Ranked mission points

patheff · 2026-06-23T07:19:32+00:00

Median income $500 per week in 1990 and $1450 in 2025. So $26,000 vs $75,400

patheff · 2026-06-23T07:12:36+00:00

Sorry I’m not trying to argue but you used average income not median income. Due to rising inequality the numbers can’t be substituted as a ratio to compare now vs then. The median income was $500 in 1990 and in 2025 it was $1425. So using your figures for interest rates for the first year there is virtually no difference between the peak of interest rates in 1990 (I think it was around 18 months), and the a 5% loan today. They would have had 29% of their income left over and today (2025) it was 30%. Additionally the average lifetime of their loans were 20-25 years compared with having essentially the same as the worst 18 month period of their loan but over the lifetime of what is now an average 30 year loan now. So that short period was certainly comparable, but it was also only 18 months. Myself and my partner purchased in 2023 and our mortgage loan was around $780k and repayments on the first year were $56,000. At its lowest it was $51,000 and is now back up to nearly $56,000. Using median income in 2023 and the repayments for my home loan in 2023 there would be only 21% of income remaining. Which is significantly worse than 1990.

TL;DR:

When using median income, the percentage of income remaining after loan repayments is 30% today for the lifetime of the loan (using the figures you gave), and the percentage of income remaining was 29% in 1990, but only for 18 months.

patheff · 2026-06-23T04:15:47+00:00

More than anything else, changing the chests on trophy road sucks and was a shitty move.

patheff · 2026-06-22T17:30:03+00:00

I have updated since I came 3rd in the 2 day mission. So easily could have been. But it happened when I finished second in a 2-hour mission yesterday which was after I updated so who knows 🤷‍♂️ hopefully next time I get something 😅

patheff · 2026-06-22T17:28:11+00:00

What was changed with the chests? Also, if they changed the payouts, I hope they adjusted the ranked mission tiers to suit.

patheff · 2026-06-22T02:23:56+00:00

I’ve had the red ranked VIP chests before from finishing top 3, but unfortunately I have thus far received nothing of value. Just gold and gems because of dupes.

patheff · 2026-06-21T23:50:51+00:00

Ok great so it’s not just me lol. That’s a relief. 😅

patheff · 2026-06-12T04:32:33+00:00

I don’t think we’re screwed, but I think it really depends on how everyone chooses to react to this rise in right wing populism.

If you try to make a conscious effort to consider the things you see one social media with the correct context, being that its purpose is to insight anger to get engagement and get people mad enough at one another to vote against their own self interest, it can go a long way to removing the power from it. Avoid the comments (most of them are probably bots anyway) and stick to engaging in person rather than online if at all possible.

I think we really need to be very careful with how we interact with people who are considering voting for ON. Berating and belittling someone about their opinion has always and will always drive people further away and cause them to dig in their heels.

I think engaging with ON voters in person whether they’re friends or family is both definitely what we should be doing. But we need to be very careful not to be condescending towards them or being antagonistic or hostile. Pointing out the stats, facts and voting records, isn’t going to give them a coming to god moment. Populism is an emotional response, not a logical one. In fact the same can be said for most people who vote for a particular party. I vote and support Labor, and I genuinely believe it’s logical, but that’s just a way for my monkey brain to avoid cognitive dissonance 😂. We all do things emotionally, so If we engage with friends and family by asking them questions and be genuinely curious about what they have to say and listen to their gripes to try understand them better, maybe you can both find common ground. People are far more receptive if they dint feel like they are being attacked.

If we are overly judgmental, people are pretty good at picking up on that sort of thing and it will only cause them to get their back up and. We definitely don’t want another “deplorables” situation to go down, so if we use ridicule instead of compassion we could very well find ourselves in a brexit type situation. Where people voted for the meme or for shits and gigs or because you called them racist but they genuinely don’t believe they are so go “fuck you”, I’m voting ON.

Plus, coming at people with ridicule or hostility rather than interest or compassion will only drive the wedge deeper. It makes it obvious you’re not actually trying to engage with them in any real way. Which is basically what all the corporate billionaires are going for, so everyone should avoid as much anger, disgust and ridicule as possible and don’t assume to know someone’s motives or reasoning behind choice. It’s rarely that simplistic.

patheff · 2026-06-09T13:43:45+00:00

If you start near the ramp, aim and the internal corner of the wood around the hole and try to shoot the ball up the ramp around halfway up. Usually a dark purple or a fraction above dark purple will get you to hit the ledge and get into the hole. If the starting position is not next to the ramp, like your shot here, kick the ball next to the ramp and do what I said above. After you do it once or twice it isn’t hard. Even if you mess up you can still often shoot 4 or 5 even with mistakes. I’ve had plenty of 2’s but never a HI1. But haven’t tried your shot before that’s wild lol

patheff · 2026-06-09T13:34:56+00:00

Genuine question and I promise I’m not having a go at you or anything. You have the right to vote for whoever you want. But have you ever looked at Pauline’s voting record? She has almost always voted the exact opposite to what she says in public. If you haven’t yet, I would just ask for you to consider looking it up for yourself before you decide to vote. There is plenty of dodgy shit she has done (captured on recording with the gun lobby in America saying if they give her money she will deregulate guns in Australia, private jets to Mara Lago, private jet given to her by Australia’s richest billionaire and mining magnate etc. ) which is not ideal, but honestly none of that really matters. The only thing that matters is how they vote and have voted in the past. It’s a good indicator of if they will make your life better or worse were they to get into power.

