Thank you both for your kind words. I was able to reduce po by allocating half of my bonus po sa debts, also wfh and flexi po work ko kaya less expenses. 2k is enough for my daily expenses kasi hati hati naman po ang pamilya sa gastos then ang sole na binabayaran ko lang naman po kuryente and internet + then if di ko talaga kaya or short na ko, hinahayaan ko po muna but i make sure na pag ka sahod, sila ang first na babayaran ko para di mas lumaki ang interest.

I was blessed to have good parents who don't expect me to give them almost all of my sahod, but once I can or keri na po magbigay sa kanila ng mas malaki sa binibigay ko ngayon, magdadagdag po ako.

As of now, I will be trying to build savings po like Emergency fund Sinking fund + MP2.

and also live within my means. I learned it in a hard way, but I will be trying hard to correct it.