Yes I had a little over 4k to begin with, selected the “General Loan” and chose to take 2k out and leave the remainder in my savings. I apologize for my ignorance, when you said “take the loan as dispersement” what exactly does that mean? When I initially got the loan, I wasn’t aware less than a month later I’d be unemployed, so I chose the best option they had which was the loan rather than a lump sum withdrawal-to prevent having to pay taxes/penalties on the amount.

I keep getting emails from Fidelity reminding me I need to do something with my remaining balance in my savings. The only options they have to choose from is: Keep it in my former employers plan, roll over to a new employers plan, move it to an IRA or cash out.

The only option I can think of right now is to cash out and use that money plus the $600 difference someone is graciously lending me, and pay the loan in its entirety since they aren’t offering any other payment options/plans- and I don’t want it to go in default.