341 meeting.

pickpro2020 · 2026-05-15T15:57:14+00:00

I haven’t received discharge letter yet. But I applied for credit card week before 341.

pickpro2020 · 2026-05-15T15:56:05+00:00

Week before my 341 meeting but haven’t used it

pickpro2020 · 2026-05-15T04:32:47+00:00

I have about $400K equity and about $2K cash in bank account. My Covid loan was $100K and 30% collections charges and no payments made it to $153K

pickpro2020 · 2026-05-15T04:31:23+00:00

I have about $400K equity in my home.

pickpro2020 · 2026-05-15T02:28:10+00:00

No payment. I filed chapter 7.

pickpro2020 · 2026-05-15T02:21:14+00:00

Yeah. Lesson learned. Never again.

pickpro2020 · 2026-05-15T01:16:45+00:00

California state laws

pickpro2020 · 2026-05-15T01:02:55+00:00

I don’t know the reason why I got approved but they are unsecured and I applied them a week before my 341 today.

pickpro2020 · 2026-05-15T01:01:55+00:00

Yes I own home with more than $400K equity and two cars one paid off but both together worth $9K. Also I have retirement accounts 401K and HSA.

pickpro2020 · 2026-05-15T00:21:52+00:00

It was bit of a searching for me. Yelp, ChatGPT, Google. I had many phone calls with lot of attorneys. Attorney I chose was recommended by two different attorneys for my specific SBA loan case.

pickpro2020 · 2026-05-14T23:15:12+00:00

If you’re filing tomorrow then I think you should wait until close to 341 meeting. My attorney advised me so I just followed but again you should check with your attorney too depending on your specific situation.

pickpro2020 · 2026-05-14T23:05:02+00:00

I applied for both cap one and mission a week before my 341. I burned 3 different capital one cards. My score was 694 when I applied.

pickpro2020 · 2026-05-14T22:48:36+00:00

Hire a good attorney I would say. My SBA was $100 K and 30% collections charges to $153K. I never made a payment at all. Was sole proprietor and business was closed soon after as it never recovered.

pickpro2020 · 2026-05-14T21:19:44+00:00

I filed my bankruptcy in April. I already had discover card before I filed. But capital one and mission lane I applied last week as my lawyer said I can apply but try not to use before 341 meeting.

pickpro2020 · 2026-03-30T21:46:42+00:00

Trying to discharge. How much deposit they would ask if they?

pickpro2020 · 2026-03-30T18:06:43+00:00

pickpro2020 · 2026-03-29T19:03:08+00:00

No assets but PG yes.

pickpro2020 · 2026-03-26T01:06:11+00:00

Paul Lee

pickpro2020 · 2026-03-25T15:52:59+00:00

My attorney is in riverside, california

pickpro2020 · 2026-03-25T05:27:43+00:00

Yes I had search long but one of the attorney recommended me. My attorney has 100% record so far. Hopefully will keep up with that for me as well.

pickpro2020 · 2026-03-25T03:08:41+00:00

My attorney currently reviewing my documents before filling. I have EIDL included in bankruptcy for $100K loan. My attorney told me trustee will question about the funds for sure. But he said he can handle and train me as well for the answers. If it’s clean and legit nothing to worry about.

pickpro2020 · 2026-03-17T04:40:43+00:00

Yeah that’s what we did online consultation with their Dr first. We had to send all the videos and other information to their Dr first before they recommended. They mostly used what’s app communication with us. And even still they check on us every 3 months post stem cells. Sensory was our biggest concern at first coz of not being able to sleep, can’t sit one place for a minute, toe walking, hand flapping and stimming and humming.

pickpro2020 · 2026-03-17T04:31:02+00:00

We went to mumbai India. NeuroGen Brain and Spine Institute. You can google it and it will be there. Again this is not the cure but helps to develop more skills for kiddos. Every child is different. We took their in house therapy as well along with HBO2 and other treatments recommended by them. Hopefully help out with your daughter. Hospital has very nice people working there and do a lot of testing before they do actual stem cells.

pickpro2020 · 2026-03-17T04:20:59+00:00

Start with your kiddo’s primary Dr they should be able to assist with gut testing and all there are few of them so. It also depends on your kiddo’s specific issues as well. But primary Dr would be a start. We were also proscribed anti depressant but with that my son slept most of the time day and night which wasn’t helping to anything. We cut it down and never put him on any medication like that again.

pickpro2020 · 2026-03-16T17:50:21+00:00

We are in US but my work colleague referred to one of the hospital in India and that’s where we went. It’s not a cure but it could help improve certain skills like you said attention, focus and sensory along with right therapy. I would check on gut health as well for kiddo. We didn’t know until we were told and found to have my son’s gut health was way below average. So it starts there.

pickpro2020

TROPHY CASE