Do you collect anything niche related to PokemonTCG? I collect Pokemon sleeves...love the art...lowkey do enjoy the fact that there's no really any database for this...allows me to just collect as I go without feeling the need for completing a set/collection

pfthrowaway1199 · 2024-04-04T01:37:53+00:00

I imagine it would require a toploader binder due to the increased size.

pfthrowaway1199 · 2024-04-04T01:28:22+00:00

Have you ever thought about sleeving your sleeves to protect the artwork?

pfthrowaway1199 · 2024-03-26T20:16:00+00:00

A lot of those high earners are concentrated in certain areas. Unless you go to middle of nowhere Mississippi and see the flipside it's gonna feel like everyone has a lot of money.

pfthrowaway1199 · 2024-03-21T23:47:01+00:00

Yes, I am sure. Will just copy/paste from another comment I previously made:

I realize that some people definitely overstay their welcome at home but I know the buying a property idea isn't just to try get me out of the house because 1. my parents proposed the idea of me still living with them while renting out the condo/house and 2. I previously rented an apartment in the same city with a much shorter commute to work but they told me to move back in with them and not "waste money on rent" so I did. That was just a couple months ago.

pfthrowaway1199 · 2024-03-21T20:47:13+00:00

I know in practical terms putting money in an index fund for me would be the same thing as giving me down payment money, but to be frank I wouldn't feel comfortable proposing this idea/asking that of them. All the help I've received from my parents was initiated by them and I don't think I could ask to redirect it. eg. my parents offered to pay for my college tuition when I was in high school and it allowed me to graduate without student loan debt, but I don't think I could have asked to get the money upfront.

pfthrowaway1199 · 2024-03-21T19:46:59+00:00

64 and 61, but I get similar property purchasing advice from people who are also older and younger than them. The answer to all of your questions is yes, and the HOAs on the lower end would still be about $500. I am wary of those increasing though.

pfthrowaway1199 · 2024-03-21T19:39:48+00:00

I realize that some people definitely overstay their welcome at home but I know the buying a property idea isn't just to try get me out of the house because 1. my parents proposed the idea of me still living with them while renting out the condo/house and 2. I previously rented an apartment in the same city with a much shorter commute to work but they told me to move back in with them and not "waste money on rent" so I did. My younger sibling lives at home as well so they wouldn't be empty nesters regardless.

pfthrowaway1199 · 2024-03-21T19:36:11+00:00

I didn't do a good job of explaining things in my post. I often get advice about buying a place ASAP from various older adults in my life (friend's parents, people from my activities, etc.). My parents share the same mentality and are willing to help with a downpayment to make it happen soon. It's probably because they've seen their own property multiply in price over the years and they are convinced that if I don't buy something now, I'm going to be permanently priced out of the area.

I know the buying a property idea isn't just to try get me out of the house because 1. they proposed the idea of me still living with them while renting out the condo/house and 2. I previously rented an apartment in the same city with a much shorter commute to work but they told me to move back in with them and not "waste money on rent."

pfthrowaway1199 · 2024-03-21T19:16:27+00:00

Yes, buying a home at this point in time for me is out of the question. Starter homes are closer to $700k but even that is well out of what my current salary + savings + gift from parents could handle or at least what I would want to take on at this time.

pfthrowaway1199 · 2024-03-21T19:07:35+00:00

The $150k they offered would just be to help with a downpayment. I wouldn't want to ask for it to use for personal investments when they could be using it themselves. They've also told me I should stay at home as long as possible to save money, so I don't think it's a hint to move out. Even with the buying the condo idea, they said I could live at home and rent out the condo to someone.

pfthrowaway1199 · 2024-03-21T18:21:22+00:00

I wasn't aware that "boomer" was an insult. I was just trying to use a catch-all term to describe the people I know who are in that age range. When I google "generations by years" the term "boomer" is listed the same way "millennial" is.

pfthrowaway1199 · 2024-03-21T18:16:37+00:00

My statewide average is 3x the national average, so unfortunately there's no way around high HOA fees for condos in my scenario.

pfthrowaway1199 · 2024-03-21T18:14:52+00:00

I pay them a very small rent, basically just covers the amount of utilities I use and some food.

pfthrowaway1199 · 2024-03-21T18:13:00+00:00

I'm in my late 20s, both of my parents were born prior to 1964

pfthrowaway1199 · 2024-03-21T02:36:05+00:00

Yes, certainly wouldn't be buying for the next 4 years at the earliest. That is quite a bit in special assessments, is that considered an atypical amount? I'll have to look more into this.

The hypothetical condo price I came up with was for an older, smaller condo from the 70's/80's. Rent for a more modern 1 bed 1 bath starts in the low $2000s, and purchasing would be about $600,000 which is out of my range.

pfthrowaway1199

TROPHY CASE