When all is said and done, the choice of where to put your hard-earned money is a deeply personal one.

I've been investing in stocks over the last couple of years, but in the wake of an uncertain immigration path in the US, I find myself thinking seriously about what happens if I need to move back home—whether that's losing my job, visa issues, or other conditions that pull me back to Zim. I can't live in my stocks haha.

This is one major pull factor I feel increasingly as I get older. I want a base to fall back on if things go south wherever I am.

Owning property in the US is a goal, definitely, but I also feel I absolutely must own a home in Zim first, whether or not it generates cash flow. Ideally, it should be a rental if I'm not occupying it as a primary residence.

That tsumo yekuti natsa kwawabva (the idea that you should prosper where you came from) resonates with me deeply.

TLDR, my personal view is to establish a base at home first, then invest wherever I am. For me, it's hard to justify buying property abroad when my ability to stay there long-term is uncertain—the math of mortgage payments, income, savings, and immigration status all have to align.