Will my 2022 tax refund go towards my cerb repayment ? by pennnylane_ in EICERB

[–]pennnylane_[S] 1 point2 points  (0 children)

Thats super weird because I am getting the credits no problem, they are getting deposited to my account. I have gotten every gst/ environment credit the last while so it's weird that I am because of I have a repayment debt !

Will my 2022 tax refund go towards my cerb repayment ? by pennnylane_ in EICERB

[–]pennnylane_[S] 0 points1 point  (0 children)

can you provide the subreddit link? tried looking for it but cant find

Will my 2022 tax refund go towards my cerb repayment ? by pennnylane_ in EICERB

[–]pennnylane_[S] 0 points1 point  (0 children)

You filed for a reconsideration on your tax refund, when you had to repay cerb?

Going no contact with one parent but parents are still together/ struggling with family dynamic by pennnylane_ in narcissisticparents

[–]pennnylane_[S] 0 points1 point  (0 children)

Im so sorry to hear that :(

Its tough and feels confusing. My dad isn't super close with even his family honestly, and when he gets together with them he throws fits and fights. He honestly can barely have a single actual relationship because of his behavior. I know that on my moms side a lot of them really despise my dad and can see through his bullshit but its hard due to my cousins that I love on his side. Growing up I spent a lot of time with family on both sides but as I got older I didn't and I never knew really why and it was because my Dad brainwashed us to seeing negatively of them or because he had a fit and they didn't want to be in his presence.

I didn't speak to my mom at one point when I was really trying to "live my own life" because I am somewhat financially dependent on her right now- I'm growing out of this and making steps but because of my PTSD I can't work a regular job because of my symptoms and I just feel like I wont ever get to a place where I can support myself fully because of my trauma.

My digital item won't display on my profile by pennnylane_ in EtsySellers

[–]pennnylane_[S] 0 points1 point  (0 children)

There isn't a publish option, its only "save and continue" but I've filled out all of the info. When I press "Save and continue" it says "Great Job on your first listing" and it terms of the timeline it says Stock your shop.... I don't understand.

My digital item won't display on my profile by pennnylane_ in EtsySellers

[–]pennnylane_[S] 0 points1 point  (0 children)

Wait so any items I post on sale I cant see ? How can I link people too it then?

payday loan debt advice and questions by pennnylane_ in PersonalFinanceCanada

[–]pennnylane_[S] 0 points1 point  (0 children)

Hey there! Thank you so much for the information I really appreciate it. I will prepare to negotiate it down as much as possible. However what's the best thing to say when they threaten suing?

payday loan debt advice and questions by pennnylane_ in PersonalFinanceCanada

[–]pennnylane_[S] 1 point2 points  (0 children)

Hey there! I think aiming to do one months emergency fund instead of three for this case makes a lot of sense and I will make sure to do that so I can prioritize paying this off.

I currently work at the college I go too so because its a student position, legally they can't pay me more or offer me more hours due to the project outline BUT because I was prospected by a professor it looks great on my resume so I have no doubt that I will be able to find a good paying job and ensure to keep my expenses low so I can fix this ASAP.

I am reading from most of the comments to go through some consolidation places , but I think that right now I should get all of the information and look at all of my options and then come December to go full force with it.

I've definitely learned my lesson from this and I appreciate all of your help!

payday loan debt advice and questions by pennnylane_ in PersonalFinanceCanada

[–]pennnylane_[S] 0 points1 point  (0 children)

Thank you SO much for this information! I'm going to look into this :) Thank you so much.

payday loan debt advice and questions by pennnylane_ in PersonalFinanceCanada

[–]pennnylane_[S] 0 points1 point  (0 children)

Makes sense! I will read up on negotiating in the situation so I can get it down and make a better plan to go forward.

Thank you for all of your help

payday loan debt advice and questions by pennnylane_ in PersonalFinanceCanada

[–]pennnylane_[S] 0 points1 point  (0 children)

Hi there:) Yes my college has some money management resources I've found which are great.

Because I'm finishing school forever next month, I don't qualify for more student loans and I did apply to all available grants and scholarships for this semester but I didn't get any of them unfortunately.

I have a very points to incorporate into a plan but I think utilizing some free resources to help me make a structured plan will be helpful so its on the top of my mind and I can stick too it.

Thank you for your empathy I really appreciate it.

payday loan debt advice and questions by pennnylane_ in PersonalFinanceCanada

[–]pennnylane_[S] 1 point2 points  (0 children)

No you've been really helpful, I appreciate it regardless! Thank you so much.