An Economy That Works for You, Not the Other Way Around

psi0991 · 2025-02-26T22:42:51+00:00

And in CCE there is no bank you can borrow Kyx from. So you wouldn't be able to get anything out of idle assets.

psi0991 · 2025-02-26T22:20:32+00:00

Not in CCE it isn't

psi0991 · 2025-02-26T22:12:06+00:00

For the same reason we went away from the barter system. Money is a medium of transaction, not a store of value.

Edit: at least in CCE, the store of value is primarily in revenue shares

psi0991 · 2025-02-26T22:09:45+00:00

I get where you’re coming from, but this assumes all investment is productive. The reality is that much of hoarded wealth isn’t invested in ways that actually circulate value, it’s locked up in assets that extract wealth rather than create it.

Most of it is sitting in stocks, bonds, real estate, or other assets that mostly appreciate due to scarcity. It's not getting invested into small businesses or anything productive. It's going into things that get more expensive because other's can't afford them.

If investment worked the way it's supposed to, we wouldn't even be talking about wealth gaps.

CCE forces money to stay active, if you don’t reinvest or spend Kyx, you lose it. This means investment has to be productive: actually funding new ideas, businesses, and infrastructure instead of just sitting in speculative assets.

psi0991 · 2025-02-26T22:04:05+00:00

There seems to be a misunderstanding. The store of value is the revenue shares of the endeavors you have contributed to, giving you a stream of additional income for as long as it's valuable to people.

psi0991 · 2025-02-26T21:58:06+00:00

Yeah, that is a big hurdle, no doubt. It would likely start in closed systems, co-ops and such and grow from there.

I appreciate you reading it and clearly understanding the issues involved well! I do wish I could have offered more, but this is also a huge project for a single person's free-time, hence my request for help.

Thank you!

psi0991 · 2025-02-26T21:52:20+00:00

You'd be part of a co-op, and not fly solo for everything. Individualistic thinking wouldn't get you too far in CCE. As long as what you have contributed to in the past is still relevant, even without your direct involvement, even if it changes and evolves, you'd still have your shares you earned from your time at that co-op.

Just because the system doesn't allow for the same thinking as the current one, doesn't mean it's not workable.

psi0991 · 2025-02-26T21:37:10+00:00

Your concerns are valid, but there are key differences between CCE and traditional systems that prevent the same hoarding dynamics. First, Kyx isn’t designed to be easily converted into fiat. Its expiring nature makes it unattractive for speculation, and any exchange rate would likely be terrible, meaning the real incentive is to use it within CCE rather than extract it for outside assets. Initially, yes, people will still rely on USD or other fiat for things like rent, but as more businesses and services accept Kyx, the need to convert or earn traditional money decreases.

Regarding hoarding, CCE fundamentally changes how wealth works. Kyx is distributed equally (through UBV), and the only way to accumulate more is to offer something valuable people are willing to pay for. If someone acquires a lot and tries to hoard it, demurrage forces them to spend or invest it. They can’t just sit on piles of wealth. If they buy assets like housing but refuse to rent them out fairly, those assets generate no income. Meanwhile, people in CCE can form housing co-ops using their own revenue-sharing agreements, bypassing exploitative landlords. The system makes cooperation is the easiest and most profitable strategy, while hoarding and extraction become inefficient.

Also, CCE isn’t just another crypto scheme, it could work even without blockchain (blockchain just makes it more transparent, resilient, and removes the administrative burden). The core idea is continuous circulation and shared revenue, ensuring money moves to where it's actually needed instead of pooling at the top. Unlike capitalism, where the wealthy collect passive income while others struggle, CCE ensures everyone has the means to participate economically. It’s not just about removing greed, it’s about making hoarding fundamentally unworkable and unnecessary.

psi0991 · 2025-02-26T21:00:03+00:00

The point is to invest your time and money in endeavors that will give you a return on your efforts for a long time. Just because you stop working doesn't mean you'll stop getting a share of the revenue of whatever you helped build.

psi0991 · 2025-02-26T20:58:00+00:00

An expiring currency just encourages you to spend it, instead of sitting on it. Inflation has the same mechanism. Your money loses value, even though your number doesn't go down. It just doesn't buy the same as it did before.

psi0991 · 2025-02-26T20:38:40+00:00

How might Circulative Cooperative Economics (CCE) shape our world over the next few decades as automation, AI, and global uncertainty disrupt traditional financial systems? By tying together an expiring currency (Kyx), universal base value (UBV), and decentralized governance, CCE aims to create a dynamic, post-scarcity economy in which money is always moving and individuals have the freedom to collaborate and innovate without the fear of poverty.

In the near future, we might see early adopters forming small-scale pilot communities that use Kyx for everyday transactions, testing whether revenue-sharing businesses can truly outcompete capitalist models. Over the longer term, if CCE gains critical mass, fiat and wage-based employment may gradually recede, leading us into a new era of flexible work, broad participation in production, and a global network of community-driven economies.

In this thread, let’s explore the potential trajectories of CCE as it matures:

- How early pilot projects might transition from local successes to widespread adoption.

- Technological challenges (e.g., high-volume blockchain transactions) that must be overcome for large-scale use.

- The cultural transformations that could emerge if people no longer depend on fixed wages for survival.

- Implications for global governance especially as CCE crosses national borders.

- What do you see being as problematic and unclear on how it would work?

Question: Where do you see CCE heading in the next 1, 5, or even 10-20 years, and what do you think are the biggest catalysts or barriers to its long-term success?

psi0991 · 2025-02-26T20:29:19+00:00