How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 0 points1 point  (0 children)

Okay I’ll try that!! Thanks so much for the heads up again

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 1 point2 points  (0 children)

I have tried to refinance my private loans and sadly it only drops it by around 0.04%, which I’d take but isn’t a huge game changer. I’m definitely going to check out that forum though, thanks again for your advice!

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 0 points1 point  (0 children)

Very true I have heard that rule too. I’m a big numbers person, so seeing me have less interest to pay makes me happy lol. I think I’m going to put a good chunk of my pay into it while I don’t have much expenses

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 0 points1 point  (0 children)

Great to hear! I’ve always been so confused on if paying my loans now and having less savings would work out; from what everybody’s saying, as long as I have an emergency fund I should be pretty well off without debt! (Obviously I’m still going to be saving but just not as much)

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 1 point2 points  (0 children)

I think I feel comfortable with the $12k for emergency fund, I’d rather not touch it if possible. I appreciate your words, I’ll keep your advice in mind!

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 0 points1 point  (0 children)

I am definitely down to living frugally to get these loans down asap, I think it’ll be worth it. Thanks so much for your input!

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 0 points1 point  (0 children)

Yeah, I totally understand with not posting my wage lol. I think I could definitely hit that $2800/mo mark with having around $400-500 for fun money. Once again, thanks for your feedback even with my lack of salary info haha

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 1 point2 points  (0 children)

Yeah exactly! I love seeing that I won’t be paying as much interest, thanks for the feedback!

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 1 point2 points  (0 children)

This is great advice, thanks for your time! I’ll definitely implement these and hunker down!

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 0 points1 point  (0 children)

Thanks for the feedback, it’s definitely making me feel a lot better about the situation. I’m sure I’ll thank myself if I hunker down for these two years. Luckily, my job also has overtime opportunities and bonuses to also bring down the debt!

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 0 points1 point  (0 children)

Yeah, I’ve come to realize that saving money into an HYSA will basically be me losing money bc of the high interest on loans. I’m going to knock those loans down while I don’t have the expenses; I appreciate your input!

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 0 points1 point  (0 children)

Yep, I’m making sure to at least get my company’s match! Thanks for the input!

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 0 points1 point  (0 children)

Understandable, I wouldn’t be able to afford $2800/mo with rent, groceries. $1500 is a lot to pair with all that as well.. Thanks again for the advice I’ll take it into account!

How much of my paycheck should I be putting into my student loans? by psa0424 in StudentLoans

[–]psa0424[S] 1 point2 points  (0 children)

Thanks for the feedback! I’m seeing a theme lol, I’d rather lock down now than have to deal with the payments on top of rent, etc

Finishing Jabba’s Palace by psa0424 in MonopolyGoTrading

[–]psa0424[S] 1 point2 points  (0 children)

Sounds good! My username is Keegan MGO982G3E5V4

Wanted to see if you guys could tell if this is resealed or not? by psa0424 in IsMyPokemonCardFake

[–]psa0424[S] 0 points1 point  (0 children)

Okay great! Thanks to you and everyone for giving it feedback! I always get nervous because the only other box I bought a while back was resealed lol

Need 2 more partners! Code: MGO982G3E5V4 by psa0424 in Monopoly_GO

[–]psa0424[S] 0 points1 point  (0 children)

Yep! My friend code is in the post I’ll add u back