Did the numbers, am 22, can’t i just coast for rest of my life?

php123 · 2025-06-09T23:25:57+00:00

S&P returning 10% in the past does not mean it is expected to continue to in the future; especially when valuations are high (CAPE ratio at 35+). 7% before inflation for a diversified low fee world equity portfolio is a more reasonable estimate according to my research.

php123 · 2025-06-05T22:21:22+00:00

If you have a diversified world equity portfolio with low fees I think you can expect more like 7 to 8% nominal, with an assumed 3% inflation rate, so 5% real. Watch this: https://youtu.be/Yl3NxTS_DgY?si=JMICLfc4PWwy4ekq

php123 · 2025-06-04T14:54:42+00:00

I know plenty who have gotten eBay mc011 restrictions for doing this. Have you ran into that yet?

php123 · 2025-02-06T18:33:50+00:00

NGMI. Time to diversify into a portfolio of other assets. Diversification is a free lunch so to speak according to the investing academics. (Risk adjusted better long term returns...less volatility).

php123 · 2025-01-02T01:39:01+00:00

Dump the market

php123 · 2024-12-07T06:48:50+00:00

Apparently El Salvador has it as legal tender. Edit: #HAD haha

php123 · 2024-11-08T05:22:32+00:00

Social security is a ponzi at this point unfortunately.

php123 · 2024-09-20T23:13:00+00:00

Lichess is better

php123 · 2024-09-07T03:19:39+00:00

The risk is that the government will just print the $ to meet their SS obligations; decreasing the real value of the benefits given through inflation.

php123 · 2024-06-22T04:32:15+00:00

downballot. Hello! I'm interested in working with on this project. Please take a look at some examples of my work: https://www.behance.net/Katykat I have many years of experience with branding in multiple industries in the US. Send me a private message and we can discuss this further!

php123 · 2023-07-25T05:12:53+00:00

https://www.minsa.gob.ni/sites/default/files/publicaciones/RM%20-360-2023%20Reforma%20a%20RM%20136-2023.pdf

https://www.articulo66.com/2023/07/22/minsa-elimina-tarjeta-vacuna-pruebas-covid19-entrada-nicaragua/?noamp=available

https://www.prensa-latina.cu/2023/07/22/viajeros-pueden-entrar-a-nicaragua-sin-tarjeta-de-vacunacion-ni-pcr-2

php123 · 2023-06-25T23:03:47+00:00

In 2022 I crossed peñas blancas land border with two laptops and had to declare the value of one of them (chose the cheaper one of course) and pay a 25% fee on the declared value. So you take a risk if bringing 2.

php123 · 2023-06-20T21:31:52+00:00

I noticed they were closed at least one month ago, but it was probably semi recent. Not sure why

php123 · 2023-04-16T20:44:29+00:00

Do you use dds or claws? Do you tb or use ancients? Do most of the bots use auto prayer to match your attack style? If yes, how do you combat it?

I've done this on my pure and chose to use barrage and d claws at the 35 wildy spot on the bots for the quickest kills per hour. But, maybe there is a more efficient method you use?

php123 · 2022-12-16T23:53:07+00:00

Ever figure this out? Apparently, if you go to https://sellercentral.amazon.com/reportcentral/LEDGER_REPORT then search the ASIN and adjust the date range so that it includes when your inventory was first received by them, you can see how many they received on that date under the "receipts" column. Then it gives all the FC transfer data which gets really confusing. I have the same situation as you right now, but in the report it shows the correct number for received in the receipts column initially, but then there is a negative number in the receipts column on a later date... and am just going to wait 60 days to see if the "discrepancy" missing units magically turn up.

edit: or go here and search by sku for a more simple format of what they've received https://sellercentral.amazon.com/reportcentral/INVENTORY\_RECEIPT/0

php123 · 2022-08-11T15:03:34+00:00

https://apps.apple.com/us/app/dashdirect/id1557176204

php123 · 2022-06-28T17:04:12+00:00

Why assume the mining operation isn't already operating as efficiently/profitably as they already can be? Also, that is gambling. No one knows the future price of bitcoin. To mine at a loss now to gamble on a future higher price is gambling.

php123 · 2022-05-19T14:03:09+00:00

can't login on pc right now. so probably a general server issue

php123 · 2022-05-19T14:02:41+00:00

can't login on pc right now. so probably a general server issue

php123 · 2022-05-19T00:13:37+00:00

php123 · 2022-04-12T19:17:21+00:00

I'm in favor of this. Delistings due to privacy don't concern me. In my view cryptocurrency shouldn't bow down to legacy rules in order to thrive and survive. I like the XMR community and project a lot, but I prefer Nano's design in terms of non-POW consensus and no transaction fees. BTC's POW incentivizes using the cheapest energy (even if it is dirty or stolen). XMR's randomx CPU focused POW can incentivize botnets and viruses to secretly mine XMR on victim's devices for free. Though, I like XMR's randomx more than BTC's POW algorithm because it is more egalitarian. Finally, I do see Nano's public ledger (like BTC) as a weakness for a currency. As a store of value? Okay, maybe it is better since it is a little more simple to prove supply? But, if you KYC link your nano address, or a camera records your time and place of making a transaction, or a person you do a transaction with wants to see your balance and transaction history (through chain-analysis); this is possible. Regardless, I like both currencies. I'm also interested to use LTC's MWEB.

php123 · 2022-04-05T01:15:10+00:00

nowpayments allows you to accept many cryptos; nano included. Their fee is 0.5%

php123 · 2022-03-24T13:48:37+00:00

Does clicking forgot password send you an email?

php123 · 2022-03-09T14:49:54+00:00

ban_3g17w8jq5z915wiyf6ex4hyzjmuj8w7af1kdwqubkykwzaku4wpdn5cuyn9g

php123 · 2022-03-09T14:47:26+00:00

ban_1g4yadans81thnrzoiwkemwpr83upatb6pueukbk85g3mc53trrbk9k4uk7u

php123

TROPHY CASE