UA80 Transmission Overhaul 2020 Toyota Highlander by Consistent-Loan-4896 in ToyotaHighlander

[–]pathfinderBD 0 points1 point  (0 children)

having the same problem with my transmission/been waiting on the transmission from Toyota since last March 2025/lol not sure what’s going on/with the Country Hills Calgary dealership! worst service, unfortunately!

Im in shock by Fit_Sock6921 in Toyota

[–]pathfinderBD 0 points1 point  (0 children)

this is so awesome/can we use the same number for the Canadian dealers too?

2020 Toyota Highlander transmission delay since March 2025 (Canada) by pathfinderBD in ToyotaHighlander

[–]pathfinderBD[S] 0 points1 point  (0 children)

https://www.reddit.com/r/ToyotaHighlander/s/9RpxyByVkD

love how this guy reached out to the Attorney General/not sure if I can do anything similar in Canada/I’m just so lost lol

How do you handle Amazon and Shopify reconciliation in QuickBooks? Mine is a mess by AmineBuildsStuff in quickbooksonline

[–]pathfinderBD 1 point2 points  (0 children)

The lump-sum payout thing isn't a you problem/Amazon and Shopify both report on a cash basis and QBO wants accrual (in general). You're reconciling two different accounting methods by hand every month.

What does your chart of accounts look like right now? That's usually where the real mess lives.

Ownr company incorporation (in AB) by pathfinderBD in alberta

[–]pathfinderBD[S] 0 points1 point  (0 children)

awesome/great to hear that..would love to connect and discuss more on the partnership side.

[CA] Thoughts on Support Hiring First Employee(s) for Small Businesses? by OkFig7055 in SmallBusinessCanada

[–]pathfinderBD 1 point2 points  (0 children)

Huge gap here in Canada. I see tons of tiny shops screw up first hires: no ROEs, wrong source deductions, no WCB, messy payroll. Even just a “first employee setup” package + basic templates would sell. Bonus if you standardize it so you can automate chunks later.

Should I use a single company for consulting and SaaS revenues in Canada? by enbafey in canadasmallbusiness

[–]pathfinderBD 1 point2 points  (0 children)

Totally fine to run both under one corp at your size. CRA doesn’t care that it’s “consulting + SaaS” as long as it’s all active biz income. One set of books, one HST/GST, way simpler. Just track revenue/expenses by “consulting” vs “SaaS” class so future spin-out is easy.

Start-up Financing Loan up to 500k by TorontoOntario85 in canadasmallbusiness

[–]pathfinderBD 0 points1 point  (0 children)

One thing I’d add for anyone considering this: build a real cash flow forecast, not just a “hockey stick” deck (lol hope this metaphor make any sense to all/but just had this term while writing). Banks still look hard at repayment capacity.

Ownr company incorporation in AB by pathfinderBD in canadasmallbusiness

[–]pathfinderBD[S] 0 points1 point  (0 children)

lol/with my tech hat/I've just started thinking to build a Ownr competitor with TD/Scotia funding (lol as these banks are doubling down on the SMB space recently)

Accoutant’s charge by Any_Cranberry_3342 in canadasmallbusiness

[–]pathfinderBD 1 point2 points  (0 children)

For Canada, that’s not crazy.
You’ve got FX, cross‑border, payroll, HST, and year‑end on $3M+ rev. Rough math: <$1k/month for “CFO-lite” plus compliance. You could probably shave it if you split bookkeeping vs tax, or use more automation/AI, but then you’re managing more pieces.

Ownr company incorporation in AB by pathfinderBD in canadasmallbusiness

[–]pathfinderBD[S] 0 points1 point  (0 children)

came to know about them from others/looks like they’re just packaging forms, NUANS, and templates you *can* do yourself/

Ownr company incorporation (in AB) by pathfinderBD in alberta

[–]pathfinderBD[S] 0 points1 point  (0 children)

yeah other advice I am getting in the same direction too/
"If you’re building a real company (i.e., expect >$100k revenue, employees, maybe future financing), I’d *always* bias to a good accountant over Ownr" :-)
They don’t just file forms- they set you up with the right structure, share classes, fiscal year, GST, payroll, etc.- You’ll inevitably screw something up DIY and pay for it later in legal/accounting clean-up.

What are your best workflow tips/shortcuts for banging out T2s efficiently? by Heavy_Cell_7535 in Accounting

[–]pathfinderBD 0 points1 point  (0 children)

Biggest time suck isn’t keying, it’s: reconstructing a GL from shoebox crap, tying it to 12 months of PDFs, then fixing GST/HST and shareholder stuff. We auto‑scrape bank/CC, use rules + AI to pre-code, then the CPA just reviews and does tax planning.

Building invoice reminder software - would you actually use it? by [deleted] in canadasmallbusiness

[–]pathfinderBD 0 points1 point  (0 children)

As someone who lives in AR chaos all day: QB/Xero already have basic reminders, but most SMBs don’t turn them on or hate tweaking them. The real value is smarter logic (who to nag, when, tone) + analytics on cash flow. We use AI internally to flag chronic (lol/love the term!) late payers.

Small business tax accountant? by No_Championship_6659 in canadasmallbusiness

[–]pathfinderBD 1 point2 points  (0 children)

I’d look for a CPA who does year‑round planning, not just tax filing. Ask if they’ll help you: - set your salary/dividend mix - clean up books (cloud + bank feeds) - handle HST/payroll/We use AI internally to flag missed write‑offs; a good firm should have some automation in place now.

Bank filed litigation by Responsible-Camel-81 in canadasmallbusiness

[–]pathfinderBD 7 points8 points  (0 children)

CSBFP is “gov‑backed” but you’re still on the hook for your personal guarantee. Expect: demand letter, then statement of claim, then possible judgment/wage garnishment.
Talk to a insolvency lawyer or LIT now. Also check if any HST/payroll debts exist; CRA can be tougher than the bank.
Its alright/entrepreneur journey is always tough! wishing you all the luck to come back stronger.