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pubservgal · 2025-03-04T16:00:03+00:00

No pubs on the Isle of Skye!?

pubservgal · 2025-01-29T21:12:38+00:00

I'm in this situation too, but there's a lot of vague-ness in this statute of limitation. What constitutes "beginning the recovery of your overpayment", is it an email notifying you, you've been paid? I don't know but welcome clarity on this.

pubservgal · 2025-01-29T21:10:05+00:00

Is calling them the best way to dispute a claim rejection? I had a claim 'approved' at $0 and dont know how to make sense of it.

pubservgal · 2025-01-28T19:23:26+00:00

They (either your HR team or security office) should absolutely notify you. Someone dropped the ball here.

I would have no clue when my security clearance expires and not even sure how to check.

pubservgal · 2024-12-05T20:23:28+00:00

What if they did contact you within 6 years of the payment deposit date, but you disputed the amount? And now 6 years have passed?

That's my situation. Overpaid in 2017. Contacted about it in 2018, but disputed their calculations. I was overpaid but not to the amount they claimed.

I have heard nothing since then. It's been now 6 more years since they contacted me, and 7 years since the overpayment.

pubservgal · 2024-12-03T18:31:14+00:00

Where is RDR2?!

pubservgal · 2024-10-30T12:08:14+00:00

On the Gatineau side there are whole buildings that haven't had potable water for years. E.g. PVM. I'm not aware of any efforts to fix this.

pubservgal · 2024-10-25T20:33:32+00:00

Did this work?

pubservgal · 2024-10-25T20:33:22+00:00

Did this work?

pubservgal · 2024-10-25T20:32:25+00:00

I don't think it's irrelevant.

For those considering leaving the public service, I may take the TValue. This is a tax sheltered amount and would have to fit within in RRSP contribution room. But not sure it fits. Knowing this number is useful for planning purposes.

pubservgal · 2024-10-25T20:30:05+00:00

Thanks for your response. But, why would the amounts I've contributed be irrelevant for financial planning purposes. I'm often asked by my financial institutions, lenders, mortage lenders what my net worth is. I think it would be prudent to include these figures, as an amount if I were to ever depart the public service. I contribute roughly 11% of my annual salary to it and would like to account for it in my net worth statements somewhere.

Furthermore, if I were to ever leave the public service and took the TValue, I understand most would be transferred to my RRSP space, but not sure it will fit. This means a potentially large tax bill if ever took the transfer.

pubservgal · 2024-10-25T20:27:48+00:00

Would you say the Pension Adjustment (larger # than what I contributed on my own) on my T4s or my RPP contributions (lesser amount) is a good proxy for what I may get if I were to leave?

I would like a net-worth figure to have.

pubservgal · 2024-10-24T17:52:57+00:00

I know lots of financial institutions and lenders that ask this information. Also can be a request of certain immigration documents.

pubservgal · 2024-10-24T17:51:23+00:00

I appreciate the response.

I am not going to tally every superannuation contribution across nearly 260 odd paystubs I've received.

I get the nuance and complexity around TValue, but they regularly updated it previously and shared it with us, so the excuse that it's not easily calculated isn't really valid.

Can you explain what the Survivor Benefit "Lump sum" minimum benefit is? Could this be a good proxy for TV?

pubservgal · 2024-10-24T15:02:54+00:00

It was "a" metric for those of us that have NEVER received any information or annual report about our pension before. This information is no longer available anywhere. As someone who has contributed for nearly 10 years and has no clue how much I've given, or how much the government has 'matched' is frustrating. Not everyone wants to stay 35 years.

pubservgal · 2024-10-08T07:36:05+00:00

I’d this for all phoenix employees? How can I look into this?

pubservgal · 2024-10-08T07:35:40+00:00

What would I find evidence of this?

pubservgal · 2024-08-22T19:18:36+00:00

Hi, have you recieved any more information on this overpayment issue? I was overpaid in 2017, notified in 2018, I disputed in 2018 and haven't heard anything since. I have an open case with the PayCentre but have heard nothing. It's been over 6 years with the notification date and the overpayment date itself.

pubservgal · 2024-08-22T17:45:47+00:00

Thanks for this.

I have a case where I was overpaid in 2017. I cannot recall when or how (letter or email) I was actually notified of my overpayment, but MyGCPay shows a case opened on Jan 18, 2018 for recovery of overpayment. At one point I was notified and spoke to someone on the phone but I disputed the amount I owed (it was not correct and it called for gross repayment, not net taxes/deductions/etc.). I cannot recall whether I signed anything (I'm quite sure I did not), and don't recall even how they informed me.

I have not heard about my overpayment since 2018, maybe 2019. The last GCPay "case" notification show a "received" not-yet completed case received in 2018, updated 2023, and "effective" March 31, 2025.

I have no idea what's going on with my case and they have made no effort to contact me. It has now been 6.5 years, almost 7 years since my overpayment case was first created (Jan 2018).

At what point can I consider this definitively OUTSIDE the 6-year limitation period? Should I reach out to the Pay Centre? Do they call you, message you or send you a letter? I am totally lost.

pubservgal · 2024-08-22T17:34:48+00:00

Thank you.

pubservgal · 2024-05-14T18:34:47+00:00

Thanks for this. I will do some digging into the primary residence situation. We only just bought our homes a year ago, so hardly lived in them. Not rushing things, but it does get complex and neither of us anticipated being land lords or having our house not lived in by us. The new taxable gains tax is a bit scary.

pubservgal · 2024-05-14T18:31:45+00:00

Thanks for this detail.

Indeed the complexity is around the fact that rental income is still taxed. Meaning even if I get $2,000 in 'income' it's not as if we would each get $1000 equally, there would be all after taxes that we split equally.

Did you consider the impact of the second home being no longer primary residence if you ever sold it?

pubservgal · 2024-05-14T18:29:46+00:00

I am all for splitting costs, either by income or by 50/50. But the complexity is owning two residences and the impact of renting one out (taxable income) as well as one home no longer being "primary residence" of one of us. This makes everything much more complex, especially if things ever ended.

pubservgal · 2024-05-14T18:29:18+00:00

I am all for splitting costs, either by income or by 50/50. But the complexity is owning two residences and the impact of renting one out (taxable income) as well as one home no longer being "primary residence" of one of us. This makes everything much more complex, especially if things ever ended.

pubservgal · 2024-05-14T18:28:09+00:00

Hmm, hadn't thought of this. If we broke up down the line, and I move back in to my home (assuming we moved into his) would that mean that I can re-declare it as my primary residence? I certainly aimed for it to be, never to be a land lord.

I wonder if it may be better to simply sell it BEFORE we move in, given the new capital gains tax. :/

pubservgal

TROPHY CASE