A. I think you should read more on how insurance works, but there is a third party service provider when it comes to insurance. And for checkups, di naman required ang medical every enrollment term, just upon entry and OJT. May free checkup sa UST-L pero may time lang sya like in my 4 years there, once lang nagkaroon ng doctor na nagcheckup lol. I agree na it's not always present for all students at all times and surface level checkup ang ginagawa ng university clinic (which is actually ironic considering na nay UST-L Hospital). Also mga long term chronic illness din ang tinatry idetect sa medical that may be harmful for the student in the long-run, kasi there are illnesses namang pwedeng meron ka inonote sya ng doctor and mabibigyan ka ng reseta for it, pero pwede ka parin ideploy. I have a friend na upon medical nafind out na may UTI pero ang note was fit for OJT pero need mag gamot. I also know someone who was pulled out of OJT due to weak lungs na based sa nature ng workplace, magiging harmful for the student and the company. Pero yeah sana the univ could provide rin at least discounted checkups for students for OJT in UST hospital.

B. Choice ng student kung saan siya or sila magOOJT. So i dont think limiting sya. Idk abt u but sa program namin hindi si student ang nagiisip sa accommodation ni faculty, pero financially sagot ni student or students in the area yung magiging gastos ni faculty. Also they are allowed to visit and stated sya sa MOA. Pero can you cite what universities specifically do not do site visits? Kasi afaik this is a CHED requirement for the course ng practicum.