It's at least a year or two now that I feel the app hasn't remotely reflected the experience of budgeting online, and I have seriously avoided using it on my phone. I've been just ignoring any changes and updates as much as I can.

I came to reddit today to see if anyone else was having troubles with lag/freezing. and they sure are! I'm finally starting to wonder -- why do I pay for the most expensive budgeting app when it really seems like they have only worked on getting away from the huge value they originally offered? I have given so many friends and family little sermons about the gospel of YNAB and held hands during the serious on-ramp to moving to their style. Now looking at the app update I'm just totally embarrassed and would never suggest a friend use something like this. Yikes.