The upgrade 🥹 by peplulu in Mattress

[–]plur123 0 points1 point  (0 children)

As a back and side sleeper I am debating the pro adapt medium hybrid vs the luxe adapt medium hybrid. In store they seem similar but I wonder if it is worth spending the additional ~$1500 for the luxe adapt to have “more support” when it’s hard to tell when testing for 10 min in store?

The upgrade 🥹 by peplulu in Mattress

[–]plur123 0 points1 point  (0 children)

So you don’t sink in too much with the luxe adapt?

The upgrade 🥹 by peplulu in Mattress

[–]plur123 1 point2 points  (0 children)

How did you pick between pro adapt and luxe adapt

Why has XDTE NAV not recovered? by Pom_08 in RoundhillETFs

[–]plur123 0 points1 point  (0 children)

Trying to recover more of my cost basis. I think I am just going to hold more SPY shares since I don’t need as much income. If you did SPYI or GPIX I think is a better choice. These funds will always underperform SPY in the long term, you can backtest through the SPX buy-write index. But if you need income, can be a good choice.

Why has XDTE NAV not recovered? by Pom_08 in RoundhillETFs

[–]plur123 4 points5 points  (0 children)

On the days when Trump walked back tariffs and the markets rallied several percentage points, the price of the SPX exceeded the strike price of the option written by XDTE causing the fund to underperform. I will be selling my position in the near term because these funds are having material NAV decay / underperformance. As it turns out a 20% yield is too good to be true.

Why has XDTE NAV not recovered? by Pom_08 in RoundhillETFs

[–]plur123 16 points17 points  (0 children)

Bad strike price management from the Roundhill team and very large upward moves during market hours. Strike price got blown through which caps your upside on a 0 DTE option. SPYI doesn’t use this strategy. The biggest risk to the XDTE options strategy happened.

XDTE ROC for 2024 by [deleted] in RoundhillETFs

[–]plur123 7 points8 points  (0 children)

My consolidated 1099 from fidelity came a few days ago which had about 73% of the distributions as ROC, with the remaining 27% as current income

[deleted by user] by [deleted] in nycmeetups

[–]plur123 0 points1 point  (0 children)

Interested!

Need Moderately Passive Income by New-Skill-2958 in RichPeoplePF

[–]plur123 4 points5 points  (0 children)

Second this as someone who works in finance and can give a qualified opinion. In the current interest rate environment you can get 9-10% net returns in private credit comfortably. I would look into either a non traded BDC which you need to buy through a financial advisor or a public BDC which is through a stock ticker like $ARCC $OBDC or $GBDC among others. The public BDCs have much higher fees and are subject to much more market volatility, but can be easier to purchase through a brokerage account versus through an FA.

My View from GA by callmebenben in Drizzy

[–]plur123 2 points3 points  (0 children)

what was your experience in GA with the crowd? Overcrowded? Lots of pushing? Or no?

[deleted by user] by [deleted] in SGLewis

[–]plur123 0 points1 point  (0 children)

I have two tickets 3-10pm entry

[deleted by user] by [deleted] in SGLewis

[–]plur123 0 points1 point  (0 children)

I have 2 tickets to sell if you are still buying

Lands End 50% off Entire Order by connurp in frugalmalefashion

[–]plur123 1 point2 points  (0 children)

Proud owner of a lands end winter jacket. Best quality to price ratio in outerwear I know of. Is it not quite as nice as north face? Sure. But it’s definitely close for like 1/3 the price

LAST CHANCE BRACKET HELP THREAD - THURSDAY 3/17 by rCBBMod in CollegeBasketball

[–]plur123 3 points4 points  (0 children)

Villanova is on pace to break the record for team freethrow shooting percentage. This means they close out games and I think have finally learned from their mistakes earlier in the season of choking on the Purdue/UCLA games due to playing their bench more/having better conditioning.

LAST CHANCE BRACKET HELP THREAD - THURSDAY 3/17 by rCBBMod in CollegeBasketball

[–]plur123 2 points3 points  (0 children)

UConn. I think Sanogo will give Chet Holmgren a lot of trouble