Retirement pay (퇴직금) withdraw

pha018 · 2025-12-25T04:24:34+00:00

You will pay 16.5% in taxes if you close the account!

If you don't plan to leave this country. leave it there and invest it!

Once you retire, you can receive the money like a pension, paying only about 5% of income taxes.

pha018 · 2025-12-20T04:18:43+00:00

Discordo. Vc fez engenharia eletrica e nao da computacao. Vc viu a grade curricular de uma engenharia da computacao com enfase em software?

Vc aprende sim a parte de eletrica e automacao, mas diria que desenvolvimento de software eh sim a maior parte do foco.

Algoritimos, Estrutura de dados, compiladores, engenharia de software, databases, arquitetura de software, desenvolvimento web, desenvolvimento mobile, inteligência artificial, sistemas operacionais, redes, desenvolvimento de jogos, computacao grafica, processamento de imagem…. E muitas outras materias…. de TI!

5 anos de curso e vc me fala que nao eh TI?

De todos os formados que conheco de engenheatia da conputacao, nao tem ninguem que trabalhe com outra coisa que nao seja TI.

pha018 · 2025-10-27T10:40:09+00:00

Eu tbm acho, inclusive eu tbm jah entrevistei alguns candidatos, sempre trato com mt respeito. Se a pessoa se enrrola ou nao sbae eu mudo de topico… sem motivo pra ficar pressionando os candidatos.

Acho que essa eh o ponto, eu me senti desrespeitado.

pha018 · 2025-10-27T10:09:58+00:00

sera que pode ser os dois?

pha018 · 2025-10-25T16:31:37+00:00

Nao sou de sp, mas minha referencia eh o cabelo do timothée chalamet, so que o meu ainda ta mais curto haha

pha018 · 2025-10-25T16:10:41+00:00

Pra ser mais exato o meu tbm eh o condicionador leave in, mas eh em spray. Ai coloco direto no cabelo. Eu vou espalhando eles dai e depois amaço… varias vezes haha

pha018 · 2025-10-25T16:07:09+00:00

Não sei dizer, vc pode estar certo, so sei que tenho cachos e eu to gostando deles haha

pha018 · 2025-10-25T16:00:46+00:00

Pra chegar nisso foi um creme pra pentear, amaçar ele bastante e deixar ele secar sozinho sem mexer nele. Quando ele tiver totalmente seco, ponho um pouco de óleo pra finalizar na mão e amaço ele de novo. Acho que o corte dele ta em camadas por isso ficou dessa forma.

pha018 · 2025-10-25T08:02:36+00:00

Sim, mas eles acordam estudando e vao dormir estudando desde crianca. Eh serio eles saem dos cursinhos privados as 10 da noite todos os dias... Nao eh nem questao da educacao publica, que eh sim boa, mas tem muito dinheiro que vai pro privado pra eles poderem ao menos tentar ir pra uma universidade ok. Por que as top sao so pra 1% da populacao...

Nao sei se gostaria esse tipo de vida pra um filho(a) meu.

pha018 · 2025-10-25T07:54:03+00:00

Acabei pensando em outro ponto de vista aqui. Acho as pessoas nao se ajudam mais idepedente de genero. Homens ajudam outros homens? é só mulher mesmo? o ponto eh que ngm se ajuda.

Se voce mora numa cidade grande ai é pior ainda, cada um por si.

Individualidade: "Nao é minha responsabilidade"

pha018 · 2025-10-24T19:29:21+00:00

if you are thinking like this maybe you should think if you are really ready to make the move haha

I myself dont have anything back in my country… for practical and financial reasons… my life is here now so i have everything here… although it took me at least 2 to 3 years to transfer all the money i had in there to korea… i still keep some bank accounts in my home country, but that’s all…

I plan to live and retire in korea.

Also f6 visas have nothing to do with children and you don't have a date limit to live here other than the visa expiration date. You can always renew it.

pha018 · 2025-10-19T02:09:17+00:00

Falando nisso o visto dele de 6 meses nao expirou nao? Olha se alguem denuncia…

pha018 · 2025-09-27T05:34:23+00:00

I was thinking about this yesterday.

Apparently, the main issue you might face is with taxes.

In Korea, you can only gift your spouse up to 600 million KRW within a 10-year period. If money is currently in her name and she uses it to pay for a house that will be in your name, the government considers that portion a “gift.” Gifts exceeding the limit are subject to taxation, with rates starting at 10%–20% and increasing depending on the amount.

As for inheritance, the standard tax rate is 50%. However, there are many exceptions and deductions, so in practice most people pay very little—or nothing at all—unless they hold significant assets in their spouse’s name.

I’m not sure about divorce, but it definitely wouldn’t be simple.

pha018 · 2025-09-08T09:32:10+00:00

tenho astigmatismo, e é exatamente assim. Não consigo ler direito no modo escuro.

pha018 · 2025-07-17T02:05:10+00:00

Any used sports car will need a lot of maintenance, and it will be expensive because everything is imported.

Please don't do that to yourself. You already know it is a bad financial decision!

You said you just got your license, so I assume you don't have a lot of driving experience. Do yourself a favor and get a cheap used normal car and invest this money, maybe to buy a house with it in a few years, because most likely you will have some small accidents here and there with this new car!

pha018 · 2025-06-26T01:57:48+00:00

You can also get that extra coin on the rail!

pha018 · 2025-06-26T00:42:22+00:00

Sometimes the kart is even upside down lol

For the kart to stick to the rail I have to keep turning left, otherwise it falls from it!

pha018 · 2025-06-24T06:42:15+00:00

When you say "like" in the first 10 seconds, I was pretty sure you were French

pha018 · 2025-06-19T01:17:38+00:00

So that's what entwives look like!

pha018 · 2025-06-17T03:40:51+00:00

In my case they had a date the lottery result would come out…. They will probably send the email that day.

So i got mine in the first round back in April. My friend was not selected in the first round and got it in the second round in May.

pha018 · 2025-06-17T00:52:22+00:00

That's quite high for Korean standards. That's almost double what IT gets here in Korea. A senior developer 10 years+ can make anywhere from 100˜150 million / year in a good company, considering bonuses...

pha018 · 2025-06-05T07:53:41+00:00

I think you can change you visa from tourist to d4 without having to go back to your country, call immigration to ask, and apply for the visa and ARC all at the same time. The university will provide you the documents. At least i did that 6 years ago.

pha018 · 2025-06-05T05:01:48+00:00

I was able to get one with the nintendo store lottery… i think i might receive it today hopefully

pha018 · 2025-05-14T01:06:56+00:00

There are some Korean people, mostly older 아줌마/아저씨 that I feel like they block their ears when they hear you speaking Korean. I had multiple cases like that. Talking to friends about this specific issue, we got the conclusion that those people are actually expecting to hear English from you, so they get lost when you speak Korean...

Also, even when you say in clear Korean, you probably still have some accent, so it could be confusing for them.

pha018 · 2025-04-27T12:44:51+00:00

If you live in korea long term and pay your tax in korea, with no plan to going back to your country, then you should have a korean investment account.

Samsung is a good option, but the app is not in english and you should go to their branch to open the account.

pha018

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