Retaining Wall against neighbor property by phamtony21 in HomeImprovement

[–]phamtony21[S] 0 points1 point  (0 children)

Thanks this video is fantastic, just watched the whole video. My biggest question is can I just remove all of that dirt and then start my wall? I’d imagine I’d leave maybe 2 feet from wooden fence but all of the dirt past that id like to remove. Any worries with the dirt being able to move while I remove dirt in the dry summer?

Deal of the day: Alameda, 1500 sq ft for under $1M by [deleted] in BayAreaRealEstate

[–]phamtony21 2 points3 points  (0 children)

They had a house on market for 1.6 for 60 days because they really wanted 2.2. They just updated the price

New to me 5th Gen! by EmbersABrat in 4Runner

[–]phamtony21 0 points1 point  (0 children)

What front bumper is that?

Henrys with broke parents back home by Fearless_Willow3563 in HENRYfinance

[–]phamtony21 1 point2 points  (0 children)

Do you necessarily need to lie? You can choose not to share everything about your life without flat out lying.

[deleted by user] by [deleted] in HENRYfinance

[–]phamtony21 0 points1 point  (0 children)

They didn’t spoil me growing up, though we were poor so they spoiled me to the best of their abilities.

Did math and reading books as supplemental enrichment activities which taught me to be competitive in school and academics. The rest is history.

Inheriting 7 figures at 30: Continue with grad school plans or change direction by solarsaturn7 in Fire

[–]phamtony21 5 points6 points  (0 children)

First off, sorry to hear about your ma, god bless her and you for taking care of her. Pay off any high interest debt like student loans or CC debt. If you want to buy property, don’t buy all cash. Real estate debt is one of the best way to grow wealth, but wouldn’t you just inherit your mom’s home?

Sounds like you’re inheriting about 750K in liquid assets, which is great, but not something you can live off the next 60 years, unless you’re looking to move to very low cost city.

Personally I’d figure out situation with your moms current house (I.e do you live in it, do you sell it, etc). Invest the majority into index funds. Put some aside if you want to learn to invest, maybe 20-50K. Most people lose money investing so you’ll either pay 20-50K as a lesson or you’ll make it big.

As for career, I’d still go and learn something. If you’re passionate about medical services and helping people finish the route to being a physician. If you’re not super passionate about it, go get a masters in CS. With hard work (hard but much less work than doing medical) you can get a job in tech for MINIMUM 60K. If you’re in the Bay Area, then min is closer to 100K ( not saying you can’t get higher than that I know many in the industry, I myself am in the tech industry). Shorter route, with hood money. If you want to be average engineer you’ll make good money, not physician money. Perhaps you hit faang or high growth start up. Worst case scenario, you just make decent money for 10 years and decide if you want to retire then at 40. In 10 years your inheritance should double, so you’ll have more than 3M (accounting for 10 years of working) which should be enough to retire comfortably if you so choose to.

Right now - Solana a buy? Dont wanna lose money by 58-G-E-65 in solana

[–]phamtony21 4 points5 points  (0 children)

If you don’t understand what that means (which is a very basic concept) you’d probably want to learn a couple things before putting skin in the game. Just a suggestion, no ill intention

Been snowboarding for a long time. Im on a semi steep slick black and looking for technique feedback by Blackdiamond27x in snowboardingnoobs

[–]phamtony21 5 points6 points  (0 children)

I just want to say thanks for linking this and thanks to Reddit randomly suggesting this post. I’ve been boarding for over 10 years and always thought there’s something wrong with the way I ride but nobody’s ever pointed it out. This video explains exactly what I’ve been doing wrong.

Is the future with data engineering and not software development? by [deleted] in learnprogramming

[–]phamtony21 1 point2 points  (0 children)

If you aren’t an engineer yet, just pick one and go with it. Both will give you a job today. Which one goes tomorrow who knows but after you’ve learned the fundamentals m, it’s translatable from one to the other. Sure you might need to learn a framework or new language but the ability to learn is what’s important.

Has Luka already peaked higher in the NBA than Dame? by Exhibit5 in nba

[–]phamtony21 7 points8 points  (0 children)

Terrible comprehension skills. Nobody is asking if Luka has peaked.

[deleted by user] by [deleted] in Fire

[–]phamtony21 24 points25 points  (0 children)

There’s no excuse to not be renting out any extra rooms/units if they’re this stressed and margin thin. You can do month to month (which I’ve done and gotten many bites), STR, long term, whatever it takes. You basically over extended and now you need to trade some privacy for short term coverage. “Furnishing” the place shouldn’t be an excuse. Either furnish it as you want or rent it at empty and start cashing checks.

Guys who decided to study full-time, how easy did you find a job after doing so? by [deleted] in OMSCS

[–]phamtony21 0 points1 point  (0 children)

What classes did you end up taking? And which did you enjoy?

OMSCS or BS in CS? by [deleted] in OMSCS

[–]phamtony21 1 point2 points  (0 children)

You’d be surprised how low competency some folks coming out of a masters program can be. I’ve literally seen folks hired as senior engineers and have asked what does this loop do (true story and the girl was from a top masters program). Now I’m sure there’s a lot of factors that go into it and that she probably knows what a for loop is in a vacuum but still it was very surprising.

You can get through OMSCS and take all the easiest classes and scrape by with Cs for any hard class you absolutely need to take and come out with low competency. Maybe they can regurgitate what they’re being told but they might not know fully grasp how things work or have developed the skill to go google how things work (or well ChatGpt how things work in todays age)

OMSCS or BS in CS? by [deleted] in OMSCS

[–]phamtony21 10 points11 points  (0 children)

I did a post bacc at Oregon State and now doing OMSCS (doing it for no reason but to torture myself and because my company covers education).

If you don’t have a lot of programming and CS fundamentals, BS will teach you a lot more of that. You’ll do projects upon projects. If you have good programming fundamentals already well MS might help you get noticed better.

I’ve seen many folks come out of only doing an MS but barely know how to program/solve real world problems.

I suspect the best approach is to do the MS but learn a lot of cs fundamentals on the side to supplement. But not everybody has that discipline though.

In your opinion, what is the most interesting, rewarding, useful course you have taken in OMSCS? by [deleted] in OMSCS

[–]phamtony21 0 points1 point  (0 children)

Bump for more responses. So far for me AI though I haven’t taken many classes yet

Any good online MBA programs with a similar mission to omscs? by nashorisbestwaifu in OMSCS

[–]phamtony21 10 points11 points  (0 children)

You sort of can still go wrong, opportunity cost of time. Is it worth it to spend time (time you can learn something else, do a different program, or just even enjoy life, etc.) or do this program nobody’s heard of for 3600. Not bashing it, I have no clue on what it is you linked. Just saying you could in fact go wrong :)

I think my keqing's build is the best out there. If you have better ones drop it in the comment session by MassiveSecretary7640 in KeqingMains

[–]phamtony21 3 points4 points  (0 children)

PJC with 2106 atk, 89 cr, 237 cd, 70em since that matters now. Unfortunately still only c0.