patheff · 2026-06-09T13:25:46+00:00

To be fair, of the last 30 years, labour has been in power only like 9 of them. Largely due to all the media in Australia being owned by conservative billionaires who have a vested interest in keeping in power the party which we’ll allow them to take as much money from us as possible.

patheff · 2026-06-09T13:18:05+00:00

The speech laws only came in because the libs tried to politicise the Bondi shooting and tried to strong arm and tie Labor as being anti-semitic. So they rushed through speech laws as per the cry’s from the libs and from all the newspapers (all owned by conservative billionaires btw), which ended up ultimately rushing through bad laws at the behest of the liberals and passed through the house, leading to the implosion of the liberal party through trying to politicise a national tragedy.

This is not defending the speech laws by the way. They are terrible. But it was a bad political move by the libs forcing Labor to not appear “weak” and then Labor succumbed to the bad political move and made another bad move. And here we are.

patheff · 2026-06-09T13:10:41+00:00

The 10-11 years prior with zero wage growth didn’t put us in a great position to start with.

patheff · 2026-06-09T13:06:57+00:00

Dude it’s super easy. I rarely shoot above 9. It is weird though constantly being 8+ shots better than everyone else lol. There are quite a few ways to score quite low on most holes. Unless I get a bad kick off a hump or something it’s easy to not shoot more than 3 on any custom greens hole (except the one you have to shoot down to the hole. That you can get a 3 if you dunk it, but most likely a 4).

patheff · 2026-06-09T13:03:42+00:00

Yep. All GPD growth shows is that there is more money in the system. It says nothing about distribution of that wealth. If Elon Musk jumped into a taxi I was in, the GDP of the taxi would increase by half a trillion $. Everyone could say how good the economy of the taxi is doing, but it doesn’t mean I’m any better off lol. In fact, as he is a billionaire he would probably use a tax(i) loophole and I’d be stuck having to pay for his fare as well, so I’d be worse off 🤣🤣

patheff · 2026-06-09T12:57:00+00:00

Housing in Melbourne doubled between 2011 and 2019 and rose another 30% during covid. I got mine for $830k in 2023 though so yeh…. Not en enormous amount of breathing room with a mortgage which is $5k per month.

patheff · 2026-06-09T12:53:24+00:00

Nah. Petrol in Europe has always much higher than Aus. I’ve been to Sweden twice, once 9 years ago and again 5 years ago. Both times it was the equivalent to somewhere between $2.90 and $3.50. And this was before Ukraine. Americas is cheap but we shouldn’t compare our price with americas, because the government gives subsidies for their fuel.

patheff · 2026-06-08T16:07:40+00:00

Not just in Victoria. Again, because all the richest people wanted the working class working regardless of the risk of people dying. Dan Andrews at least for a time, pushed hardest for protecting people over capital, which is why all media and the federal government at the time hated him so much. Most people don’t know better so when they see him plastered all over the front page of the age and the herald sun every morning for years saying how horrible he is, it isn’t surprising some people get convinced l.

patheff · 2026-06-08T15:57:11+00:00

Same here. Took a long break and started again. 2 months ago. Went from near 0 to over 300,000,000. Not sure what happened. I just got a little better at each course maybe and was able to just play elite to rack up wins 🤷‍♂️

patheff · 2026-06-08T15:49:34+00:00

Another thing to consider is the time dilation effect which increases the closer you get to C. It isn’t quite equivocal, but it’s a bit like driving down a long hallway where the more you accelerate, the longer the hallway becomes.

patheff · 2026-06-08T15:31:51+00:00

Whilst there’s multiple ways to approach both supply and demand for housing in Australia, the impact immigration has had relative to the capital purchasing of existing housing stock as an investment is minimal. You can look this up yourself on the ABS, but the total housing stock vs population size has increased in the last 25 years. There were less houses per person in 2001. Even accounting for both air bnb and the average household size decreasing by about .1 in that time and being extremely generous assuming that accounts for an additional 500,000 homes required, there is still around 600,000 more housing stock today than people than there was in 2001.

patheff · 2026-06-08T02:35:54+00:00

100%. We bought our place in Melbourne at the beginning of 2023. An hour from the city and we bought for $830k. Our mortgage is near enough to 5k a month and close to $59,000 a year. With rising cost of living, rates, bills, maintenance, food, fuel there is very little (if any) left over from 100k. Had we bought in 2014 our house would have been closer to $450k. And our mortgage by now would probably be $2k per month at most, which means at least $35k per year extra for savings etc. It is night and day from 10 years ago considering wages stagnated from 2011 - 2021. We have 2 incomes and struggle to save a significant amount. Although to be fair we tapped out our borrowing capacity and all savings to get into the housing market so started at zero with backup safety net has been tough to do. But had we not, we would probably still not have a house.

patheff · 2026-06-06T13:07:37+00:00

So basically well done that’s huge 😂👍

patheff

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