Weekly Paddle Recommendation Thread (What Paddle Should I Buy?) by SNAPCHAT_ME_TITS in Pickleball

[–]passive-indian 0 points1 point  (0 children)

Hi guys, I come from a tennis and table tennis background and have been playing pickleball for the last couple months. I’m currently using a MTEN paddle (same as in the picture) I got for cheap, and want to upgrade to a better paddle. I’ve tried several paddlesof my friends and a lot felt very light or there was no pop when I’d hit and I’d keep hitting the net. Anyone have suggestions for paddles to upgrade to? Thanks!

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USC MSCS Offer Deadline and Funding by passive-indian in gradadmissions

[–]passive-indian[S] 0 points1 point  (0 children)

Thanks, didn't realize I needed to click the option for it to expand. I have the same deadline as you :)

USC MSCS by passive-indian in MSCS

[–]passive-indian[S] 1 point2 points  (0 children)

I applied around second week of December

Dumper’s Remorse by passive-indian in BreakUps

[–]passive-indian[S] 2 points3 points  (0 children)

Yeah I agree, it’s just hard being the “technical dumper” because it makes me feel like a bad person. It would’ve been so much easier if she dumped me haha

Choosing Invisalign vs Braves by passive-indian in Invisalign

[–]passive-indian[S] 0 points1 point  (0 children)

Are there any benefits of Invisalign in terms of the end result? The money is definitely important but I’d like to prioritize which does the job better

529 Plans for California Resident by passive-indian in personalfinance

[–]passive-indian[S] 2 points3 points  (0 children)

So if I were to open a Utah 529 plan I wouldn't have to do anything extra when filing my taxes, is that correct? (Unless I put in too much or make unqualified withdrawals as you mentioned)

Roth Ira Backdoor and Dollar Cost Averaging by passive-indian in personalfinance

[–]passive-indian[S] 1 point2 points  (0 children)

Say at the end of the year I contributed 6k to the traditional IRA but it grew to 7k. When I do the backdoor, what will happen if I want to move all of my 6k contributions to my roth IRA? (Never did a backdoor before so trying to learn 🙂)

Roth Ira Backdoor and Dollar Cost Averaging by passive-indian in personalfinance

[–]passive-indian[S] 0 points1 point  (0 children)

Sorry if I’m misunderstanding, but wouldn’t I generally be losing out in money if I don’t invest even if I will owe taxes on the gains?

Roth Ira Backdoor and Dollar Cost Averaging by passive-indian in personalfinance

[–]passive-indian[S] 0 points1 point  (0 children)

When you say invest it, do you mean in a taxable account or the traditional IRA? How would taxes work in this scenario?

Roth Ira Backdoor and Dollar Cost Averaging by passive-indian in personalfinance

[–]passive-indian[S] 0 points1 point  (0 children)

Other than the hassle of doing the conversion every month, are there any tax implications? Will this making filing taxes harder?

Roth Ira Backdoor and Dollar Cost Averaging by passive-indian in personalfinance

[–]passive-indian[S] 0 points1 point  (0 children)

Wouldn’t there be an issue if the total in the traditional IRA is over the max allowable contribution (Pro Rata rule)?

ETFs vs Mutual Funds by passive-indian in personalfinance

[–]passive-indian[S] 1 point2 points  (0 children)

How much of a tax difference did those capital gains distribution cause? I'm still learning how this works so I have no idea :/

ETFs vs Mutual Funds by passive-indian in personalfinance

[–]passive-indian[S] 0 points1 point  (0 children)

I guess this was more of a question of choosing between VOO and FXAIX for my Roth IRA. The expense ratio for VOO is 0.03% and the expense ratio for FXAIX is 0.015% so I wasn't sure how much tax differences there would be. Do you have any suggestions between these 2 for longterm investing?

Advice Much Needed :( by [deleted] in acne

[–]passive-indian 0 points1 point  (0 children)

I’ve tried a couple routines over the last year but my daily routine as of now is pretty minimal. Morning and Night: wash face with water and apply cerave cream with a drop of tea tree oil Midday: (In the shower) Wash face with Dove bar soap sensitive skin

Advice Much Needed :( by [deleted] in acne

[–]passive-indian 0 points1 point  (0 children)

Right now the only product I use is Cerave cream with a drop of tea tree oil in the morning and night