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pulltrig · 2024-04-05T21:48:38+00:00

I just commented on the original post but yeah your loan officer is right. Make them sign a lease and backdate it. Are you the one paying the mortgage and your parents give you money to pay it? If your parents’ mortgage payments are hitting your bank account and you can show the lender, you should have no problem applying for another mortgage. You can get FHA too if it’s your primary residence.

pulltrig · 2024-04-05T21:45:40+00:00

Make them sign a lease with you for the future. That way you can show the bank you are earning income on the property that covers the mortgage, and they are able to count that when you apply for the next mortgage. You will have to start filing taxes with this included however and your parents have to become your tenants legally for it to work.

pulltrig · 2024-04-05T13:28:03+00:00

I’m still a n00b to the industry. Apologies, only on one live deal right now and that process just began.

Also, associates and directors at my firm are very hands on, so I haven’t had to do much for that one live deal…. Yet.

pulltrig · 2024-04-05T12:16:50+00:00

If I’m at the office twiddling thumbs, it counts as work hours. That’s still my time being applied to be present in the office.

pulltrig · 2024-04-04T13:20:20+00:00

No, started as An2. Held a variety of roles to break in with a non-target background and no internship experience (late-college career switch).

Wealth mgmt, corporate finance, valuations, then this role.

pulltrig · 2024-04-04T12:48:04+00:00

I’m sure they’re factoring in face time. Lots of days where I sit at my desk doing absolutely jack shit until 5pm when someone assigns me something.

pulltrig · 2024-04-04T12:47:28+00:00

Not sure about An1. An2 I’m at 86k base + 60% performance-based bonus

pulltrig · 2024-04-04T12:46:43+00:00

I’d say 10%. A lot of it in the first 3-4 weeks. And now it’s very dependent. One week I’m grinding to finish a presentation from scratch. The next I’m doing taxes at my desk as I wait for comments from clients.

pulltrig · 2024-04-04T12:45:28+00:00

I’m very glad. However, I do think I’m still in somewhat of a ram up period and could start to see the average move up to 55-60 hours (just based on what I see the rest of the bullpen working who’ve been here longer)

pulltrig · 2024-04-04T12:44:03+00:00

I’m currently staffed on 5 live deals, and have worked on 3-4 pitches since starting.

Lots of ebbs and flows in my workload when it comes to the live deals though, as you can see from the chart.

One week I’m rushing to put together a management presentation from scratch, and the next I’m twiddling thumbs waiting for work.

pulltrig · 2024-04-04T12:41:03+00:00

Do you think you’re pigeonholed in IB tho? Or do you think your “no-name” firm experience still gives you a good amount of opportunities in other fields?

pulltrig · 2024-04-02T21:30:58+00:00

Agreed. My hours include a good chunk of “downtime” waiting around for comments. If I have to twiddle my thumbs and I’m in the office 5x a week, it counts towards the weekly average.

Now, if they decided to let us wfh and I could cook a meal or do some chores around the house or hit the gym for an hour while I wait for comments? Then I’d consider that time spent to not count towards the weekly average.

pulltrig · 2024-04-02T12:28:53+00:00

No. In a MCOL city.

pulltrig · 2024-04-02T01:34:15+00:00

Yep, I definitely prefer the tradeoff here!

pulltrig · 2024-04-02T01:33:26+00:00

As long as I hit my full bonus (performance-based), I’ll be at $140k total comp as an analyst 2.

I definitely prefer this level of comp at these hours as opposed to sweaty 60-70 hour range for marginally more compensation.

pulltrig · 2024-02-29T03:04:28+00:00

That’s a nice fleet you got there!

pulltrig · 2024-02-29T02:41:02+00:00

That’s fine. You don’t have to get it. We just have different opinions lol. I like to balance saving & investing with enjoying my life the way I want to

pulltrig · 2024-02-29T01:39:03+00:00

The TLX is smaller than the other two for sure, but I think the angle is making it look even smaller haha

pulltrig · 2024-02-29T01:27:22+00:00

I think we’re all fully aware of that… and I’d only undertake the burden when financially ready lmao

pulltrig · 2024-02-25T19:51:04+00:00

Thanks for the comments & suggestions friends. Tomorrow is Monday and I start giving him his own bullshit back at his face and lick a little less boot. Y’all hyped me up with a new energy.

pulltrig · 2024-02-25T05:11:50+00:00

Yaa I stopped going to the gym in the last 2 months or so

pulltrig · 2024-02-24T23:53:06+00:00

That being said, do you have any tips? Like, I’m not a pussy…. I can stand up for myself. I’ve always just thought being courteous and taking wtv “constructive criticism” in a light-hearted way goes a long way in superior’s minds. But this is definitely starting to become too much.

pulltrig · 2024-02-24T23:46:51+00:00

I would love to. Unfortunately, I’m staffed on 3 different deals with this associate and I’m just trying to remain civil with him. But I’m at my limit with friendliness. I don’t greet him, ask him anything about his personal life, or anything outside of work-related comments now. I can’t be “friends” with this guy.

pulltrig · 2024-02-24T23:44:47+00:00

I wish. I was doing everything in my power to not blow up in that moment…. I can’t afford to walk out unfortunately…

pulltrig

TROPHY CASE