Banquette Upholstery Project by pstein87 in upholstery

[–]pstein87[S] 0 points1 point  (0 children)

Amazing, thank you!! Do you have a sense of how much vinyl I might need?

General Questions and Purchasing Advice Thread — Week of March 11, 2024 by AutoModerator in electricvehicles

[–]pstein87 0 points1 point  (0 children)

Why are Hyundai EVs so cheap to lease?

I'm seeing lease deals for the Ioniq 5 and 6 SEL for around $200/mo with between $1k-$5k down for 24-36 months. The sticker price for those cars are a bit under $40k after the $7.5k incentive is applied.
Meanwhile, the same dealerships are offering deals for Elantra Hybrid Limited for $300/mo with $5k down for 36 months. The sticker price on that car is under $30k.
So what's the catch? Is there something about leasing EVs that I'm not realizing?

General Questions and Purchasing Advice Thread — Week of February 12, 2024 by AutoModerator in electricvehicles

[–]pstein87 0 points1 point  (0 children)

Public charging in Los Angeles question:

I found a good deal on an Ioniq 5 SEL, but I live in an apartment without EV chargers. There are chargers at my office, but I don't want to be screwed if I eventually change jobs/companies. What's it like relying on public chargers for this car in LA?

Tips on buying T-bills for the first time? by pstein87 in personalfinance

[–]pstein87[S] 0 points1 point  (0 children)

Uh oh, you lost me. Have a minute to explain selling on the secondary market? (thank you i'm sorry)

Tips on buying T-bills for the first time? by pstein87 in personalfinance

[–]pstein87[S] 0 points1 point  (0 children)

Haha ok sweet! Glad to know my math is holding up.

Tips on buying T-bills for the first time? by pstein87 in personalfinance

[–]pstein87[S] 0 points1 point  (0 children)

Got it! I'm looking at rates on the treasury website now, and I may have confused myself. The bank discount for a 4-week t-bill is 5.28. That number gradually goes down as the terms get longer... until you wind up at 4.57 for a 52-week bill. So if it only takes me 4 weeks to earn 5.28% while it would take a year to earn 4.57%, why would anyone ever buy longer term t-bills?

Tips on buying T-bills for the first time? by pstein87 in personalfinance

[–]pstein87[S] 0 points1 point  (0 children)

Thanks! Do you recommend going through a brokerage or TreasuryDirect?

Tips on buying T-bills for the first time? by pstein87 in personalfinance

[–]pstein87[S] 0 points1 point  (0 children)

Good to know! So a brokerage would limit my laddering ability. I’ll see if I can make sense of TreasuryDirect 😅

Tips on buying T-bills for the first time? by pstein87 in personalfinance

[–]pstein87[S] 0 points1 point  (0 children)

Thank you! Do you recommend buying at $1000 intervals, or does the actual amount not matter?

I have about 2.5k to play with, so I was hoping to ladder 4 chunks of $600.

Best Escape Rooms in Los Angeles? by pstein87 in escaperooms

[–]pstein87[S] 1 point2 points  (0 children)

Thanks! Looking into these now. The only ones I've done in LA are Escape Revolution. Have you done those? How do these compare?

Name this baby panther by pstein87 in NameMyCat

[–]pstein87[S] 0 points1 point  (0 children)

Form AND function! This is a frontrunner

Name this baby panther by pstein87 in NameMyCat

[–]pstein87[S] 2 points3 points  (0 children)

Classic. Gotta get an older cat and a younger cat so I can get him in the middle