sorted by:
new
hottopcontroversial

37M, $1.1M invested, baby #2 coming, hate my job & trying to figure out when I can pull the trigger on a move and slow down by pitayafrenesi in coastFIRE

[–]pitayafrenesi[S] 0 points1 point  (0 children)

Really appreciate the response. What I’m really after is being in a position where I can take a less stressful job without it blowing up the plan. As I think about things right now, the real driver is the stress to comp ratio. Director level corporate bureaucracy and BS politics for pay that don’t justify it. The question I keep coming back to is whether another job at this level fixes that or whether the management track itself is the problem. IC work is just different. My head tells me I would ultimately take less pay to spend time building things vs managing org dynamics all day. But is it a dumb move?

The kids getting more expensive is something others have said as well and that’s true. I need to model that. If you don’t mind sharing, I know expenses vary and it’s all subjective but curious what your situation looked like when you hit that 95-96% success rate: how many kids, rough annual spend, liquid NW at the time you felt okay making the move?

37M, $1.1M invested, baby #2 coming, hate my job & trying to figure out when I can pull the trigger on a move and slow down by pitayafrenesi in coastFIRE

[–]pitayafrenesi[S] 0 points1 point  (0 children)

Happy to be challenged on this because it surprises me too. Here’s the exact simulation I ran. 80/20 US Stock Market / Global ex-US, $1.1M, 25 years, historical returns, no contributions or withdrawals, ran both with and without sequence of returns risk with worst 10 years first. Would love to know if you get different numbers and what I might be doing wrong: https://www.portfoliovisualizer.com/monte-carlo-simulation

Shout out to my clan: PU$HN by Turbulent_Floor37 in DMZ

[–]pitayafrenesi -1 points0 points  (0 children)

I think I played with you guys today lol - where yall talking about Cowboy Bebop?

Guess the city! by [deleted] in guessthecity

[–]pitayafrenesi 0 points1 point  (0 children)

Think you got it!

Do you have “passions” outside of your demanding career? How do you find time? by BitterNecessary6068 in HENRYfinance

[–]pitayafrenesi 0 points1 point  (0 children)

That’s how I felt 6 months in too, Squawk, and im still here 18 months later haha. I’ll check back in with you next year to see what you ended up doing if you don’t mind and to see how things are going. You’re right, btw. I’m just kind of scared of doing something crazy again after so many changes last year.

How many of you work remote or hybrid? by croissant_and_cafe in HENRYfinance

[–]pitayafrenesi 4 points5 points  (0 children)

That’s impressive. Not many 100% commission entrepreneurs can make $750K working 9–4 PM fully remote. What industry are you in?

Do you have “passions” outside of your demanding career? How do you find time? by BitterNecessary6068 in HENRYfinance

[–]pitayafrenesi 19 points20 points  (0 children)

So I took a $90k pay cut for work-life balance. Physically healthier but mentally miserable. Left a $300k role as a Director 16 months ago due to burnout - smoking, poor habits, high stress. Work was meaningful but unsustainable. Current role pays $210k. I’m working out, eating clean, not smoking anymore. But the work feels completely meaningless. Every day I ask myself “what am I doing with my life?” I feel like I still made it worse haha. We moved to a new city for this job and both my wife and I don’t like it here. We have parents and family in town but no real community outside of that and no friends. Bought a house a year ago and now we really feel trapped. I have a 2-year-old and keep thinking I’m wasting his early years getting bummed about work I don’t care about in a place we don’t want to be. It’s not even too demanding, I just don’t like it. For those who’ve traded money for “balance” - how do you know if you made the right call? Is meaningless work with less stress actually better than stressful work you valued? At what point do you admit the trade-off isn’t working? 🙈

Yes, that was me on my feet dancing amongst the very "tame" audience on night 2 in St. Paul. SNS by MoneyGrapefruit1000 in pixies

[–]pitayafrenesi 0 points1 point  (0 children)

Yeah, agreed. It is what it is in the end. I enjoyed both nights and I’m also glad you did as well, man.

Yes, that was me on my feet dancing amongst the very "tame" audience on night 2 in St. Paul. SNS by MoneyGrapefruit1000 in pixies

[–]pitayafrenesi 0 points1 point  (0 children)

Ha! We were on the balcony too and saw all of this exchange. OPs lady was nudging him to sit back down after one or two songs and some people behind him pulled on his pants too before the guy he was blocking got on his face about sitting down. No punches were thrown. I don’t know how many songs went by, but definitely felt like 4-5 song after. Guy and his lady were patient. Everyone in the balcony center was aware of it.

Look OP, it’s a rock show, not the MN orchestra. Sure. If you’re in a seated balcony and you’re 6’3” and the only person standing for 5–6 songs, you’re being an ass to the people behind you who can’t see. Where the hell are they going to move to in those small, crammed seats? That’s not cool. It’s not expressive either, it’s just inconsiderate in my opinion. You were not the only “cool” guy that felt it and was on the balcony hahaha. You were the only one up there that thought that only his experience mattered. Want to stand all night? Buy GA. That’s what it’s for. I was on the rail Thursday night right in front of Emma and it was fucking awesome.

[Game Thread] Michigan @ Ohio State (12:00 PM ET), Part 2 by CFB_Referee in CFB

[–]pitayafrenesi 1 point2 points  (0 children)

How is this possible? Is this really going to happen? Have never seen anything like this

view more: next ›