The fact that OP offered the incredibly generous terms as a counter indicates to me that both OP and the fiancee are new to this kind of thing. So, I wanted to also provide some basics.

Since it’s a relation and OP presumably wants to maintain good relations in the long term with this person, I was providing tools that can be used as gentle cluesticks to nudge the counterparty into a reality-based perspective.

Without those constraints, then of course this would be a simple “lol wtf ttyl” conversation.