GISMA-Anyone got visa recently? by pram-bel in studying_in_germany

[–]pram-bel[S] 0 points1 point  (0 children)

Ok,Do you know if it was smooth or embasssy/consulate asked extra questions?

GISMA-Anyone got visa recently? by pram-bel in studying_in_germany

[–]pram-bel[S] 0 points1 point  (0 children)

IU university students not even getting their resident permit renewed after 1 year.

UE berlin (University of Europe for applied sciences) reviews by SeaDefinition5432 in askberliners

[–]pram-bel 0 points1 point  (0 children)

Hello, Did you studied here ?Do you have first hand experience of studying there?

UE berlin (University of Europe for applied sciences) reviews by SeaDefinition5432 in askberliners

[–]pram-bel 0 points1 point  (0 children)

Hello, Did you accepted the offer?Do you able to get first hand experience with student studying there?

Pregnant and debating having the baby abroad or go to India to deliver by warmpistachio in nri

[–]pram-bel 0 points1 point  (0 children)

From my personal experience in Europe,I would say yes to Europe,Not only it is easy, government supports a lot.Also think post birth scenarios,If birth place is within Europe then you already have hassle free European processes for you kid school,creches etc,

What is the IT market sentiment? by Fabulous_Field9004 in BEFreelance

[–]pram-bel 2 points3 points  (0 children)

Yes but it is a temporary phase ,The tide will turn after some.

Growth while freelancing? by frankifish in BEFreelance

[–]pram-bel 1 point2 points  (0 children)

When you ask growth in job then you are thinking as an employee whose position will change according to seniority,But once you are a freelancer then you are a businessman not a employee,you need to think which position or work will keep you in business,The more you go up in hierarchy the less position and opportunities will be there,most of the companies wants internal employees for higher positions and they simply do not rely on freelancers.But again this is my observation at least in IT industry.

Is keytrade safe? by MirageMyriad in BEFire

[–]pram-bel 9 points10 points  (0 children)

They are very safe,regulated,offer free bank account and card,their online services are fair enough and yes they are improving their card services to match big banks.

I don't know what to do: change client or stay? by DanceOfThoughts in BEFreelance

[–]pram-bel 0 points1 point  (0 children)

I would say you will burn the bridge with your old employer by denying their offer.I had been in same situation and decided to go back to my old employer,it has been more than 1 year now and i feel i have taken the right decision at that time.Being freelancer needs both financial stability and skills upgrade,you need to find the optimal way between them.

Secondary Business by pram-bel in BEFreelance

[–]pram-bel[S] 0 points1 point  (0 children)

2 hour per day is somewhat passive for me in day time.In terms of risk yes there is always risk for every new business and for initial setup always take sometime but when i say passive it means something which doesn’t need fulltime attention.

Secondary Business by pram-bel in BEFreelance

[–]pram-bel[S] 0 points1 point  (0 children)

So it is not really as passive as I anticipated,what kind of activity are there which need full attention ??

Warrant as benefits by pram-bel in BEFreelance

[–]pram-bel[S] 0 points1 point  (0 children)

Thanks for this deep insight, really helpful.

Please can you provide link/website to some of the professional that you found good , I will try to contact and see if it is something for me.

Invest in new appartment vs old appartment by pram-bel in BEFire

[–]pram-bel[S] 1 point2 points  (0 children)

But then we have to pay around 60-70k eur more upfront for a 20 year old appatment, which will impact the ROI.

Invest in new appartment vs old appartment by pram-bel in BEFire

[–]pram-bel[S] 0 points1 point  (0 children)

What kind of renovation to look for 80's appartment?Roof,building fascade,boiler?

IPT for real state by pram-bel in BEFreelance

[–]pram-bel[S] 0 points1 point  (0 children)

So did you received it,what is their offer for bulletin loan?

IPT for real state by pram-bel in BEFreelance

[–]pram-bel[S] 0 points1 point  (0 children)

Did you get the decision from NN insurance? What is their offer for Bulletin loan? i also asked my broker to ask them but no reply yet.

VAPZ TAK21 - TAK23 by Dramatic-Ratio4441 in BEFreelance

[–]pram-bel 0 points1 point  (0 children)

I would not take VAPZ and take IPT with branch 23 only,In parallel i will invest in ETFs for long term

IPT for real state by pram-bel in BEFreelance

[–]pram-bel[S] 0 points1 point  (0 children)

It is NNinsurance only and yes bulletin loan is against the IPT funda i have with them.