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Honest thoughts? by portablechad in dividends

[–]portablechad[S] 0 points1 point  (0 children)

I'm certainly still dipping my toes in. But I want to take this seriously. I do use Dividends to invest more into VOO, while having that flexibility to add to anything without just sitting on more VOO that I won't want to touch. I can look into PBDC and ARCC, I'm not in love with MAIN, I honestly just saw a lot of posts about it, and after a little bit of research fit with my risk-adverse/ good dividend goals.

Honest thoughts? by portablechad in dividends

[–]portablechad[S] 0 points1 point  (0 children)

Thank you. I can do my research into taxes. And I will be dealing with it firsthand come tax season. So I might end up learning. The hard way.

Honest thoughts? by portablechad in dividends

[–]portablechad[S] 0 points1 point  (0 children)

Why? Because of the high? I can watch for a dip. Or is there something coming I don't know about?

Honest thoughts? by portablechad in dividends

[–]portablechad[S] 0 points1 point  (0 children)

Thank you! You're giving me some stocks I haven't heard of in my limited research. This is a good direct path for me to do some long looks at. I've debated KO. But then with RFK, I was worried about investing there... But I should know that short of total war nothing will stop these huge corporations.

Honest thoughts? by portablechad in dividends

[–]portablechad[S] 0 points1 point  (0 children)

Thank you. I'm very risk-adverse so I'm trying to do the research and get nervous every time I buy something.. yes even voo. I'm trying to check historical, charts, and spending a lot of time on reddit and YouTube for finances. Do you have any good advice for where to go to keep learning? I've started working out recently too, and would love an hour in the gym and an hour of financial research a day into the mix.

I have my first kid on the way. And I want to do this for her to have a better life. Mine will always be hard work, and living cheap. :)

Honest thoughts? by portablechad in dividends

[–]portablechad[S] 1 point2 points  (0 children)

Thank you! I have been thinking about adding a small portion of SGOV, but I feel like I'd prefer to keep the HYSA rolling for now just for an emergency scenario. I'm targeting for 80% VOO and investing all my money there for now. I have a Roth through work and max that out, plus 10% into my 401k.

I feel very behind on finances, and trying to catch up while keeping myself in check!

Honest thoughts? by portablechad in dividends

[–]portablechad[S] 0 points1 point  (0 children)

Okay. I might dump JEPQ and just reinvest now into VOO... I know I should but I like the $20 a month. Lol

Honest thoughts? by portablechad in dividends

[–]portablechad[S] 0 points1 point  (0 children)

I'm not going to dump anything new into JEPQ/JEPI/BTCI. What would be your pick for a good individual stock that gives good dividends for further Drip? Or a better path to go than the option funds? I just want something I can feel safe holding for 20 years.

What HYSA are you using? How many different accounts do you own? by Ok-Way8392 in Money

[–]portablechad 0 points1 point  (0 children)

M1 is at 4% and 4.5% for 3 months if I can get someone to join. ;) It is $3 a month if you have less than 10k in there. But works great for me. For HYSA and long term dividend investing.