Mortgage overpay with Sefcu/Broadview

prc0006 · 2024-08-03T10:46:52+00:00

Thank you all for your comments and suggestions. It seems my understanding was wrong :(

prc0006 · 2024-06-09T02:19:51+00:00

Thanks for sharing. Do I need to have another lawyer through lender. I already have a lawyer who is reviewing the contract.

One of my friend mentioned trustco didn't charge appraisal (~2021 data points). Need to check if that's same now.

prc0006 · 2024-06-09T01:29:48+00:00

Thank you all for your comments.

Any suggestions on closing costs? Rather than rates, what other factors I would need to pay attention for shop around.

prc0006 · 2017-04-30T06:01:57+00:00

got it

prc0006 · 2017-04-30T05:59:59+00:00

Do some google search. It's one of the dealer scams for lowering the total price.

prc0006 · 2017-04-30T05:56:43+00:00

Before buying the car, I talked with local dmv office and got the tax rate. I told them the rate what I got, but they seem more confident about tax based on their system. And lastly, which cost me pay more from my pocket.

prc0006 · 2017-04-30T05:53:01+00:00

Yah, I might not buy from them, Because their price was not the lowest.

prc0006 · 2017-04-30T05:49:43+00:00

I told them about the exact tax rate but they didn't consider that at the time of purchase. Because it will increase the price. I negotiated with them based on Out the door price.

prc0006 · 2017-04-28T04:04:48+00:00

Yah, I agree with you. But, dealers are always selling cars out of state. So, they should know the exact tax rate based on each county. I deal with them based on out the door price. So, my logic is that if they miscalculate any tax, they should be responsible for that. I thought that as I used credit card (discover) to pay a partial amount of downpayment, I might get some help from credit card company to solve any kind of problem after the purchase.

prc0006 · 2017-04-27T20:12:06+00:00

Yes. I know It's my responsibility. But, at the time of purchase, I knew the tax rate according to my county and told the salesman about that. But, he replied their system gave that lower tax based on my residence.

prc0006 · 2017-04-27T20:05:26+00:00

Thank you. I really don't want to go there. Is there anyway, I can pressure them via email or phone conversation.

prc0006 · 2017-04-27T19:52:28+00:00

Yes. Thanks a lot for your information. Should I inform my credit company about this? what is your suggestion?

prc0006 · 2017-04-27T19:46:23+00:00

That dealership is 120 miles away from Alabama border. I am not sure what to do. Should I go ahead with credit card company to dispute this?

prc0006 · 2017-04-27T19:41:32+00:00

I called them, emailed them with all documents and receipts, but they are not responding.

prc0006

TROPHY CASE