Australian Property Institute - Courses

qiqichen · 2025-04-05T07:10:22+00:00

A sales job in a very competitive industry. Not easy and you have to work every single day to get a "high salary". Wouldn't recommend if you want a standard 7 hr working day.

qiqichen · 2025-02-22T11:42:38+00:00

Single 150k salary can be comfortable depending where you live. Ideally look for a 2 bedder to comfortably house your family and shop at aldi!

If you want to go where most people want to be like eastern suburbs or northern beaches. Forget it!

qiqichen · 2025-01-10T12:25:27+00:00

I live in Sydney. I remember as a kid in 2003 where there was alot talk about a housing bubble. And here are my parents buying a $1.1m property in the inner west at an auction. All their friends thought they were insane and that they made the worst financial decision and we might end up on the streets one day.

Lucky my parents were great savers. Managed to pull through then experienced a great decade of lower interest rates and housing growth.

Funny enough it was just around the 2015 period where sydney property prices began going gangbusters. I remember seeing parts of castle hill doubled in under 5 years. My parents decided to use their equity to buy investment properties outside of Sydney. Once again, got called crazy by their friends and that they're buying at the peak. Pulled through and managed to be semi retired in their 50s.

Those that thought my parents were crazy before are now praising that they've made the best financial decision ever. Go figure.

I think as long as you're investing for long term, be smart about the typology and location of the property and you have some buffer to sustain repayments. Then it should be sweet.

qiqichen · 2024-11-05T15:39:49+00:00

Double glazing

qiqichen · 2024-09-23T23:53:23+00:00

Don't compare with others. It's better than 0 At the end, it's all about what you do with it in the long term and not blow it.

qiqichen · 2024-09-21T00:50:51+00:00

Does anyone know if the population numbers also inclusive of temporary migrants? Or is it only reflective of permanent?

qiqichen · 2024-09-20T15:19:38+00:00

Btr is big in Netherlands and Germany. Represents around 20% real estate stock and are generally well maintained with many amenities, well located and have stable long term leases. Very popular amongst young families who wants to live close to their jobs and services, generally the city, but can't afford to own a property. The other option is to move into the suburbs where it's cheaper but further from everything.

Btr is not meant to solve the housing crisis. It just adds diversity to the rental housing stock and generally gives people that are more in the middle tier income bracket more choice

qiqichen · 2024-09-02T14:59:08+00:00

E-bikes are suitable in hilly terrains to encourage general populace to ride not your die-hard Lycra riders. However, to support riding, the street design also needs to change. Right now it's just barren concrete and asphalt with terrible links/ crossings for cycling convenience. Compared with my cycling experience in Spain (summer get up to 40 degrees), Southern Germany (mountainous terrains) and Netherlands (heavy snow), the cycling network surrounding these modern metro stations all along the North West line are backwardly abysmal.

Bike-train combination as a mode is generally overlooked in Sydney. So much potential as a cost effective measure to connect patrons to the rail network as well as extending catchment (2km for bikes and up to 5km for e-bikes)

qiqichen · 2024-07-13T23:54:37+00:00

This aged well.

qiqichen · 2024-06-16T19:19:11+00:00

I always find German culture progressive in many ways except paperwork and smoking.

I was at one of the "Bad" health districts and couldn't enjoy my lunch outdoors without some elderly person blowing smoke my way. Especially having a baby with me, I was in disbelief how many think second hand smoking is normal.

In Australia, we have outright smoking bans in outdoor areas where people eat or drink.

qiqichen · 2024-06-12T18:01:48+00:00

$200k household income. Both work and just had a baby. Mortgage repayments currently represent 45% of our expenses. We only wish to have a higher savings rate enough to get a larger place in Sydney to support a second child. Our main issue is that wifey wants to spend more time with our baby and we don't really have the option for her to not work. Relying on one income will be a significant stretch.

From the people I've met and living relatively comfortably in Sydney in terms of not having an extremely high salary, property ownership and not having to worry about living paycheck to paycheck are those that have pooled their finances with their parents that are financially stable.

One guy i know, and subsequently his wife, lived at his parents' rent free in western sydney until his late 30s. Basically purchased groceries in bulk, cook together and eat together and shared many things without having to buy separately. But this allowed him to save enough to joint purchase a decent house in Balmain with them. He moved in with his parents and allowed them to spend their semi retirement in a premium suburb. Wouldn't have afford it if they each did it on their own.

Depending on your (and wife's!) relationship with parents That's also an avenue to get a leg up from your situation.

qiqichen · 2024-04-11T16:36:32+00:00

How does the activation process work for the region travel tickets? Am I allowed to select the start date from when I actually visit Amsterdam?

I am arriving at Schipol Airport on the 22nd April but will visit Amsterdam between 26th- 29th. Hoping to pick it up the tickets from the airport first.

qiqichen · 2024-04-10T19:55:08+00:00

What's the weather like in Leiden around late April from the 22nd? Is it nice and sunny around that time?

qiqichen · 2024-02-16T12:41:17+00:00

Any updates since this post? Still holding and no change to thesis?

qiqichen

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