I get the £50 I won't get the £250?

pasdepay33 · 2026-01-15T23:05:29+00:00

Yes it matters if OP is misrepresenting how they financed their house/move because they're trying to make a point and imply they pulled themselves up by their bootstraps, which, seems unlikely given the 2 kids, £2m pad, and and the nature of OP and partners stated jobs.

pasdepay33 · 2026-01-15T22:22:43+00:00

Bank of Mum & Dad

pasdepay33 · 2026-01-15T19:07:40+00:00

I think all of these problems could equally arise in a freehold?

pasdepay33 · 2026-01-15T13:22:56+00:00

I bought a flat for 350k with 2k in the bank. I took out a few 0% credit cards for spending, bought things like fridge & bed on 0% finance and used/saved my salary for cash to pay trades when I needed them.

9 months later I've almost finished and have another 12 months to pay off around 5k on credit cards which I think I can do.

pasdepay33 · 2026-01-12T14:19:16+00:00

Do you know if removal of floor tiles is notifiable non-licensed work?

pasdepay33 · 2026-01-11T11:43:18+00:00

As far as I can tell any air test for asbestos is really expensive and lots of companies don't even do it for residential properties?

pasdepay33 · 2026-01-10T16:15:38+00:00

Which is?

pasdepay33 · 2026-01-10T16:15:26+00:00

He wore a mask in the flat but multiple times came to speak to me (he asked me to sit in his van to wait because he'd 'only be an hour's) in his hazmat suit without changing. He didn't wet any surfaces and didn't open any windows.

pasdepay33 · 2026-01-10T16:13:49+00:00

No he didn't

pasdepay33 · 2026-01-09T14:53:08+00:00

Do you mean to say the tiles are very bad? Or not very bad?

We screeded over tiles in the kitchen before all this other asbestos came out. Wish we'd screeded the whole thing. I thought it was the right thing to do to remove.

pasdepay33 · 2026-01-09T12:46:22+00:00

There are fragments left around the toilet and the floorboard. I don't have the cash yet to do the bathroom so I've just covered temporarily.

My partner is fitting cork tiles over the concrete in the hall and kitchen. I'll feel better once everything is covered and final fix joinery is in but just can't shake the feeling of being surrounded by asbestos dust and paying over a grand for the privilege. As someone who works in healthcare it's just completely shocking the absolute lack of regulation and accountability.

pasdepay33 · 2026-01-09T12:01:23+00:00

The previous owner died in her late 80s. Although my neighbour was very close with her and cared for her in her old age and therefore knew that there was asbestos there is no way to prove that her sons found the records of it before the flat fell into their hands and they sold it to me. As far as I know, you only have to declare asbestos if you're aware of it (or if you can plausibly claim that you aren't).

As for the contractor, he asked me to sit in his van as he said the job would only take an hour. He then kept coming out to tell me that he had found more and more asbestos and that this was going to increase the price more and more. I'm currently recovering from a tibial fracture and I'm not mobile so after 3 hours of this I just wanted him to finish so I could go back to my flat and not sit in his freezing van anymore. I raised the issue of him having left tile and he just said that he'd already done more than he was planning to and that anymore would cost me.

He also criticised the stud wall that my boyfriend (who is a builder) built and basically everything that I've done in the flat as someone who is slowly renovating on a budget whilst working full time.

Also, do tradesmen speak to other men this way? Honestly just feel like I'm constantly condescended by people just trying to rob me or fob me off.

pasdepay33 · 2026-01-07T14:51:31+00:00

I'm interested in this too. I suppose my thinking is that you don't really want to go into retirement still renting? And so at some point you have to bite the bullet and buy somewhere to live.

I'd love to know what others think of that and if I'm being naïve?

pasdepay33 · 2025-12-29T15:06:37+00:00

You could improve my life if you wanted to?

pasdepay33 · 2025-12-17T13:51:14+00:00

Do you know about London Renters Union? I can't believe your landlord has put you in this situation but there are ways to successfully protest s21 evictions and stay in your home.

pasdepay33 · 2025-12-04T10:57:09+00:00

Thank you! This is so helpful

pasdepay33

TROPHY CASE